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ECB (ECB) Fair Value & Analysis

Utilities · Market cap 68.2M PLN

E ECB ECB · WAR
Price21.65 PLN
Fair Value5.17 PLN
Upside-76.1%
Quality50/100
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Evidence: High Range 4.00 PLN – 6.40 PLN

Fair value as of: Jul 10, 2026

From 22 valuation models · updated yesterday

Price vs Fair Value (12 months)

32.47 PLN 18.46 PLN Fair Value 5.17 PLN Jul 2025 Jul 2026

12‑month range 18.46 PLN – 32.47 PLN · fair‑value band 4.00 PLN – 6.40 PLN · the 21.65 PLN price screens above the 5.17 PLN fair value. As of Jul 10, 2026.

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Analysis

ECB (ECB) currently trades at 21.65 PLN, while our model-based Fair Value estimate is 5.17 PLN — implying the stock looks roughly 76.1% overvalued today. We read business quality at 50/100 (solid quality), in the Utilities sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, ECB generated revenue of 87.2M PLN at a net margin of 4.7%. Revenue grew 13.8% year over year. It earns a return on equity of 18.7%. Net debt stands at 18.1M PLN. Fundamentals as of Jul 10, 2026

Our scenario range runs from 4.00 PLN (bear case) to 6.40 PLN (bull case); at 21.65 PLN, the current price sits above that range. The share trades about 41% below its 52-week high and 21% above its 52-week low, currently below its 200-day average. For context, the median of 10 Utilities peers we cover trades at -43% fair-value upside — at -76%, ECB screens richer than that median.

Key figures & financial health

Revenue (TTM) 87.3M PLN
Revenue growth (YoY) +14.5%
Net margin 4.7%
Return on equity 18.7%
Free cash flow 8.5M PLN FY2025
P/E ratio 17.2
More key figures
Operating margin 9.7%
EPS (TTM) 1.26 PLN
EPS growth (YoY) +52.4%
Net debt 18.1M PLN FY2023

Figures from reported company fundamentals (EODHD) · as of Jul 10, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

ECB reported revenue of 87.2M PLN in FY2025 versus 244M PLN in FY2021, a compound −22.7%/yr. Reported net income was 4.1M PLN in FY2025.

Revenue −22.7%/yr
FY21 244M PLN
FY22 322M PLN
FY23 244M PLN
FY24 105M PLN
FY25 87.2M PLN
Net income
FY21 −211M PLN
FY22 −206M PLN
FY23 −199M PLN
FY24 639M PLN
FY25 4.1M PLN

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Cite: Fair Value Calculator (2026). "ECB Fair Value". https://www.fairvalue-calculator.com/stock/ECB

Similar stocks

10 more Utilities - Regulated Electric stocks, each showing price versus our Fair Value estimate (as of Jul 10, 2026).

Stock Price Fair Value vs Fair Value
NextEra Energy, Inc NEE $85.12 $32.94 -61%
The Southern Company SO $90.51 $40.76 -55%
Duke Energy Corporation DUK $123.52 $96.52 -22%
National Grid plc NGG 61,175 ARS 43,169 ARS -29%
American Electric Power Company A1EP34 R$324.00 R$48.73 -85%
Dominion Energy, Inc D $68.04 $38.74 -43%
Entergy Corporation ETR $109.28 $37.18 -66%
Xcel Energy Inc X1EL34 R$201.47 R$96.10 -52%
Exelon Corporation E1XC34 R$232.84 R$151.43 -35%
Endesa, S.A ELEZY $22.10 $15.18 -31%

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Frequently asked questions

Is ECB (ECB) undervalued?
As of Jul 10, 2026, our model estimates a fair value of 5.17 PLN versus a price of 21.65 PLN — about −76% (overvalued). Model-based estimate, not financial advice.
What is the fair value of ECB?
Our model-based fair value for ECB is 5.17 PLN (as of Jul 10, 2026), built from audited fundamentals. The current price is 21.65 PLN.
What is the quality score of ECB?
ECB has a Quality Score of 50/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of ECB (ECB)?
ECB reported trailing-twelve-month revenue of about 87.2M PLN (latest available figure, as of Jul 10, 2026).
What is the net profit margin of ECB?
The net profit margin of ECB is about 4.7%, meaning it keeps roughly 4.7% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.