AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL) fair value: what the stock is really worth
As of Sep 23, 2026: fair value of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) ₹253, price ₹561, upside -55.0%, quality 57 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
29‑month range ₹151.82 – ₹667.90 · fair‑value band ₹150.83 – ₹411.35 · the ₹561.45 price screens above the ₹252.50 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
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Authum Investment & Infrastructure Limited, a non-banking finance company, engages in investment, trading, and lending activities in India and internationally. It operates through the Investment Activity, Lending Activity, and Rental Business segments. The company is involved in the investment and trading in shares and securities.
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Authum Investment & Infrastructure Limited, a non-banking finance company, engages in investment, trading, and lending activities in India and internationally. It operates through the Investment Activity, Lending Activity, and Rental Business segments. The company is involved in the investment and trading in shares and securities. It also invests in publicly listed and unlisted companies. In addition, it offers a range of credit and financing solutions. The company was formerly known as Pentium Investments and Infrastructures Limited and changed its name to Authum Investment & Infrastructure Limited. Authum Investment & Infrastructure Limited was incorporated in 1982 and is based in Mumbai, India.
Stock analysis
AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL) currently trades at ₹561.45, while our model-based Fair Value estimate is ₹252.50, implying the stock looks roughly 122.4% overvalued today.
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Valuation
Bull case: the Earnings-Based group reads highest at a median of ₹795.88 per share, and 3 of the 13 models we run sit above the ₹561.45 price.
Bear case: the Asset-Based group reads lowest at ₹116.20, and 10 of the 13 models stay below the price. Evidence for this calculation is high.
Scenario range: ₹150.83 (bear) to ₹411.35 (bull), the price of ₹561.45 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 57/100 (solid quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) reported revenue of ₹26.5B in FY2026 versus ₹8.9B in FY2022, a compound +31.3%/yr. Reported net income was ₹19.3B in FY2026, compounding +30.4%/yr from FY2022. FY2022 was a trough year, so the rate overstates the trend.
Key figures
Market cap ₹437B (≈ $4.5B) · P/E ratio 9.0 · P/S ratio 6.55 · EPS (TTM) ₹62.40 · Net margin 72.8% · Return on equity 13.1% · Return on assets (EBIT) 26.4% · Operating margin 60.6%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 48 out of 100 (low confidence).
What moves the price
The share trades about 16% below its 52-week high and 39% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −20% fair-value upside, at −55%, AIIL screens richer than that median.
Fair Value models
Bear ₹150.83Fair Value ₹252.50Bull ₹411.35
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 6 months old). Earnings retained since then (₹30.26 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.84/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
−6.7%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+83.3%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+82.8%
Start year 2021 (pandemic). Over 10 years: +23.7% a year
Revenue growth 12 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+70.1%
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What shareholders gained per year (last 5 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+64.3%
Earnings growth per share plus dividend.
Earnings per share, growth per year+64.3%
Dividend (yield on the price)0.0%
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.137% → 82%
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+11.8%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (India: IMF forecast 4.1% a year to 2030, 4.7% from 2016 to 2025) that is about +7.3% a year for the price.
Compare AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Capital Markets · 463 stocks
Beats the industry median on 8/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score56 · Above median
Fair Value upside−55% · Bottom 25%
Profitability
Return on equity (TTM)13% · Above median
Return on assets11% · Top 25%
Net margin (TTM)81% · Top 25%
Operating margin (TTM)61% · Top 25%
Growth and dividend
Revenue growth−74% · Bottom 25%
Balance sheet
Debt / equity0.10× · Below median
Valuation Multiplesvs Capital Markets median · lower = cheaper
P/E (TTM)9.0× · Cheapest 25%
P/B2.96× · Priciest 25%
P/S (TTM)18.26× · Priciest 25%
P/FCF0.4× · Cheaper than median
EV/EBITDA20.8× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 27
FUTURE (revenue growth)0· sector 91
PAST (return on equity)52· sector 30
HEALTH (low debt)95· sector 95
DIVIDEND (yield)0· sector 41
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) Fair Value". https://www.fairvalue-calculator.com/stock/AIIL
Frequently asked questions
Is AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of ₹252.50 versus a price of ₹561.45, about −55% upside (overvalued).
What is the fair value of AIIL?
Our model-based fair value for AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) is ₹252.50 (as of Sep 24, 2026), built from audited fundamentals. The current price: ₹561.45.
What is the quality score of AIIL?
AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) has a Quality Score of 57/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL)?
Our model-based price target is the fair value of ₹252.50 (as of Sep 24, 2026) from 13 valuation models. Cautious scenario ₹150.83, optimistic scenario ₹411.35. It is a calculation from audited fundamentals, not an analyst target.
What is the AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) stock forecast for 2026?
Our models put fair value at ₹252.50, about −55% upside versus a price of ₹561.45 (overvalued). Cautious scenario ₹150.83, optimistic scenario ₹411.35. The calculation is refreshed regularly with new filings.
What is the revenue of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL)?
AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) reported trailing-twelve-month revenue of about ₹23.9B (latest available figure, as of Sep 24, 2026).
What growth is priced into AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL)?
For today's price to be fair in a discounted-cash-flow model, AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) would have to grow free cash flow by +11.8 % per year for five years (discount rate 12.4 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +82.8 % per year. As of Sep 24, 2026.
What discount rate (WACC) does the fair value of AIIL use?
Our models discount AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) at 12.4 %: a base by market capitalisation (mid), country premium for India. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) that is +11.8 % per year a year over ten years, using the same discount rate (12.4 %) and the same formula as our fair value.
How much growth has AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL) delivered so far?
Over the past 5 years revenue at AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) grew +82.8 % a year. The price currently implies +11.8 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL) growing?
The median revenue growth in the sector is +8.5 % a year. That is the yardstick for the growth priced into AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (+11.8 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL)?
The free-cash-flow yield on the price is 6.73 %: that much free cash flow AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) produces per unit of market value. When it exceeds the discount rate of our models (12.4 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) it is ₹252.50 per share (as of Sep 24, 2026), against a price of ₹561.45. It is the blended result of 13 valuation models (cash flow, earnings, asset, dividend).
Is AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) stock overvalued or undervalued in 2026?
As of Sep 24, 2026, AIIL trades above its calculated fair value: price ₹561.45, fair value ₹252.50, a gap of about −55% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of AIIL?
No. The price is what the market pays today (₹561.45); the fair value is what the company's own numbers justify (₹252.50). For AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) the two are ₹308.95 per share apart. That gap is exactly why we show both numbers side by side.
How much is AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) worth?
The market values AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) at about ₹437B (market capitalisation, as of Sep 24, 2026). Per share that is ₹561.45; our models calculate a fair value of ₹252.50 per share.
What do the bullish and bearish scenarios say about AIIL?
Our models span a range for AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE): cautious scenario ₹150.83, base ₹252.50, optimistic ₹411.35 per share (as of Sep 24, 2026, price ₹561.45). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of AIIL?
AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) trades at a price-to-earnings ratio of 9.0 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹252.50 is built from several models across several years. Other multiples: P/B 3.0, P/S 18.3, EV/EBITDA 20.8.
How solid is the balance sheet of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL)?
Balance-sheet figures for AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (as of Sep 24, 2026): return on equity 13.1%, debt of 0.10 per unit of equity. They feed the Quality Score of 57/100, which measures business quality independently of the share price.
How far is AIIL from its 52-week high?
AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) trades at ₹561.45, about 16% below its 52-week high of ₹667.90 and 39% above the low of ₹405.30 (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of ₹252.50 is for.
Which stocks are comparable to AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE)?
From the same area (Financial Services) we also value Morgan Stanley, a financial holding company,, The Goldman Sachs Group, The Charles Schwab Corporation, Interactive Brokers Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) stock attractive at the current price?
The data as of Sep 24, 2026: price ₹561.45, calculated fair value ₹252.50 (−55%), Quality Score 57/100, from 13 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of AIIL calculated?
We run AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) through 13 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹252.50, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.1 % above its aggregate fair value. AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL)?
The closing price on Sep 23, 2026 was ₹561.45. Our model-based fair value is ₹252.50, about −55% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) right now?
The price sits above even our optimistic bull case (₹411.35). The favourable scenario is already priced in. The model range is unusually wide (₹150.83 to ₹411.35). The outcome hinges heavily on assumptions, so read the point estimate with caution. Solid but not exceptional quality (57/100) and above fair value, neither a clear bargain nor a standout compounder. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE)
How large is the market capitalisation of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL)?
The market capitalisation of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) is ₹437B (≈ $4.5B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL)?
The price-to-sales ratio of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) is 6.55 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL)?
Earnings per share at AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) are ₹62.40 (price ÷ EPS = P/E 9.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL)?
The net margin of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) is 72.8% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL)?
The return on equity (ROE) of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) is 13.1% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL)?
On an EBIT basis the return on assets of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) is 26.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL)?
The operating margin of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) is 60.6% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL)?
Revenue at AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) is growing −73.6% versus a year earlier (3y avg +83.3%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL)?
Earnings per share at AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) are growing −96.3% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL) carry?
The net debt of AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) is ₹31.4B (fiscal year 2026, ≈ 2.7 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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