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Carl Zeiss Meditec AG (AFX) Fair Value & Analysis

Healthcare · DE · Market cap €2.6B

CZ Carl Zeiss Meditec AG AFX · XETRA
Price€29.90
Fair Value€33.16
Upside+10.9%
Quality64/100
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Healthy Growth
Thin margins · 4.4% net margin
Low debt · generates free cash flow
1.87% dividend yield
Mixed vs. peers (7/15)
Narrow moat 35/100
Evidence: High Range €18.49 – €44.36 Share as image

Fair value as of: Jul 16, 2026

From 26 valuation models · updated 24 days ago

Fair value updated Jul 16, 2026, revised from €33.18 to €33.16 (−0.1%) since Jul 14, 2026. Share price +2.5% over the past month.

A solid business, screening 11% undervalued on our models.

What matters now

  • A fairly wide model range (€18.49 to €44.36) leaves room in how you read the outcome.
  • Our model range runs from €18.49 (bear) to €44.36 (bull), base €33.16. The closer the price sits to the lower half, the larger the margin of safety.
  • Quality 64/100 (solid quality) with high evidence: the data supports the verdict.
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Price vs Fair Value (5 years)

€188.33 €22.90 Fair Value €33.16 Jun 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 16, 2026.

How to read this chart

60‑month range €22.90 – €188.33 · fair‑value band €18.49 – €44.36 · the €29.90 price screens below the €33.16 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 16, 2026.

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Analysis

Carl Zeiss Meditec AG (AFX) currently trades at €29.90, while our model-based Fair Value estimate is €33.16, implying the stock looks roughly 10.9% undervalued today. The Quality Score stands at 64/100 (solid quality), in the Healthcare sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Carl Zeiss Meditec AG generated revenue of €2.2B at a net margin of 4.4%. Revenue declined 6.4% year over year. It earns a return on equity of 4.5%. Net debt stands at €580M. Fundamentals as of Jul 16, 2026

Our scenario range runs from €18.49 (bear case) to €44.36 (bull case); at €29.90, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 52% below its 52-week high and 35% above its 52-week low, currently below its 200-day average. For context, the median of 10 Healthcare peers we cover trades at -43% fair-value upside, at 11%, AFX screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF €17.75 €30.39 €49.39 80
Residual Income €19.15 €19.93 €20.59 76
Rev-Margin DCF €20.08 €36.42 €55.92 74
All 26 models by family
DCF Models
FCF DCF €17.61 €30.69 €50.69 38
Owner Earnings €25.02 €42.53 €69.30 31
5Y Revenue Exit €20.08 €36.63 €58.25 39
5Y EBITDA Exit €30.17 €56.11 €87.28 41
5Y P/E Exit €18.93 €34.40 €51.07 38
10Y Revenue Exit €18.14 €32.98 €53.90 36
10Y EBITDA Exit €25.32 €46.43 €76.21 37
10Y P/E Exit €18.22 €31.44 €48.39 35
Earnings-Based
Graham-Dodd €10.97 €39.50 €53.24 54
Lynch FV €9.34 €13.34 €17.34 50
PEG = 1.0 €9.34 €13.34 €17.34 46
EPV €17.06 €20.42 €23.33 59
Dividend Discount
Gordon GGM €5.27 €10.50 €15.90 70
DDM Multi-Stage €5.27 €9.07 €11.08 61
Multiples
P/E Multiple €26.62 €35.49 €44.36 63
P/S Multiple €20.57 €27.42 €34.28 58
P/B Multiple €20.57 €27.42 €34.28 55
EV/EBIT €33.15 €45.61 €58.08 53
EV/EBITDA €41.70 €57.03 €72.35 54
EV/Revenue €22.44 €33.88 €45.32 43
Asset-Based
NCAV (Graham) €12.09 €16.20 €24.18 50
Growth DCF
Growth DCF €17.75 €30.39 €49.39 80
Rev-Margin DCF €20.08 €36.42 €55.92 74
Economic Profit
Residual Income €19.15 €19.93 €20.59 76
ROIC Compounder €17.06 €20.42 €23.33 72
Growth Earnings
Growth-Adj P/E €18.30 €26.15 €33.99 68

Widest divergence: DCF Models (€34.40) versus Dividend Discount (€9.07). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) €2.2B
Revenue growth (YoY) -6.4%
Net margin 4.4%
Return on equity 4.5%
Free cash flow €170M FY2025
P/E ratio 21.9
More key figures
Operating margin 4.9%
EPS (TTM) €1.37
Dividend yield 1.9%
EPS growth (YoY) -57.7%
Net debt €580M FY2025

Figures from reported company fundamentals · as of Jul 16, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 64/100

Of which business quality 64 · Market factors (momentum, volatility) 32

Profitability 42
Margins and returns on capital today
Quality Growth 42
Are margins and returns improving?
Cashflow 57
Earnings quality: real cash, not paper profit
Fin. Strength 77
Balance sheet, leverage, solvency risk
Investment 86
Disciplined investing over empire-building
Low Volatility 35
Calm price path (market factor)
Momentum 41
Price trend over the last 3–12 months (market factor)
52W Momentum 13
Distance to the 52-week high (market factor)
Net Issuance 93
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Carl Zeiss Meditec AG operates as a medical technology company in Germany, rest of Europe, North America, and Asia. It operates in two segments, Ophthalmology and Microsurgery.

Full company description

Carl Zeiss Meditec AG operates as a medical technology company in Germany, rest of Europe, North America, and Asia. It operates in two segments, Ophthalmology and Microsurgery. The Ophthalmology segment offers products and solutions for the diagnosis and treatment of chronic eye diseases, including slit lamps, refractometers, and tonometers; optical coherence tomography and fundus cameras for retina examination; functional glaucoma diagnostic devices (perimeters); surgical ophthalmology products comprising surgical microscopes, biometers, and phacoemulsification and vitrectomy equipment; intraocular lenses for cataract surgery; and systems and consumables for laser eye surgery that include the VISUMAX femtosecond laser, which enables minimally invasive correction of vision defects using lenticular extraction, as well as digital products for the storage, analysis, and sharing of clinical data. The Microsurgery segment provides products and solutions for minimally invasive surgical treatments, including surgical visualization, interoperative radiotherapy, interoperative pathology, special surgical instruments, and digital solutions, as well as the ZEISS Tumor Workflow, a cross-product workflow solution. It serves physicians in various fields and hospitals. The company was founded in 1846 and is headquartered in Jena, Germany. Carl Zeiss Meditec AG operates as a subsidiary of ZEISS Group.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Carl Zeiss Meditec AG reported revenue of €2.2B in FY2025 versus €1.6B in FY2021, a compound +7.8%/yr. Reported net income was €141M in FY2025, compounding −12.1%/yr from FY2021.

Growth Quality 78/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
€2.2B
Latest YoY
+7.8%
Avg. growth/yr (3Y)
+5.4%
Avg. growth/yr (5Y)
+10.8%
Avg. growth/yr (20Y)
+10.1%
Revenue +7.8%/yr
FY21 €1.6B
FY22 €1.9B
FY23 €2.1B
FY24 €2.1B
FY25 €2.2B
Net income −12.1%/yr
FY21 €236M
FY22 €294M
FY23 €290M
FY24 €179M
FY25 €141M

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Cite: Fair Value Calculator (2026). "Carl Zeiss Meditec AG Fair Value". https://www.fairvalue-calculator.com/stock/AFX

Peer Group

Medical Instruments & Supplies · 203 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 64 · Above median
Fair Value upside +11% · Above median
Return on equity (TTM) 5% · Below median
Return on assets 3% · Below median
Net margin (TTM) 4% · Below median
Operating margin (TTM) 5% · Below median
Revenue growth -6% · Bottom 25%
Dividend yield (TTM) 1.9% · Above median
Debt / equity 0.19× · Higher than median

Valuation Multiples vs Medical Instruments & Supplies median · lower = cheaper

P/E (TTM) 21.9× · Cheaper than median
P/B 1.43× · Cheaper than median
P/S (TTM) 1.40× · Cheaper than median
P/FCF 17.8× · Pricier than median
EV/EBITDA 15.7× · Pricier than median
PEG 1.00× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 48 · sector 0
FUTURE 0 · sector 27
PAST 18 · sector 25
HEALTH 91 · sector 96
DIVIDEND 37 · sector 32

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Medical Instruments & Supplies stocks, each showing price versus our Fair Value estimate (as of Jul 16, 2026).

Stock Price Fair Value vs Fair Value
Intuitive Surgical, Inc ISRG $402.33 $150.04 -63%
EssilorLuxottica Société anonyme 1EL €172.45 €68.55 -60%
Medline Inc MDLN $41.11 $30.15 -27%
Becton, Dickinson and Company BDX $150.65 $103.53 -31%
Alcon Inc ALC $70.26 $39.78 -43%
ResMed Inc RMD $203.87 $187.89 -8%
West Pharmaceutical Services, Inc WST $353.71 $143.97 -59%
Straumann Holding STMN CHF 106.00 CHF 47.31 -55%
Sartorius Stedim Biotech S.A DIM €188.50 €51.16 -73%
Coloplast A/S COLOB kr 414.00 kr 382.22 -8%

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Frequently asked questions

Is Carl Zeiss Meditec AG (AFX) overvalued or undervalued?
As of Jul 16, 2026, our model estimates a fair value of €33.16 versus a price of €29.90, about +11% (undervalued).
What is the fair value of AFX?
Our model-based fair value for Carl Zeiss Meditec AG is €33.16 (as of Jul 16, 2026), built from audited fundamentals. The current price is €29.90.
What is the quality score of AFX?
Carl Zeiss Meditec AG has a Quality Score of 64/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Carl Zeiss Meditec AG (AFX)?
Carl Zeiss Meditec AG reported trailing-twelve-month revenue of about €2.2B (latest available figure, as of Jul 16, 2026).
What is the net profit margin of AFX?
The net profit margin of Carl Zeiss Meditec AG is about 4.4%, meaning it keeps roughly 4.4% of revenue as net income. Based on the latest reported figures.
Does Carl Zeiss Meditec AG pay a dividend?
Carl Zeiss Meditec AG currently shows a dividend yield of about 2.08% relative to its recent price (as of Jul 16, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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