EN DE
Check 35,000+ stocks against 26 valuation models and 37 quality factors
Data-driven stock valuation

Akbank TAS (AKBNK) fair value: what the stock is really worth

We calculate from audited financials what Akbank TAS is really worth. The fair value tells you whether the price is too high or too low, the quality score (0 to 100) how solid the business behind it is. 26 models, 37 quality factors, updated daily.

  1. Fair value above price? Yes
  2. Good quality? No
  3. Add to watchlist

Financial Services · TR · ISIN TRAAKBNK91N6

AT Some data Sep 18, 2026

Akbank TAS

AKBNK · IS

Low PriorityFair Value upside is limited and quality is weak.

·Fair value 77.24 TRY · Fairly valued (+8%)
!Quality 42/100
!Expensive Growth (revenue 5y +54.7 %/yr)
✓Highly profitable · 29.5% net margin (TTM)
!Low debt · negative free cash flow
·3.08% dividend yield
✓Ranks above peers (9/13)
✓Wide moat 70/100
!Evidence only medium, so the estimate is less certain
Watch Akbank TAS for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card. Watch for free

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

90.06 TRY 4.05 TRY Fair Value 77.24 TRY Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 18, 2026.

How to read this chart

60‑month range 4.05 TRY – 90.06 TRY · fair‑value band 59.02 TRY – 139.72 TRY · the 71.55 TRY price screens below the 77.24 TRY fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 18, 2026.

Which stocks are undervalued right now? Check free Discover now →

Company profile

Akbank T.A.S., together with its subsidiaries, provides various banking products and services in Turkey and internationally.

Show more

Akbank T.A.S., together with its subsidiaries, provides various banking products and services in Turkey and internationally. The company's consumer banking services comprise deposit accounts, retail loans, commercial installment loans, credit cards, insurance products, and asset management services, as well as bank cards, investment funds trading, automatic payment, foreign currency trading, safe deposit box rental, cheques, money transfer, investment banking, and telephone and internet banking services. It also offers services to large, medium, and small size corporate and commercial customers that include Turkish Lira (TL) and foreign currency denominated working capital loans financing for investments, foreign trade financing, derivative instruments for hedging purposes of foreign currency and interest risk, letters of credit, foreign currency trading, corporate finance, and deposit and cash management services, as well as project finance loans; and working capital management, delivering cash management services based on customers' requests, such as collection and payment, and liquidity and information management services. In addition, the company engages in TL and foreign currency spot, and forward transactions, treasury and government bonds, Eurobonds, and private sector bond transactions, as well as derivative trading activities; and marketing and pricing activities related to treasury products. Further, it provides foreign exchange, and TL clearing; financial leasing, investment and pension funds management, portfolio management, and payment services as well as issues electronic money. Akbank T.A.S. was incorporated in 1948 and is headquartered in Istanbul, Turkey.

Stock analysis

Akbank TAS (AKBNK) currently trades at 71.55 TRY, while our model-based Fair Value estimate is 77.24 TRY, implying the stock looks roughly 7.4% fairly valued today.

Show more

Valuation

Bull case: the Economic Profit group reads highest at a median of 100.69 TRY per share, and 3 of the 4 models we run sit above the 71.55 TRY price.

Bear case: the Asset-Based group reads lowest at 39.97 TRY, and 1 of the 4 models stay below the price. Evidence for this calculation is medium.

Scenario range: 59.02 TRY (bear) to 139.72 TRY (bull), the price of 71.55 TRY sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 42/100 (below-average quality), in the Financial Services sector.

Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.

Akbank TAS reported revenue of 230B TRL in FY2025 versus 39.5B TRL in FY2021, a compound +55.3%/yr. Reported net income was 57.3B TRL in FY2025, compounding +47.4%/yr from FY2021. FY2021 was a trough year, so the rate overstates the trend.

Key figures

Market cap 372B TRY (≈ $7.6B) · P/E ratio 5.9 · P/S ratio 1.48 · EPS (TTM) 12.05 TRY · Dividend yield 3.1% · Net margin 24.9% · Return on equity 22.9% · Return on assets (EBIT) 2.0%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 45 out of 100 (medium confidence).

What moves the price

The share trades about 21% below its 52-week high and 39% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −31% fair-value upside, at 8%, AKBNK screens cheaper than that median.

Fair Value models

Bear 59.02 TRY Fair Value 77.24 TRY Bull 139.72 TRY
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (7.04 TRY per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
Residual Income 75.98 TRY 100.69 TRY 408.99 TRY 64
P/E Multiple 107.35 TRY 143.14 TRY 178.92 TRY 63
P/B Multiple 62.63 TRY 83.51 TRY 104.39 TRY 55
All 4 models by family
Multiples
P/E Multiple 107.35 TRY 143.14 TRY 178.92 TRY 63
P/B Multiple 62.63 TRY 83.51 TRY 104.39 TRY 55
Asset-Based
NCAV (Graham) 29.83 TRY 39.97 TRY 59.65 TRY 54
Economic Profit
Residual Income 75.98 TRY 100.69 TRY 408.99 TRY 64

Open the full fair value analysis →

Notify me when AKBNK reaches fair value

Put AKBNK on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.

Set up alert →

Quality Score breakdown

Overall quality 42/100

Of which business quality 42 · Market factors (momentum, volatility) 52

Profitability 39
Margins and returns on capital today
Quality Growth 59
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 58
Balance sheet, leverage, solvency risk
Investment 26
Disciplined investing over empire-building
Low Volatility 62
Calm price path (market factor)
Momentum 47
Price trend over the last 3–12 months (market factor)
52W Momentum 50
Distance to the 52-week high (market factor)
Net Issuance 82
Share count: buybacks or dilution?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+43.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+27.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+54.7%
Revenue growth 25 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−32.3%
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+58.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year+55.7%
Dividend (yield on the price)3.1%
Profit margin 2014 to 2019 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.69% → 32%

Watch AKBNK, get fair value alerts →

Compare Akbank TAS with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 1075 stocks

Beats the industry median on 10/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score 46 · Bottom 25%
Fair Value upside +56% · Top 25%
Profitability
Return on equity (TTM) 23% · Top 25%
Return on assets 2% · Top 25%
Net margin (TTM) 29% · Above median
Operating margin (TTM) 35% · Below median
Growth and dividend
Revenue growth 42% · Top 25%
Dividend yield (TTM) 3.1% · Above median
Balance sheet
Debt / equity 0.12× · Below median

Valuation Multiplesvs Banks - Regional median · lower = cheaper

P/E (TTM) 5.9× · Cheapest 25%
P/B 1.11× · Cheaper than median
P/S (TTM) 1.52× · Cheapest 25%
PEG 1.79× · Pricier than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)44 · sector 12
FUTURE (revenue growth)100 · sector 45
PAST (return on equity)91 · sector 41
HEALTH (low debt)94 · sector 85
DIVIDEND (yield)62 · sector 53

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
DBS Group DBS19 20.20 THB 6.69 THB −67%
China Merchants Bank Co 3968 HK$51.35 HK$78.59 +53%
Intesa Sanpaolo S.p.A ISP €6.74 €4.04 −40%
HDFC Bank Limited HDB $23.34 $15.75 −33%
BNP Paribas SA BNP €102.32 €105.99 +4%
UniCredit S.p.A UCG €82.92 €77.62 −6%
Mizuho Financial Group MFG $11.15 $9.67 −13%
ICICI Bank Limited ICICIBANK ₹1,359 ₹636.31 −53%
The PNC Financial Services Group PNC $231.49 $159.52 −31%
Oversea-Chinese Banking Corporation O39 31.28 SGD 19.80 SGD −37%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Extrinsic Value Calculator…Calculator with industry benchmark Peter Lynch Fair Value Formula &…Calculator with industry benchmark
Run the numbers yourself: free valuation calculators
DCF CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorFama-French ModelIntrinsic Value
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Akbank TAS · Fair Value
77.24 TRY +7%Fair Value
Calculator →

Cite: Fair Value Calculator (2026). "Akbank TAS Fair Value". https://www.fairvalue-calculator.com/stock/AKBNK

Frequently asked questions

Is Akbank TAS (AKBNK) overvalued or undervalued?
As of Sep 18, 2026, our model estimates a fair value of 77.24 TRY versus a price of 71.55 TRY, about +8% upside (fairly valued).
What is the fair value of AKBNK?
Our model-based fair value for Akbank TAS is 77.24 TRY (as of Sep 18, 2026), built from audited fundamentals. The current price: 71.55 TRY.
What is the quality score of AKBNK?
Akbank TAS has a Quality Score of 42/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Akbank TAS (AKBNK)?
Our model-based price target is the fair value of 77.24 TRY (as of Sep 18, 2026) from 4 valuation models. Cautious scenario 59.02 TRY, optimistic scenario 139.72 TRY. It is a calculation from audited fundamentals, not an analyst target.
What is the Akbank TAS stock forecast for 2026?
Our models put fair value at 77.24 TRY, about +8% upside versus a price of 71.55 TRY (fairly valued). Cautious scenario 59.02 TRY, optimistic scenario 139.72 TRY. The calculation is refreshed regularly with new filings.
What is the revenue of Akbank TAS (AKBNK)?
Akbank TAS reported trailing-twelve-month revenue of about 226B TRY (latest available figure, as of Sep 18, 2026).
Does Akbank TAS pay a dividend?
Akbank TAS currently shows a dividend yield of about 3.08% relative to its recent price (as of Sep 18, 2026).
What is the intrinsic value of Akbank TAS (AKBNK)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Akbank TAS it is 77.24 TRY per share (as of Sep 18, 2026), against a price of 71.55 TRY. It is the blended result of 4 valuation models (cash flow, earnings, asset, dividend).
Is Akbank TAS stock overvalued or undervalued in 2026?
As of Sep 18, 2026, AKBNK trades below its calculated fair value: price 71.55 TRY, fair value 77.24 TRY, a gap of about +8% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of AKBNK?
No. The price is what the market pays today (71.55 TRY); the fair value is what the company's own numbers justify (77.24 TRY). For Akbank TAS the two are 5.69 TRY per share apart. That gap is exactly why we show both numbers side by side.
How much is Akbank TAS worth?
The market values Akbank TAS at about 372B TRY (market capitalisation, as of Sep 18, 2026). Per share that is 71.55 TRY; our models calculate a fair value of 77.24 TRY per share.
What do the bullish and bearish scenarios say about AKBNK?
Our models span a range for Akbank TAS: cautious scenario 59.02 TRY, base 77.24 TRY, optimistic 139.72 TRY per share (as of Sep 18, 2026, price 71.55 TRY). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of AKBNK?
Akbank TAS trades at a price-to-earnings ratio of 5.9 (as of Sep 18, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 77.24 TRY is built from several models across several years. Other multiples: PEG 1.8, P/B 1.1, P/S 1.5.
What is the PEG ratio of AKBNK?
The PEG ratio of Akbank TAS is 1.79 (P/E divided by earnings growth, as of Sep 18, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Akbank TAS (AKBNK)?
Balance-sheet figures for Akbank TAS (as of Sep 18, 2026): return on equity 22.9%, debt of 0.12 per unit of equity. They feed the Quality Score of 42/100, which measures business quality independently of the share price.
How far is AKBNK from its 52-week high?
Akbank TAS trades at 71.55 TRY, about 21% below its 52-week high of 90.60 TRY and 39% above the low of 51.40 TRY (as of Sep 18, 2026). Distance from the high says nothing about value: that is what the fair value of 77.24 TRY is for.
Which stocks are comparable to Akbank TAS?
From the same area (Financial Services) we also value DBS Group, China Merchants Bank Co, Intesa Sanpaolo S.p.A, HDFC Bank Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Akbank TAS stock attractive at the current price?
The data as of Sep 18, 2026: price 71.55 TRY, calculated fair value 77.24 TRY (+8%), Quality Score 42/100, from 4 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of AKBNK calculated?
We run Akbank TAS through 4 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 77.24 TRY, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.5 % above its aggregate fair value. Akbank TAS currently trades 8 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Akbank TAS (AKBNK)?
The closing price on Sep 17, 2026 was 71.55 TRY. Our model-based fair value is 77.24 TRY, about +8% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Akbank TAS right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. A fairly wide model range (59.02 TRY to 139.72 TRY) leaves room in how you read the outcome. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of Akbank TAS

How large is the market capitalisation of Akbank TAS (AKBNK)?
The market capitalisation of Akbank TAS is 372B TRY (≈ $7.6B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Akbank TAS (AKBNK)?
The price-to-sales ratio of Akbank TAS is 1.48 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Akbank TAS (AKBNK)?
Earnings per share at Akbank TAS are 12.05 TRY (price ÷ EPS = P/E 5.9). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Akbank TAS (AKBNK)?
The dividend yield of Akbank TAS is 3.1% (payout 18.3%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Akbank TAS (AKBNK)?
The net margin of Akbank TAS is 24.9% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Akbank TAS (AKBNK)?
The return on equity (ROE) of Akbank TAS is 22.9% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Akbank TAS (AKBNK)?
On an EBIT basis the return on assets of Akbank TAS is 2.0% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Akbank TAS (AKBNK)?
The operating margin of Akbank TAS is 35.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Akbank TAS (AKBNK)?
Revenue at Akbank TAS is growing +42.0% versus a year earlier (3y avg +27.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Akbank TAS (AKBNK)?
Earnings per share at Akbank TAS are growing +36.7% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Akbank TAS (AKBNK) generate?
The free cash flow of Akbank TAS is −31.3B TRY (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Akbank TAS (AKBNK) carry?
The net debt of Akbank TAS is 239B TRY (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed

Watch Akbank TAS in the live analysis

One click puts Akbank TAS on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.