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Cemat A/S (CEMAT) Fair Value & Analysis

Real Estate · DK · Market cap 215M DKK

CA Cemat A/S CEMAT · CO
Pricekr 0.8780
Fair Valuekr 2.13
Upside+142.6%
Quality73/100
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Healthy Growth
Highly profitable · 37.5% net margin
Low debt · generates free cash flow
Ranks above peers (12/13)
Wide moat 78/100
Evidence: Medium Range kr 1.59 – kr 4.41 Share as image

Fair value as of: Jul 17, 2026

From 16 valuation models · updated 24 days ago

Fair value updated Jul 17, 2026, revised from kr 2.04 to kr 2.13 (+4.4%) since Jun 26, 2026. Share price +5.0% over the past month.

A solid business, screening 143% undervalued on our models.

What matters now

  • The rarer combination: high quality (73/100) AND below fair value. That earns a closer look rather than a quick verdict.
  • The price is below even our cautious bear case (kr 1.59). The market is more pessimistic than our downside scenario.
  • The model range is unusually wide (kr 1.59 to kr 4.41). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
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Price vs Fair Value (5 years)

kr 1.60 kr 0.4800 Fair Value kr 2.13 Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 17, 2026.

How to read this chart

60‑month range kr 0.4800 – kr 1.60 · fair‑value band kr 1.59 – kr 4.41 · the kr 0.8780 price screens below the kr 2.13 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 17, 2026.

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Analysis

Cemat A/S (CEMAT) currently trades at kr 0.8780, while our model-based Fair Value estimate is kr 2.13, implying the stock looks roughly 142.6% undervalued today. The Quality Score stands at 73/100 (solid quality), in the Real Estate sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, Cemat A/S generated revenue of 165M DKK at a net margin of 37.5%. It earns a return on equity of 29.4%. Net debt stands at 9.9M DKK. The stock trades on a trailing P/E of 3.4. Fundamentals as of Jul 17, 2026

Our scenario range runs from kr 1.59 (bear case) to kr 4.41 (bull case); at kr 0.8780, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 18% below its 52-week high and 8% above its 52-week low, currently below its 200-day average. For context, the median of 10 Real Estate peers we cover trades at -2% fair-value upside, at 143%, CEMAT screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF kr 2.13 kr 3.23 kr 4.74 80
Residual Income kr 1.30 kr 1.83 kr 8.58 76
Rev-Margin DCF kr 1.82 kr 2.90 kr 4.35 74
All 16 models by family
DCF Models
FCF DCF kr 2.18 kr 3.49 kr 5.43 38
5Y Revenue Exit kr 1.82 kr 2.92 kr 4.40 39
5Y EBITDA Exit kr 2.08 kr 3.48 kr 5.23 41
10Y Revenue Exit kr 1.90 kr 2.91 kr 4.44 36
10Y EBITDA Exit kr 2.09 kr 3.26 kr 5.04 37
Dividend Discount
Gordon GGM kr 0.2800 kr 0.4700 kr 0.6100 70
DDM Multi-Stage kr 0.2800 kr 0.4400 kr 0.5000 61
Multiples
P/S Multiple kr 3.15 kr 4.20 kr 5.25 58
P/B Multiple kr 1.44 kr 1.92 kr 2.41 55
EV/EBIT kr 2.80 kr 3.68 kr 4.55 53
EV/EBITDA kr 2.20 kr 2.88 kr 3.56 54
EV/Revenue kr 1.62 kr 2.24 kr 2.86 43
Asset-Based
NCAV (Graham) kr 0.4800 kr 0.6400 kr 0.9600 50
Growth DCF
Growth DCF kr 2.13 kr 3.23 kr 4.74 80
Rev-Margin DCF kr 1.82 kr 2.90 kr 4.35 74
Economic Profit
Residual Income kr 1.30 kr 1.83 kr 8.58 76

Widest divergence: DCF Models (kr 3.26) versus Dividend Discount (kr 0.4400). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 165M DKK
Revenue growth (YoY) +650%
Net margin 37.5%
Return on equity 29.4%
Free cash flow 52.6M DKK FY2025
P/E ratio 3.4
More key figures
Operating margin 25.7%
EPS (TTM) kr 0.2500
EPS growth (YoY) +310%
Net debt 9.9M DKK FY2025

Figures from reported company fundamentals · as of Jul 17, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 73/100

Of which business quality 73 · Market factors (momentum, volatility) 50

Profitability 68
Margins and returns on capital today
Quality Growth 76
Are margins and returns improving?
Cashflow 80
Earnings quality: real cash, not paper profit
Fin. Strength 84
Balance sheet, leverage, solvency risk
Investment 33
Disciplined investing over empire-building
Low Volatility 92
Calm price path (market factor)
Momentum 35
Price trend over the last 3–12 months (market factor)
52W Momentum 29
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Cemat A/S develops, operates, and sells properties in Poland. It operates in two segments, Property Management and Property Development. The Property Management segment engages in the letting of premises and land; and provision of utilities to tenants, including power, water, natural gas, and facility services.

Full company description

Cemat A/S develops, operates, and sells properties in Poland. It operates in two segments, Property Management and Property Development. The Property Management segment engages in the letting of premises and land; and provision of utilities to tenants, including power, water, natural gas, and facility services. The Property Development segment is involved in the preparation and implementation of development projects primarily in the field of housing and commercial space. The company was formerly known as Topsil Semiconductor Materials A/S and changed its name to Cemat A/S in July 2016. Cemat A/S was founded in 1959 and is headquartered in Copenhagen, Denmark.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Cemat A/S reported revenue of kr 165M in FY2025 versus kr 21.3M in FY2021, a compound +66.7%/yr. Reported net income was kr 61.7M in FY2025, compounding +26.4%/yr from FY2021.

Growth Quality 100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
165M DKK
Latest YoY
+318.0%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+83.7%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+53.1%
Avg. growth/yr (25Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+1.4%
Revenue +66.7%/yr
FY21 kr 21.3M
FY22 kr 26.6M
FY23 kr 33.6M
FY24 kr 39.4M
FY25 kr 165M
Net income +26.4%/yr
FY21 kr 24.2M
FY22 kr 20.3M
FY23 kr 10.3M
FY24 kr 12.2M
FY25 kr 61.7M

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Cite: Fair Value Calculator (2026). "Cemat A/S Fair Value". https://www.fairvalue-calculator.com/stock/CEMAT

Peer Group

Real Estate Services · 520 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 72 · Top 25%
Fair Value upside +143% · Top 25%
Return on equity (TTM) 29% · Top 25%
Return on assets 7% · Top 25%
Net margin (TTM) 38% · Top 25%
Operating margin (TTM) 26% · Above median
Revenue growth 650% · Top 25%

Valuation Multiples vs Real Estate Services median · lower = cheaper

P/E (TTM) 3.4× · Cheaper than 75% of peers
P/B 0.89× · Pricier than median
P/S (TTM) 1.31× · Cheaper than median
P/FCF 0.6× · Cheaper than 75% of peers
EV/EBITDA 4.4× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 37
FUTURE 100 · sector 10
PAST 100 · sector 16
HEALTH 100 · sector 85
DIVIDEND 0 · sector 49

Insider activity: 30/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Real Estate Services stocks, each showing price versus our Fair Value estimate (as of Jul 17, 2026).

Stock Price Fair Value vs Fair Value
Vingroup Joint Stock Company VIC 223,000 VND 25,731 VND -88%
KE Holdings 2423 HK$44.76 HK$18.03 -60%
Swire Properties Limited 1972 HK$23.90 HK$18.75 -22%
Plaza S.A MALLPLAZA 3,725 CLP 5,571 CLP +50%
SAGAA SAGAA kr 170.00 kr 75.55 -56%
Cencosud Shopping S.A CENCOMALLS 2,324 CLP 2,976 CLP +28%
PT Sarana Menara Nusantara Tbk. owns and TOWR 372.00 IDR 1,208 IDR +225%
PT Metropolitan Kentjana Tbk MKPI 20,975 IDR 19,160 IDR -9%
PT Bangun Kosambi Sukses Tbk, CBDK 3,530 IDR 3,464 IDR -2%
IRSA Inversiones y Representaciones Sociedad Anónima, IRSA 2,495 ARS 3,998 ARS +60%

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Frequently asked questions

Is Cemat A/S (CEMAT) overvalued or undervalued?
As of Jul 17, 2026, our model estimates a fair value of kr 2.13 versus a price of kr 0.8780, about +143% (undervalued).
What is the fair value of CEMAT?
Our model-based fair value for Cemat A/S is kr 2.13 (as of Jul 17, 2026), built from audited fundamentals. The current price is kr 0.8780.
What is the quality score of CEMAT?
Cemat A/S has a Quality Score of 73/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Cemat A/S (CEMAT)?
Cemat A/S reported trailing-twelve-month revenue of about 165M DKK (latest available figure, as of Jul 17, 2026).
What is the net profit margin of CEMAT?
The net profit margin of Cemat A/S is about 37.5%, meaning it keeps roughly 37.5% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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