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Taiwan Acceptance Corporation (9941) Fair Value & Analysis

Financial Services · TW · Market cap 48.5B TWD

TA Taiwan Acceptance Corporation 9941 · TW
Price78.60 TWD
Fair Value103.41 TWD
Upside+31.6%
Quality52/100
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Evidence: High Range 77.55 TWD – 153.79 TWD

Fair value as of: Jun 26, 2026

From 26 valuation models · updated 7 days ago

Share price −0.4% over the past month.

Price vs Fair Value (12 months)

103.50 TWD 68.58 TWD Fair Value 103.41 TWD Jun 2025 Jul 2026

12‑month range 68.58 TWD – 103.50 TWD · fair‑value band 77.55 TWD – 153.79 TWD · the 78.60 TWD price screens below the 103.41 TWD fair value. As of Jun 26, 2026.

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Analysis

Taiwan Acceptance Corporation (9941) currently trades at 78.60 TWD, while our model-based Fair Value estimate is 103.41 TWD — implying the stock looks roughly 31.6% undervalued today. We read business quality at 52/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Taiwan Acceptance Corporation generated revenue of 39.4B TWD at a net margin of 11.7%. Revenue declined 1.1% year over year. It earns a return on equity of 11.0%. Net debt stands at 218B TWD. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 39.4B TWD
Revenue growth (YoY) -1.1%
Net margin 11.7%
Return on equity 11.0%
Free cash flow 15.3B TWD FY2025
P/E ratio 11.5
More key figures
Operating margin 14.5%
EPS (TTM) 7.32 TWD
Dividend yield 5.0%
EPS growth (YoY) -0.4%
Net debt 218B TWD FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Taiwan Acceptance Corporation provides various financial services in China, Taiwan, and internationally. It offers vehicle and personal financing services, including new and used cars, and auto mortgage loans; motorcycle loan installments; and auto leasing services, as well as installment plans for other products and services. The company also offers corporate financing services, such as installation plans for heavy vehicles and equipment leasing services. In addition, it offers used car sale intermediation services comprising auto auction and vehicle inspection. The company was formerly known as Yulon Finance Corporation. Taiwan Acceptance Corporation was incorporated in 1990 and is based in Taipei, Taiwan.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Taiwan Acceptance Corporation reported revenue of 39.5B TWD in FY2025 versus 14.7B TWD in FY2021, a compound +28.1%/yr. Reported net income was 4.6B TWD in FY2025, compounding −2.9%/yr from FY2021.

Revenue +28.1%/yr
FY21 14.7B TWD
FY22 15.0B TWD
FY23 17.1B TWD
FY24 19.4B TWD
FY25 39.5B TWD
Net income −2.9%/yr
FY21 5.2B TWD
FY22 5.8B TWD
FY23 6.3B TWD
FY24 5.1B TWD
FY25 4.6B TWD

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Similar stocks

6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

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Visa Inc 3V64 €287.50 €226.82 -21%
Mastercard Incorporated M4I €424.30 €242.93 -43%
American Express Company AXP C$28.87 C$23.85 -17%
Capital One Financial Corporation COF $200.70 $125.08 -38%
Bajaj Finance Limited BAJFINANCE ₹884.10 ₹604.72 -32%
PayPal Holdings PYPL34 R$10.53 R$17.14 +63%

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Frequently asked questions

Is Taiwan Acceptance Corporation (9941) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 103.41 TWD versus a price of 78.60 TWD — about +32% (undervalued). Model-based estimate, not financial advice.
What is the fair value of 9941?
Our model-based fair value for Taiwan Acceptance Corporation is 103.41 TWD (as of Jun 26, 2026), built from audited fundamentals. The current price is 78.60 TWD.
What is the quality score of 9941?
Taiwan Acceptance Corporation has a Quality Score of 52/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Taiwan Acceptance Corporation (9941)?
Taiwan Acceptance Corporation reported trailing-twelve-month revenue of about 39.4B TWD (latest available figure, as of Jun 26, 2026).
What is the net profit margin of 9941?
The net profit margin of Taiwan Acceptance Corporation is about 11.7%, meaning it keeps roughly 11.7% of revenue as net income. Based on the latest reported figures.
Does Taiwan Acceptance Corporation pay a dividend?
Taiwan Acceptance Corporation currently shows a dividend yield of about 4.99% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.