Avanza Bank Holding (AZA) Fair Value & Analysis
Financial Services · SE · Market cap 55.6B SEK
Fair value as of: Jun 26, 2026
From 23 valuation models · updated 4 days ago
Share price +12.0% over the past month.
Price vs Fair Value (12 months)
12‑month range kr 299.80 – kr 385.80 · fair‑value band kr 162.53 – kr 270.89 · the kr 384.20 price screens above the kr 216.71 fair value. As of Jun 26, 2026.
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Avanza Bank Holding (AZA) currently trades at kr 384.20, while our model-based Fair Value estimate is kr 216.71 — implying the stock looks roughly 43.6% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, Avanza Bank Holding generated revenue of 5.1B SEK at a net margin of 52.7%. Revenue grew 9.7% year over year. It earns a return on equity of 33.1%. The balance sheet holds a net cash position of 12.3B SEK. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Avanza Bank Holding AB (publ), together with its subsidiaries, provides various savings, pension, and mortgages products in Sweden. It offers share and fund, investment savings, endowment insurance, savings, endowment child insurance, external deposit, and pension insurance accounts, as well as occupational pensions and individual pension plans. The company also trades in equities, funds, and other securities; and provides external and green mortgages, private banking mortgages, margin loans, and stock lending products. In addition, it offers decision support services and others; and publishes topical news and independent advice on the financial website, Placera, as well as on the weekly financial magazine, Börsveckan. The company primarily serves individual and professional investors, and corporate customers, such as entrepreneurs, asset managers, and occupational pension customers. Avanza Bank Holding AB (publ) was incorporated in 1986 and is headquartered in Stockholm, Sweden.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Avanza Bank Holding reported revenue of kr 5.7B in FY2025 versus kr 3.4B in FY2021, a compound +13.9%/yr. Reported net income was kr 2.6B in FY2025, compounding +6.5%/yr from FY2021.
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.