EN DE
Data-driven stock valuation

Daishin Sec (003540) fair value: what the stock is really worth

We calculate from audited financials what Daishin Sec is really worth. The fair value tells you whether the price is too high or too low, the quality score (0 to 100) how solid the business behind it is. 26 models, 37 quality factors, updated daily, free.

  1. Compare price with fair valuebelow fair value = cheap, above = expensive
  2. Check the quality50 and up solid, 75 and up strong
  3. Watch it or check another stockalert when fair value or trend changes

Financial Services · KR · Market cap 1.8T KRW (≈ $1.3B) · ISIN KR7003540002

At a glance

DS Daishin Sec 003540 · KO
Price26,650 KRW
Fair Value41,471 KRW
Upside+55.6%
Quality20/100

Below-average quality, trading 36% below our fair value of 41,471 KRW.

As of Aug 13, 2026, the fair value of Daishin Sec is 41,471 KRW per share against a price of 26,650 KRW, so the fair value sits 56% above the price. A model estimate from reported figures, not an analyst target.

!Weak Growth (revenue 5y +1.3 %/yr)
!Thin margins · 5.3% net margin
!Moderate debt · negative free cash flow
·4.50% dividend yield
!Trails peers (3/9)
!Narrow moat 38/100
!Evidence only low, so the estimate is less certain
!Weak on past: 28 out of 100
Evidence: Low Range 31,103 KRW to 51,839 KRW

Fair value as of: Aug 13, 2026

From 2 valuation models · updated 26 days ago

Share price +2.1% over the past month.

Watch Daishin Sec for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card. Watch for free

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The large discount to fair value meets weak quality (20/100). That raises the risk this is a value trap rather than a bargain.
  • The price is below even our cautious bear case (31,103 KRW). The market is more pessimistic than our downside scenario.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

47,524 KRW 10,140 KRW Fair Value 41,471 KRW Apr 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range 10,140 KRW – 47,524 KRW · fair‑value band 31,103 KRW – 51,839 KRW · the 26,650 KRW price screens below the 41,471 KRW fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

Daishin Sec (003540) currently trades at 26,650 KRW, while our model-based Fair Value estimate is 41,471 KRW, implying the stock looks roughly 35.7% undervalued today. The Quality Score stands at 20/100 (below-average quality), in the Financial Services sector. How firm this estimate is: it rests on 15 models at a data quality of 95/100, which puts the evidence level at low.

Revenue grew 134.6% year over year. It earns a return on equity of 6.9%. Net debt stands at 7.7T KRW. Fundamentals as of Aug 13, 2026

Scenario range: 31,103 KRW (bear) to 51,839 KRW (bull), the price of 26,650 KRW sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target. The share trades about 47% below its 52-week high and 17% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at −37% fair-value upside, at 56%, 003540 screens cheaper than that median.

Fair Value models

Each model values the company its own way; the fair value above is the evidence-weighted blend. Evidence (0 to 100) shows how complete a model's inputs are. How we calculate →

Model Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
P/B Multiple 38,013 KRW 50,684 KRW 63,355 KRW 53
NCAV (Graham) 29,814 KRW 39,951 KRW 59,628 KRW 52
All 2 models by family
Multiples
P/B Multiple 38,013 KRW 50,684 KRW 63,355 KRW 53
Asset-Based
NCAV (Graham) 29,814 KRW 39,951 KRW 59,628 KRW 52

Widest divergence: Multiples (50,684 KRW) versus Asset-Based (39,951 KRW). Highest evidence: P/B Multiple (53).

Notify me when 003540 reaches fair value

Put 003540 on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.

Set up alert →

Free, no payment details. Unsubscribe anytime in one click.

Key figures & financial health

P/S ratio 0.41 TTM
Dividend yield 4.5%
Net margin 18.6% FY2025
Return on equity 6.9% TTM
Return on assets (EBIT) 4.1% avg 5y
Operating margin 22.7% TTM
More key figures
Growth
Revenue growth (YoY) +135% 3y avg −7.8%
EPS growth (YoY) +85.6%
Balance sheet & cash flow
Free cash flow −3.3T KRW FY2025
Net debt 7.7T KRW FY2025

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 20/100

Of which business quality 30 · Market factors (momentum, volatility) 34

Profitability 28
Margins and returns on capital today
Quality Growth 49
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 62
Balance sheet, leverage, solvency risk
Investment 40
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 26
Price trend over the last 3–12 months (market factor)
52W Momentum 30
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Daishin Securities Co.,Ltd operates as a financial investment company in Korea and internationally. It engages in the investment management and trading, investment brokerage, trust, investment advisory, etc.

Full company description

Daishin Securities Co.,Ltd operates as a financial investment company in Korea and internationally. It engages in the investment management and trading, investment brokerage, trust, investment advisory, etc. The company also provides retirement pension products; and real estate trust, urban renewal projects, collateralized bond trust, agency services, consulting, Real Estate Investment Trusts (REITs), and asset management services for REITs. In addition, it offers internet banking services; financial products including bonds, fund management services, ELS/DLS products, trust, automatic investment service, KOSDAQ venture fund, ISA (individual savings account), pension savings account, bancassurance/retirement pension, robo-advisor, affiliate card services; ritz products; and stock/futures options products. The company was formerly known as Samrak Securities Co., Ltd. and changed its name to Daishin Securities Co., Ltd. in April 1975. Daishin Securities Co.,Ltd was founded in 1962 and is headquartered in Seoul, South Korea.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Daishin Sec reported revenue of 1.0T KRW in FY2025 versus 1.6T KRW in FY2021, a compound −11.6%/yr. Reported net income was 187B KRW in FY2025, compounding −25.8%/yr from FY2021.

Growth Quality 28/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
1.0T KRW
Latest YoY
+25.2%
Avg. revenue growth/yr (3Y) ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−7.8%
Avg. revenue growth/yr (5Y) ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+1.3%
Avg. revenue growth/yr (24Y) ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+2.2%
Value creation/yr (5Y, in KRW) ⓘEarnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year. Measured in KRW: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−3.2%
Earnings growth per share plus dividend yield: the value created per share and year.
Earnings growth per share−7.7%
Dividend yield4.5%
Operating margin (EBIT) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.29.4% (2013) → 95.5% (2018) · rising
Worst earnings drop65% (2022) · in KRW
Revenue −11.6%/yr
FY21 1.6T KRW
FY22 1.3T KRW
FY23 877B KRW
FY24 802B KRW
FY25 1.0T KRW
Net income −25.8%/yr
FY21 617B KRW
FY22 116B KRW
FY23 134B KRW
FY24 145B KRW
FY25 187B KRW

Watch 003540, get fair value alerts →

Run the numbers yourself: free valuation calculators
DCF CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorFama-French ModelIntrinsic Value
Share or link this analysis
𝕏 Post WhatsApp LinkedIn Reddit
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Daishin Sec · Fair Value
41,471 KRW +36%Fair Value
Calculator →

Cite: Fair Value Calculator (2026). "Daishin Sec Fair Value". https://www.fairvalue-calculator.com/stock/003540

Peer Group

Capital Markets · 460 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Valuation
Quality Score 28 · Bottom 25%
Fair Value upside +57% · Top 25%
Profitability
Return on equity (TTM) 7% · Below median
Return on assets 1% · Below median
Net margin (TTM) 5% · Below median
Operating margin (TTM) 23% · Below median
Growth and dividend
Revenue growth 135% · Top 25%
Dividend yield (TTM) 4.5% · Top 25%
Balance sheet
Debt / equity 1.25× · Highest 25%

Context: sector, industry, market

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE100 · sector 9
FUTURE100 · sector 88
PAST28 · sector 30
HEALTH38 · sector 94
DIVIDEND90 · sector 38

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
Morgan Stanley, a financial holding company, MS $217.72 $138.97 −36%
The Goldman Sachs Group GS $1,039 $756.89 −27%
The Charles Schwab Corporation SCHW $109.29 $66.17 −39%
Robinhood Markets, Inc HOOD $122.11 $30.94 −75%
Macquarie Group MQG A$251.87 A$75.58 −70%
CITIC Securities Company 600030 ¥27.93 ¥17.68 −37%
Guotai Haitong Securities Co 601211 ¥17.87 ¥18.62 +4%
East Money Information Co 300059 ¥19.42 ¥4.77 −75%
CSC Financial Co 601066 ¥25.78 ¥14.17 −45%
Huatai Securities Co 601688 ¥19.56 ¥19.26 −2%

Compare Daishin Sec with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Extrinsic Value Calculator…Calculator with industry benchmark Peter Lynch Fair Value Formula &…Calculator with industry benchmark

Frequently asked questions

Is Daishin Sec (003540) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of 41,471 KRW versus a price of 26,650 KRW, about +56% upside (undervalued).
What is the fair value of 003540?
Our model-based fair value for Daishin Sec is 41,471 KRW (as of Aug 13, 2026), built from audited fundamentals. The current price: 26,650 KRW.
What is the quality score of 003540?
Daishin Sec has a Quality Score of 20/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Daishin Sec (003540)?
Our model-based price target is the fair value of 41,471 KRW (as of Aug 13, 2026) from 2 valuation models. Cautious scenario 31,103 KRW, optimistic scenario 51,839 KRW. It is a calculation from audited fundamentals, not an analyst target.
What is the Daishin Sec stock forecast for 2026?
Our models put fair value at 41,471 KRW, about +56% upside versus a price of 26,650 KRW (undervalued). Cautious scenario 31,103 KRW, optimistic scenario 51,839 KRW. The calculation is refreshed regularly with new filings.
What is the net profit margin of 003540?
The net profit margin of Daishin Sec is about 5.3%, meaning it keeps roughly 5.3% of revenue as net income. Based on the latest reported figures.
Does Daishin Sec pay a dividend?
Daishin Sec currently shows a dividend yield of about 4.50% relative to its recent price (as of Aug 13, 2026).
What is the intrinsic value of Daishin Sec (003540)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Daishin Sec it is 41,471 KRW per share (as of Aug 13, 2026), against a price of 26,650 KRW. It is the blended result of 2 valuation models (cash flow, earnings, asset, dividend).
Is Daishin Sec stock overvalued or undervalued in 2026?
As of Aug 13, 2026, 003540 trades below its calculated fair value: price 26,650 KRW, fair value 41,471 KRW, a gap of about +56% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 003540?
No. The price is what the market pays today (26,650 KRW); the fair value is what the company's own numbers justify (41,471 KRW). For Daishin Sec the two are 14,821 KRW per share apart. That gap is exactly why we show both numbers side by side.
How much is Daishin Sec worth?
The market values Daishin Sec at about 1.8T KRW (market capitalisation, as of Aug 13, 2026). Per share that is 26,650 KRW; our models calculate a fair value of 41,471 KRW per share.
What do the bullish and bearish scenarios say about 003540?
Our models span a range for Daishin Sec: cautious scenario 31,103 KRW, base 41,471 KRW, optimistic 51,839 KRW per share (as of Aug 13, 2026, price 26,650 KRW). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Daishin Sec (003540)?
Balance-sheet figures for Daishin Sec (as of Aug 13, 2026): return on equity 6.9%, debt of 1.25 per unit of equity. They feed the Quality Score of 20/100, which measures business quality independently of the share price.
How far is 003540 from its 52-week high?
Daishin Sec trades at 26,650 KRW, about 47% below its 52-week high of 49,852 KRW and 17% above the low of 22,744 KRW (as of Aug 13, 2026). Distance from the high says nothing about value: that is what the fair value of 41,471 KRW is for.
Which stocks are comparable to Daishin Sec?
From the same area (Financial Services) we also value Morgan Stanley, a financial holding company,, The Goldman Sachs Group, The Charles Schwab Corporation, Robinhood Markets, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Daishin Sec stock attractive at the current price?
The data as of Aug 13, 2026: price 26,650 KRW, calculated fair value 41,471 KRW (+56%), Quality Score 20/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 003540 calculated?
We run Daishin Sec through 2 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 41,471 KRW, with the spread shown as a cautious and an optimistic scenario.
Free · no account needed

Watch Daishin Sec in the live analysis

One click puts Daishin Sec on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.