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CREIT Fair Value & Analysis

Real Estate · PH · Market cap 18.6B PHP

C CREIT CREIT · PSE
Price3.50 PHP
Fair Value2.30 PHP
Upside-34.3%
Quality64/100
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Mixed Growth
Thin margins · 0.0% net margin
Moderate debt
Trails peers (2/10)
Moderate moat 58/100
Evidence: High Range 1.73 PHP – 6.13 PHP Share as image

Fair value as of: Jul 10, 2026

From 15 valuation models · updated 30 days ago

Fair value updated Jul 10, 2026, revised from 2.59 PHP to 2.30 PHP (−11.2%) since Jun 26, 2026. Share price +2.6% over the past month.

A solid business, but screening 34% overvalued on our models.

What matters now

  • The model range is unusually wide (1.73 PHP to 6.13 PHP). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • Solid but not exceptional quality (64/100) and above fair value, neither a clear bargain nor a standout compounder.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
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Price vs Fair Value (4 years)

3.69 PHP 1.53 PHP Fair Value 2.30 PHP Feb 2022 Jul 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 10, 2026.

How to read this chart

53‑month range 1.53 PHP – 3.69 PHP · fair‑value band 1.73 PHP – 6.13 PHP · the 3.50 PHP price screens above the 2.30 PHP fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 10, 2026.

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Analysis

CREIT (CREIT) currently trades at 3.50 PHP, while our model-based Fair Value estimate is 2.30 PHP, implying the stock looks roughly 34.3% overvalued today. The Quality Score stands at 64/100 (solid quality), in the Real Estate sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

The stock trades on a trailing P/E of 178.5. Fundamentals as of Jul 10, 2026

Our scenario range runs from 1.73 PHP (bear case) to 6.13 PHP (bull case); at 3.50 PHP, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 6% below its 52-week high and 17% above its 52-week low. For context, the median of 10 Real Estate peers we cover trades at 71% fair-value upside, at -34%, CREIT screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF 4.63 PHP 9.24 PHP 18.54 PHP 80
Residual Income 1.60 PHP 1.89 PHP 6.13 PHP 76
Gordon GGM 2.29 PHP 4.75 PHP 7.54 PHP 70
All 15 models by family
DCF Models
FCF DCF 4.97 PHP 8.24 PHP 18.62 PHP 38
5Y Revenue Exit 2.25 PHP 3.96 PHP 7.51 PHP 39
5Y EBITDA Exit 4.18 PHP 7.88 PHP 15.12 PHP 41
10Y Revenue Exit 3.01 PHP 6.42 PHP 8.26 PHP 36
10Y EBITDA Exit 4.50 PHP 10.59 PHP 21.10 PHP 37
Dividend Discount
Gordon GGM 2.29 PHP 4.75 PHP 7.54 PHP 70
DDM Multi-Stage 2.29 PHP 4.01 PHP 4.99 PHP 61
Multiples
P/S Multiple 1.73 PHP 2.30 PHP 2.88 PHP 58
P/B Multiple 1.32 PHP 1.77 PHP 2.21 PHP 55
EV/EBIT 4.79 PHP 6.62 PHP 8.46 PHP 53
EV/EBITDA 3.71 PHP 5.18 PHP 6.66 PHP 54
EV/Revenue 1.02 PHP 1.77 PHP 2.51 PHP 43
Asset-Based
NCAV (Graham) 0.4400 PHP 0.5900 PHP 0.8800 PHP 50
Growth DCF
Growth DCF 4.63 PHP 9.24 PHP 18.54 PHP 80
Economic Profit
Residual Income 1.60 PHP 1.89 PHP 6.13 PHP 76

Widest divergence: Growth DCF (9.24 PHP) versus Asset-Based (0.5900 PHP). Highest evidence: Growth DCF (80).

Quality Score breakdown

Overall quality 64/100

Of which business quality 61 · Market factors (momentum, volatility) 63

Profitability 64
Margins and returns on capital today
Quality Growth 41
Are margins and returns improving?
Cashflow 84
Earnings quality: real cash, not paper profit
Fin. Strength 36
Balance sheet, leverage, solvency risk
Investment 63
Disciplined investing over empire-building
Low Volatility 100
Calm price path (market factor)
Momentum 43
Price trend over the last 3–12 months (market factor)
52W Momentum 55
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

CREIT reported revenue of 1.9B PHP in FY2025 versus 352M PHP in FY2021, a compound +52.1%/yr. Reported net income was 1.4B PHP in FY2025, compounding +58.6%/yr from FY2021.

Growth Quality 84/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
1.9B PHP
Latest YoY
−0.2%
Avg. growth/yr (3Y)
+11.1%
Avg. growth/yr (5Y)
+47.6%
Avg. growth/yr (7Y)
+32.7%
Revenue +52.1%/yr
FY21 352M PHP
FY22 1.4B PHP
FY23 1.8B PHP
FY24 1.9B PHP
FY25 1.9B PHP
Net income +58.6%/yr
FY21 226M PHP
FY22 1.3B PHP
FY23 1.4B PHP
FY24 1.4B PHP
FY25 1.4B PHP

CREIT screens 34% overvalued. Compare with RCR →

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Cite: Fair Value Calculator (2026). "CREIT Fair Value". https://www.fairvalue-calculator.com/stock/CREIT

Peer Group

Real Estate · 1891 stocks

How this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Residential & Commercial REITs” was too small, so the broader sector is used.)

Quality Score 61 · Top 25%
Fair Value upside −34% · Below median
Return on assets 0% · Bottom 25%
Net margin (TTM) 0% · Below median
Operating margin (TTM) 0% · Bottom 25%
Revenue growth 0% · Below median
Debt / equity 0.96× · Higher than 75% of peers

Valuation Multiples vs Real Estate median · lower = cheaper

P/E (TTM) 178.5× · Pricier than 75% of peers
P/B 0.07× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 33
FUTURE 0 · sector 8
PAST 0 · sector 15
HEALTH 52 · sector 78
DIVIDEND 0 · sector 68

VALUE 0: the price sits above our fair-value range.

Insider activity: 40/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Residential & Commercial REITs stocks, each showing price versus our Fair Value estimate (as of Jul 10, 2026).

Stock Price Fair Value vs Fair Value
RCR RCR 7.10 PHP 17.75 PHP +150%
AREIT AREIT 37.40 PHP 93.50 PHP +150%
MREIT MREIT 13.90 PHP 27.06 PHP +95%
FILRT FILRT 2.92 PHP 2.74 PHP -6%
DDMPR DDMPR 1.04 PHP 2.60 PHP +150%
WOTSO WOT A$0.5500 A$0.9400 +71%
HOTU HOTU $0.4200 $0.3263 -22%
Vingroup Joint Stock Company VIC 223,000 VND 25,731 VND -88%
PT Pantai Indah Kapuk Dua Tbk, PANI 6,125 IDR 1,330 IDR -78%
Plaza S.A MALLPLAZA 3,725 CLP 5,571 CLP +50%

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Frequently asked questions

Is CREIT overvalued or undervalued?
As of Jul 10, 2026, our model estimates a fair value of 2.30 PHP versus a price of 3.50 PHP, about −34% (overvalued).
What is the fair value of CREIT?
Our model-based fair value for CREIT is 2.30 PHP (as of Jul 10, 2026), built from audited fundamentals. The current price is 3.50 PHP.
What is the quality score of CREIT?
CREIT has a Quality Score of 64/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the net profit margin of CREIT?
The net profit margin of CREIT is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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