Cementos Pacasmayo SAA (CPAC) fair value: what the stock is really worth
As of Sep 23, 2026: fair value of Cementos Pacasmayo SAA $9.17, price $12.31, upside -25.5%, quality 63 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.
How to read this chart
60‑month range $3.05 – $12.70 · fair‑value band $6.32 – $11.46 · the $12.31 price screens above the $9.17 fair value. Dashed = 300-day average. As of Sep 23, 2026.
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Cementos Pacasmayo S.A.A. produces, distributes, and sells cement and cement-related materials in Peru. It operates in three segments: Cement, Concrete, Mortar, Pavement and Precast; Quicklime; and Sales of Construction Supplies.
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Cementos Pacasmayo S.A.A. produces, distributes, and sells cement and cement-related materials in Peru. It operates in three segments: Cement, Concrete, Mortar, Pavement and Precast; Quicklime; and Sales of Construction Supplies. The company offers cement and concrete products for use in residential and commercial construction, and civil engineering; ready-mix concrete for use in construction sites; concrete precast, such as paving units or paver stones for pedestrian walkways, as well as other bricks for partition walls and concrete precast for structural and non-structural uses; and cement-based products. It also produces and distributes quicklime for use in steel, food, fishing, and chemical industries. In addition, the company sells and distributes other construction materials manufactured by third parties, such as steel rebar, wires, nails, corrugated iron, electric conductors, and plastic tubes and accessories. It offers its products directly to other retailers, private construction companies, and through a network of independent retailers and hardware stores. Cementos Pacasmayo S.A.A. was incorporated in 1949 and is headquartered in Lima, Peru. Cementos Pacasmayo S.A.A. is a subsidiary of Inversiones ASPI S.A.
Stock analysis
Cementos Pacasmayo SAA ADR (CPAC) currently trades at $12.31, while our model-based Fair Value estimate is $9.17, implying the stock looks roughly 34.2% overvalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of $32.10 per share, and 23 of the 26 models we run sit above the $12.31 price.
Bear case: the Asset-Based group reads lowest at $9.41, and 3 of the 26 models stay below the price. Evidence for this calculation is high.
Scenario range: $6.32 (bear) to $11.46 (bull), the price of $12.31 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 63/100 (solid quality), in the Basic Materials sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Cementos Pacasmayo SAA ADR reported revenue of 2.1B PEN in FY2025 versus 1.9B PEN in FY2021, a compound +2.2%/yr. Reported net income was 154M PEN in FY2025, compounding +0.2%/yr from FY2021.
Key figures
Market cap $1.1B · P/E ratio 19.7 · P/S ratio 1.43 · EPS (TTM) $0.6200 · Dividend yield 3.3% · Net margin 7.3% · Return on equity 14.5% · Return on assets (EBIT) 11.6%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 42 out of 100 (low confidence).
What moves the price
The share trades about 3% below its 52-week high and 96% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Basic Materials peers we cover trades at −47% fair-value upside, at −26%, CPAC screens cheaper than that median.
Fair Value models
Bear $6.32Fair Value $9.17Bull $11.46
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then ($0.1536 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.87/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+7.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+0.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.3%
Start year 2020 (pandemic). Over 10 years: +5.6% a year
Revenue growth 16 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+6.6%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+6.5%
Earnings growth per share plus dividend.
Earnings per share, growth per year+3.2%
Dividend (yield on the price)3.3%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.3% vs 5%, steady
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.14% → 20%
Compare Cementos Pacasmayo SAA ADR with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Building Materials · 260 stocks
Beats the industry median on 11/15 measures
Overall it ranks above its industry peers.
Valuation
Quality Score63 · Top 25%
Fair Value upside−26% · Below median
Profitability
Return on equity (TTM)14% · Top 25%
Return on assets8% · Top 25%
Net margin (TTM)8% · Above median
Operating margin (TTM)25% · Top 25%
Growth and dividend
Revenue growth11% · Top 25%
Dividend yield (TTM)3.3% · Above median
Balance sheet
Debt / equity0.74× · Highest 25%
Valuation Multiplesvs Building Materials median · lower = cheaper
P/E (TTM)19.7× · Pricier than median
P/B0.88× · Cheaper than median
P/S (TTM)0.49× · Cheaper than median
P/FCF4.3× · Pricier than median
EV/EBITDA3.5× · Cheapest 25%
PEG1.13× · Cheaper than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 26
FUTURE (revenue growth)57· sector 2
PAST (return on equity)58· sector 15
HEALTH (low debt)63· sector 92
DIVIDEND (yield)67· sector 46
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Cementos Pacasmayo SAA ADR Fair Value". https://www.fairvalue-calculator.com/stock/CPAC
Frequently asked questions
Is Cementos Pacasmayo SAA (CPAC) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of $9.17 versus a price of $12.31, about −26% upside (overvalued).
What is the fair value of CPAC?
Our model-based fair value for Cementos Pacasmayo SAA ADR is $9.17 (as of Sep 23, 2026), built from audited fundamentals. The current price: $12.31.
What is the quality score of CPAC?
Cementos Pacasmayo SAA ADR has a Quality Score of 63/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Cementos Pacasmayo SAA (CPAC)?
Our model-based price target is the fair value of $9.17 (as of Sep 23, 2026) from 26 valuation models. Cautious scenario $6.32, optimistic scenario $11.46. It is a calculation from audited fundamentals, not an analyst target.
What is the Cementos Pacasmayo SAA ADR stock forecast for 2026?
Our models put fair value at $9.17, about −26% upside versus a price of $12.31 (overvalued). Cautious scenario $6.32, optimistic scenario $11.46. The calculation is refreshed regularly with new filings.
What is the revenue of Cementos Pacasmayo SAA (CPAC)?
Cementos Pacasmayo SAA ADR reported trailing-twelve-month revenue of about 2.2B PEN (latest available figure, as of Sep 23, 2026).
Does Cementos Pacasmayo SAA ADR pay a dividend?
Cementos Pacasmayo SAA ADR currently shows a dividend yield of about 3.33% relative to its recent price (as of Sep 23, 2026).
What is the intrinsic value of Cementos Pacasmayo SAA (CPAC)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Cementos Pacasmayo SAA ADR it is $9.17 per share (as of Sep 23, 2026), against a price of $12.31. It is the blended result of 26 valuation models (cash flow, earnings, asset, dividend).
Is Cementos Pacasmayo SAA ADR stock overvalued or undervalued in 2026?
As of Sep 23, 2026, CPAC trades above its calculated fair value: price $12.31, fair value $9.17, a gap of about −26% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of CPAC?
No. The price is what the market pays today ($12.31); the fair value is what the company's own numbers justify ($9.17). For Cementos Pacasmayo SAA ADR the two are $3.14 per share apart. That gap is exactly why we show both numbers side by side.
How much is Cementos Pacasmayo SAA ADR worth?
The market values Cementos Pacasmayo SAA ADR at about $1.1B (market capitalisation, as of Sep 23, 2026). Per share that is $12.31; our models calculate a fair value of $9.17 per share.
What do the bullish and bearish scenarios say about CPAC?
Our models span a range for Cementos Pacasmayo SAA ADR: cautious scenario $6.32, base $9.17, optimistic $11.46 per share (as of Sep 23, 2026, price $12.31). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of CPAC?
Cementos Pacasmayo SAA ADR trades at a price-to-earnings ratio of 19.7 (as of Sep 23, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $9.17 is built from several models across several years. Other multiples: PEG 1.1, P/B 0.9, P/S 0.5, EV/EBITDA 3.5.
What is the PEG ratio of CPAC?
The PEG ratio of Cementos Pacasmayo SAA ADR is 1.13 (P/E divided by earnings growth, as of Sep 23, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Cementos Pacasmayo SAA (CPAC)?
Balance-sheet figures for Cementos Pacasmayo SAA ADR (as of Sep 23, 2026): return on equity 14.5%, debt of 0.74 per unit of equity. They feed the Quality Score of 63/100, which measures business quality independently of the share price.
How far is CPAC from its 52-week high?
Cementos Pacasmayo SAA ADR trades at $12.31, about 3% below its 52-week high of $12.70 and 96% above the low of $6.27 (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of $9.17 is for.
Which stocks are comparable to Cementos Pacasmayo SAA ADR?
From the same area (Basic Materials) we also value CRH plc, Holcim AG, Vulcan Materials Company, UltraTech Cement Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Cementos Pacasmayo SAA ADR stock attractive at the current price?
The data as of Sep 23, 2026: price $12.31, calculated fair value $9.17 (−26%), Quality Score 63/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of CPAC calculated?
We run Cementos Pacasmayo SAA ADR through 26 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $9.17, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.1 % above its aggregate fair value. Cementos Pacasmayo SAA ADR itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Cementos Pacasmayo SAA (CPAC)?
The closing price on Sep 23, 2026 was $12.31. Our model-based fair value is $9.17, about −26% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Cementos Pacasmayo SAA ADR right now?
The price sits above even our optimistic bull case ($11.46). The favourable scenario is already priced in. Solid but not exceptional quality (63/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range ($6.32 to $11.46) leaves room in how you read the outcome.
Where does the earnings growth of Cementos Pacasmayo SAA (CPAC) come from?
Earnings per share at Cementos Pacasmayo SAA ADR grew +5.9 % a year from 2014 to 2025. Broken into its drivers: revenue per share +11.8 %, EBIT margin −2.3 %, tax rate −0.6 %, residual (interest, one-offs) −2.5 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Cementos Pacasmayo SAA ADR
How large is the market capitalisation of Cementos Pacasmayo SAA (CPAC)?
The market capitalisation of Cementos Pacasmayo SAA ADR is $1.1B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Cementos Pacasmayo SAA (CPAC)?
The price-to-sales ratio of Cementos Pacasmayo SAA ADR is 1.43 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Cementos Pacasmayo SAA (CPAC)?
Earnings per share at Cementos Pacasmayo SAA ADR are $0.6200 (price ÷ EPS = P/E 19.7). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Cementos Pacasmayo SAA (CPAC)?
The dividend yield of Cementos Pacasmayo SAA ADR is 3.3% (payout 66.1%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Cementos Pacasmayo SAA (CPAC)?
The net margin of Cementos Pacasmayo SAA ADR is 7.3% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Cementos Pacasmayo SAA (CPAC)?
The return on equity (ROE) of Cementos Pacasmayo SAA ADR is 14.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Cementos Pacasmayo SAA (CPAC)?
On an EBIT basis the return on assets of Cementos Pacasmayo SAA ADR is 11.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Cementos Pacasmayo SAA (CPAC)?
The operating margin of Cementos Pacasmayo SAA ADR is 25.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Cementos Pacasmayo SAA (CPAC)?
Revenue at Cementos Pacasmayo SAA ADR is growing +11.3% versus a year earlier (3y avg +0.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Cementos Pacasmayo SAA (CPAC)?
Earnings per share at Cementos Pacasmayo SAA ADR are growing +55.6% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Cementos Pacasmayo SAA (CPAC) generate?
The free cash flow of Cementos Pacasmayo SAA ADR is 243M PEN (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Cementos Pacasmayo SAA (CPAC) carry?
The net debt of Cementos Pacasmayo SAA ADR is 1.4B PEN (fiscal year 2025, ≈ 5.7 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Broad data
Sep 23, 2026