CCC Intelligent Solutions Holdings Inc. (CCC) fair value: what the stock is really worth
We calculate from audited financials what CCC Intelligent Solutions Holdings Inc. is really worth. The fair value tells you whether the price is too high or too low, the quality score (0 to 100) how solid the business behind it is. 26 models, 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 13, 2026.
How to read this chart
60‑month range $4.22 – $13.35 · the $6.89 price screens above the $3.74 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 13, 2026.
CCC Intelligent Solutions Holdings Inc. operates as a software as a service (SaaS) company for the property and casualty insurance economy in the United States and China.
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CCC Intelligent Solutions Holdings Inc. operates as a software as a service (SaaS) company for the property and casualty insurance economy in the United States and China. The company's cloud-based SaaS platform connects trading partners, facilitates commerce, and supports mission-critical, artificial intelligence enabled digital workflow across the insurers, repairers, automakers, parts suppliers, lenders, and others. It offers CCC insurance solutions, including CCC workflow, CCC estimating, CCC Total Loss, CCC subrogation, CCC automotive claim handling, CCC casualty, bodily injury claims synthesis, disability claims guidance, and workers' compensation claims guidance; CCC repair solutions, such as CCC estimating, CCC network management, CCC repair workflow, CCC repair quality, and CCC business-office solutions; CCC ecosystem and other solutions, which includes CCC parts solutions, CCC automotive manufacturer solutions, CCC diagnostics service provider solutions, and CCC payments; and CCC international solutions. CCC Intelligent Solutions Holdings Inc. was founded in 1980 and is headquartered in Chicago, Illinois.
Stock analysis
CCC Intelligent Solutions Holdings Inc. (CCC) currently trades at $6.89, while our model-based Fair Value estimate is $3.74, implying the stock looks roughly 84.2% overvalued today.
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Valuation
Bull case: the Asset-Based group reads highest at a median of $2.04 per share, and 0 of the 22 models we run sit above the $6.89 price.
Bear case: the Economic Profit group reads lowest at $1.79, and 22 of the 22 models stay below the price. Evidence for this calculation is low.
Quality & growth
The Quality Score stands at 57/100 (solid quality), in the Technology sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
CCC Intelligent Solutions Holdings Inc. reported revenue of $1.1B in FY2025 versus $688M in FY2021, a compound +11.3%/yr. Reported net income was $412K in FY2025.
Key figures
Market cap $4.4B · P/E ratio 114.8 · P/S ratio 0.04 · EPS (TTM) $0.0600 · Net margin 0.0% · Return on equity 1.8% · Return on assets (EBIT) 0.3% · Operating margin 17.4%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 49 out of 100 (low confidence).
What moves the price
The last reported earnings sit well below what analysts expect (earnings in transition, for example after write-downs or an earnings dip); whether the stock is cheap or expensive hinges on the expected recovery actually arriving. Read the fair value with that caveat.
The share trades about 34% below its 52-week high and 69% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Technology peers we cover trades at −12% fair-value upside, at −46%, CCC screens richer than that median.
Fair Value models
The price assumes far more growth than our models allow for, so the models scatter widely ($0.0100 to $6.88). Read the Fair Value as a cautious anchor, not a price target; the Growth Forecast section shows what the price assumes.
Bear $3.74Fair Value $3.74Bull $3.74
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 8 months old). Earnings retained since then ($0.0422 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.83/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+11.9%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.5%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.8%
Revenue growth 6 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+9.4%
’19
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What shareholders gained per year (last 3 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 3 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: adjusted.
−74.9%
Earnings growth per share plus dividend.
Earnings per share, growth per year−74.9%
Dividend (yield on the price)0.0%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.12% → 9%
Growth Forecast
Price in line with expectations
The price assumes about as much growth as the company has delivered so far and about what analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+8.5%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+8.0%
Yearly sales growth analysts expect, extended to five years.
Compare CCC Intelligent Solutions Holdings Inc. with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Application · 696 stocks
Beats the industry median on 6/13 measures
A mixed picture versus its industry peers.
Valuation
Quality Score57 · Above median
Fair Value upside−100% · Bottom 25%
Profitability
Return on equity (TTM)2% · Below median
Return on assets3% · Above median
Net margin (TTM)3% · Below median
Operating margin (TTM)17% · Top 25%
Growth and dividend
Revenue growth12% · Above median
Balance sheet
Debt / equity0.71× · Highest 25%
Valuation Multiplesvs Software - Application median · lower = cheaper
P/E (TTM)114.8× · Priciest 25%
P/B1.94× · Cheaper than median
P/S (TTM)3.20× · Pricier than median
P/FCF13.7× · Pricier than median
EV/EBITDA15.7× · Cheaper than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 24
FUTURE (revenue growth)59· sector 36
PAST (return on equity)7· sector 11
HEALTH (low debt)65· sector 98
DIVIDEND (yield)0· sector 28
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "CCC Intelligent Solutions Holdings Inc. Fair Value". https://www.fairvalue-calculator.com/stock/CCC
Frequently asked questions
Is CCC Intelligent Solutions Holdings Inc. (CCC) overvalued or undervalued?
As of Sep 13, 2026, our model estimates a fair value of $3.74 versus a price of $6.89, about −46% upside (overvalued).
What is the fair value of CCC?
Our model-based fair value for CCC Intelligent Solutions Holdings Inc. is $3.74 (as of Sep 13, 2026), built from audited fundamentals. The current price: $6.89.
What is the quality score of CCC?
CCC Intelligent Solutions Holdings Inc. has a Quality Score of 57/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for CCC Intelligent Solutions Holdings Inc. (CCC)?
Our model-based price target is the fair value of $3.74 (as of Sep 13, 2026) from 22 valuation models. It is a calculation from audited fundamentals, not an analyst target.
What is the CCC Intelligent Solutions Holdings Inc. stock forecast for 2026?
Our models put fair value at $3.74, about −46% upside versus a price of $6.89 (overvalued). The calculation is refreshed regularly with new filings.
What is the revenue of CCC Intelligent Solutions Holdings Inc. (CCC)?
CCC Intelligent Solutions Holdings Inc. reported trailing-twelve-month revenue of about $1.1B (latest available figure, as of Sep 13, 2026).
What growth is priced into CCC Intelligent Solutions Holdings Inc. (CCC)?
For today's price to be fair in a discounted-cash-flow model, CCC Intelligent Solutions Holdings Inc. would have to grow free cash flow by +8.5 % per year for five years (discount rate 8.7 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +10.8 % per year. As of Sep 13, 2026.
What discount rate (WACC) does the fair value of CCC use?
Our models discount CCC Intelligent Solutions Holdings Inc. at 8.7 %: a base by market capitalisation (mid), damped by beta 0.56, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For CCC Intelligent Solutions Holdings Inc. that is +8.5 % per year a year over ten years, using the same discount rate (8.7 %) and the same formula as our fair value.
How much growth has CCC Intelligent Solutions Holdings Inc. (CCC) delivered so far?
Over the past 5 years revenue at CCC Intelligent Solutions Holdings Inc. grew +10.8 % a year. The price currently implies +8.5 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of CCC Intelligent Solutions Holdings Inc. (CCC) growing?
The median revenue growth in the sector is +8.1 % a year. That is the yardstick for the growth priced into CCC Intelligent Solutions Holdings Inc. (+8.5 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of CCC Intelligent Solutions Holdings Inc. (CCC)?
The free-cash-flow yield on the price is 5.77 %: that much free cash flow CCC Intelligent Solutions Holdings Inc. produces per unit of market value. When it exceeds the discount rate of our models (8.7 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of CCC Intelligent Solutions Holdings Inc. (CCC)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For CCC Intelligent Solutions Holdings Inc. it is $3.74 per share (as of Sep 13, 2026), against a price of $6.89. It is the blended result of 22 valuation models (cash flow, earnings, asset, dividend).
Is CCC Intelligent Solutions Holdings Inc. stock overvalued or undervalued in 2026?
As of Sep 13, 2026, CCC trades above its calculated fair value: price $6.89, fair value $3.74, a gap of about −46% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of CCC?
No. The price is what the market pays today ($6.89); the fair value is what the company's own numbers justify ($3.74). For CCC Intelligent Solutions Holdings Inc. the two are $3.15 per share apart. That gap is exactly why we show both numbers side by side.
How much is CCC Intelligent Solutions Holdings Inc. worth?
The market values CCC Intelligent Solutions Holdings Inc. at about $4.4B (market capitalisation, as of Sep 13, 2026). Per share that is $6.89; our models calculate a fair value of $3.74 per share.
What is the P/E ratio of CCC?
CCC Intelligent Solutions Holdings Inc. trades at a price-to-earnings ratio of 114.8 (as of Sep 13, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $3.74 is built from several models across several years. Other multiples: P/B 1.9, P/S 3.2, EV/EBITDA 15.7.
How solid is the balance sheet of CCC Intelligent Solutions Holdings Inc. (CCC)?
Balance-sheet figures for CCC Intelligent Solutions Holdings Inc. (as of Sep 13, 2026): return on equity 1.8%, debt of 0.71 per unit of equity. They feed the Quality Score of 57/100, which measures business quality independently of the share price.
How far is CCC from its 52-week high?
CCC Intelligent Solutions Holdings Inc. trades at $6.89, about 34% below its 52-week high of $10.50 and 69% above the low of $4.08 (as of Sep 13, 2026). Distance from the high says nothing about value: that is what the fair value of $3.74 is for.
Which stocks are comparable to CCC Intelligent Solutions Holdings Inc.?
From the same area (Technology) we also value SAP SE, Shopify Inc, Uber Technologies, Inc, Salesforce, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is CCC Intelligent Solutions Holdings Inc. stock attractive at the current price?
The data as of Sep 13, 2026: price $6.89, calculated fair value $3.74 (−46%), Quality Score 57/100, from 22 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of CCC calculated?
We run CCC Intelligent Solutions Holdings Inc. through 22 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $3.74, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.8 % above its aggregate fair value. CCC Intelligent Solutions Holdings Inc. itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What should I pay attention to with CCC Intelligent Solutions Holdings Inc. right now?
The price sits above even our optimistic bull case ($3.74). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (57/100) and above fair value, neither a clear bargain nor a standout compounder.
Key figures of CCC Intelligent Solutions Holdings Inc.
How large is the market capitalisation of CCC Intelligent Solutions Holdings Inc. (CCC)?
The market capitalisation of CCC Intelligent Solutions Holdings Inc. is $4.4B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of CCC Intelligent Solutions Holdings Inc. (CCC)?
The price-to-sales ratio of CCC Intelligent Solutions Holdings Inc. is 0.04 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of CCC Intelligent Solutions Holdings Inc. (CCC)?
Earnings per share at CCC Intelligent Solutions Holdings Inc. are $0.0600 (price ÷ EPS = P/E 114.8). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of CCC Intelligent Solutions Holdings Inc. (CCC)?
The net margin of CCC Intelligent Solutions Holdings Inc. is 0.0% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of CCC Intelligent Solutions Holdings Inc. (CCC)?
The return on equity (ROE) of CCC Intelligent Solutions Holdings Inc. is 1.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of CCC Intelligent Solutions Holdings Inc. (CCC)?
On an EBIT basis the return on assets of CCC Intelligent Solutions Holdings Inc. is 0.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of CCC Intelligent Solutions Holdings Inc. (CCC)?
The operating margin of CCC Intelligent Solutions Holdings Inc. is 17.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at CCC Intelligent Solutions Holdings Inc. (CCC)?
Revenue at CCC Intelligent Solutions Holdings Inc. is growing +11.8% versus a year earlier (3y avg +10.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at CCC Intelligent Solutions Holdings Inc. (CCC)?
Earnings per share at CCC Intelligent Solutions Holdings Inc. are growing +35.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does CCC Intelligent Solutions Holdings Inc. (CCC) carry?
The net debt of CCC Intelligent Solutions Holdings Inc. is $1.3B (fiscal year 2025, ≈ 5.0 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Thin data
Sep 13, 2026