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Instant Group (CCB) Fair Value & Analysis

Financial Services · DE · Market cap €1.0M

IG Instant Group CCB · F
Price€1.74
Fair Value€2.29
Upside+31.6%
Quality54/100
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Weak Growth
Thin margins · 1.6% net margin
Mixed vs. peers (4/9)
Narrow moat 17/100
Evidence: Low Range €1.71 – €2.86 Share as image

Fair value as of: Aug 20, 2026

From 2 valuation models · updated today

Share price +1.8% over the past month.

A solid business, screening 32% undervalued on our models.

What matters now

  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
  • Solid quality (54/100) at a price below fair value, the discount is the argument here, not the business quality.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

€3.80 €1.60 Fair Value €2.29 Jun 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 20, 2026.

How to read this chart

60‑month range €1.60 – €3.80 · fair‑value band €1.71 – €2.86 · the €1.74 price screens below the €2.29 fair value. Dashed = 300-day average. As of Aug 20, 2026.

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Analysis

Instant Group (CCB) currently trades at €1.74, while our model-based Fair Value estimate is €2.29, implying the stock looks roughly 31.6% undervalued today. The Quality Score stands at 54/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low), always confirm before acting.

Over the trailing twelve months, Instant Group generated revenue of €1.5M at a net margin of 1.6%. It earns a return on equity of 3.8%. Fundamentals as of Aug 20, 2026

Our scenario range runs from €1.71 (bear case) to €2.86 (bull case); at €1.74, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 30% below its 52-week high and 9% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -19% fair-value upside, at 32%, CCB screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
P/B Multiple €1.71 €2.29 €2.86 55
NCAV (Graham) €1.34 €1.80 €2.69 50
All 2 models by family
Multiples
P/B Multiple €1.71 €2.29 €2.86 55
Asset-Based
NCAV (Graham) €1.34 €1.80 €2.69 50

Widest divergence: Multiples (€2.29) versus Asset-Based (€1.80). Highest evidence: P/B Multiple (55).

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Key figures & financial health

Revenue (TTM) €1.5M
Net margin 1.6%
Return on equity 3.8%
Operating margin -0.9%
EPS (TTM) €-0.1300

Figures from reported company fundamentals · as of Aug 20, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 54/100

Of which business quality 55 · Market factors (momentum, volatility) 39

Profitability 2
Margins and returns on capital today
Quality Growth 59
Are margins and returns improving?
Fin. Strength 63
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 74
Calm price path (market factor)
Momentum 28
Price trend over the last 3–12 months (market factor)
52W Momentum 17
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Instant Group AG provides direct capital market access, stock market listings, and capital market advisory services. It also provides capital market consulting and crypto consulting. The company was formerly known as Tiberius Holding AG. Instant Group AG was incorporated in 1999 and is based in Frankfurt am Main, Germany.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Instant Group reported revenue of €80.0K in FY2025 versus €1.8M in FY2021, a compound −54.3%/yr. Reported net income was −€80.9K in FY2025.

Growth Quality 12/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
€80.0K
Latest YoY
−54.9%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−62.7%
Revenue −54.3%/yr
FY21 €1.8M
FY22 €1.5M
FY23 €6.2K
FY24 €177K
FY25 €80.0K
Net income
FY21 €642K
FY22 €408K
FY23 −€296K
FY24 −€432K
FY25 −€80.9K

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Cite: Fair Value Calculator (2026). "Instant Group Fair Value". https://www.fairvalue-calculator.com/stock/CCB.F

Peer Group

Capital Markets · 433 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 55 · Above median
Fair Value upside +32% · Top 25%
Return on equity (TTM) 4% · Below median
Return on assets -1% · Bottom 25%
Net margin (TTM) 2% · Below median
Operating margin (TTM) -1% · Bottom 25%
Revenue growth 0% · Below median

Valuation Multiples vs Capital Markets median · lower = cheaper

P/B 0.74× · Cheaper than median
P/S (TTM) 0.77× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE75 · sector 16
FUTURE0 · sector 91
PAST15 · sector 30
HEALTH0 · sector 93
DIVIDEND0 · sector 38

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Aug 20, 2026).

Stock Price Fair Value vs Fair Value
Mirae Asset Securities Co 006800 38,050 KRW 18,009 KRW -53%
Meritz Financial Group 138040 118,600 KRW 52,717 KRW -56%
Korea Investment Holdings 071050 200,500 KRW 189,335 KRW -6%
NH Investment & Securities Co 005940 28,550 KRW 22,396 KRW -22%
Samsung Securities Co 016360 93,100 KRW 75,573 KRW -19%
Kiwoom Securities Co 039490 299,000 KRW 214,812 KRW -28%
SSI Securities Corporation SSI 19,400 VND 17,375 VND -10%
Bolsas y Mercados Argentinos S.A BYMA 313.75 ARS 294.30 ARS -6%
Daishin Securities Co 003540 26,950 KRW 48,790 KRW +81%
SK Securities Co 001515 4,285 KRW 1,395 KRW -67%

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Frequently asked questions

Is Instant Group (CCB) overvalued or undervalued?
As of Aug 20, 2026, our model estimates a fair value of €2.29 versus a price of €1.74, about +32% (undervalued).
What is the fair value of CCB?
Our model-based fair value for Instant Group is €2.29 (as of Aug 20, 2026), built from audited fundamentals. The current price: €1.74.
What is the quality score of CCB?
Instant Group has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Instant Group (CCB)?
Instant Group reported trailing-twelve-month revenue of about €1.5M (latest available figure, as of Aug 20, 2026).
What is the net profit margin of CCB?
The net profit margin of Instant Group is about 1.6%, meaning it keeps roughly 1.6% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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