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Elmera Group (ELMRA) Fair Value & Analysis

Utilities · NO · Market cap 5.0B NOK

EG Elmera Group ELMRA · OL
Pricekr 45.70
Fair Valuekr 25.56
Upside-44.1%
Quality48/100
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Mixed Growth
Thin margins · 1.3% net margin
Low debt · negative free cash flow
4.37% dividend yield
Ranks above peers (8/13)
Narrow moat 36/100
Evidence: High Range kr 17.89 – kr 33.50 Share as image

Fair value as of: Jul 17, 2026

From 17 valuation models · updated 24 days ago

Share price +0.1% over the past month.

Below-average quality, and screening another 44% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (kr 33.50). The favourable scenario is already priced in.
  • Solid but not exceptional quality (48/100) and above fair value, neither a clear bargain nor a standout compounder.
  • A fairly wide model range (kr 17.89 to kr 33.50) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

kr 46.50 kr 9.89 Fair Value kr 25.56 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 17, 2026.

How to read this chart

60‑month range kr 9.89 – kr 46.50 · fair‑value band kr 17.89 – kr 33.50 · the kr 45.70 price screens above the kr 25.56 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 17, 2026.

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Analysis

Elmera Group (ELMRA) currently trades at kr 45.70, while our model-based Fair Value estimate is kr 25.56, implying the stock looks roughly 44.1% overvalued today. The Quality Score stands at 48/100 (below-average quality), in the Utilities sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Elmera Group generated revenue of 14.8B NOK at a net margin of 1.3%. Revenue grew 62.4% year over year. It earns a return on equity of 12.1%. Net debt stands at 1.9B NOK. Fundamentals as of Jul 17, 2026

Our scenario range runs from kr 17.89 (bear case) to kr 33.50 (bull case); at kr 45.70, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 57% above its 52-week low, currently above its 200-day average. For context, the median of 10 Utilities peers we cover trades at -27% fair-value upside, at -44%, ELMRA screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income kr 11.40 kr 13.02 kr 20.13 76
ROIC Compounder kr 34.41 kr 41.60 kr 49.80 72
Gordon GGM kr 26.31 kr 52.42 kr 79.37 70
All 17 models by family
DCF Models
Owner Earnings kr 34.21 kr 54.99 kr 89.47 31
Earnings-Based
Graham-Dodd kr 10.12 kr 45.97 kr 63.06 54
Lynch FV kr 12.03 kr 17.18 kr 22.34 50
PEG = 1.0 kr 12.03 kr 17.18 kr 22.34 46
EPV kr 32.12 kr 36.16 kr 39.64 59
Dividend Discount
Gordon GGM kr 26.31 kr 52.42 kr 79.37 70
DDM Multi-Stage kr 26.31 kr 45.30 kr 55.33 61
Multiples
P/E Multiple kr 20.10 kr 26.80 kr 33.50 63
P/S Multiple kr 18.98 kr 25.31 kr 31.64 58
P/B Multiple kr 16.77 kr 22.37 kr 27.96 55
EV/EBIT kr 46.18 kr 59.39 kr 72.61 53
EV/EBITDA kr 44.21 kr 56.76 kr 69.32 54
EV/Revenue kr 38.60 kr 52.35 kr 66.09 43
Asset-Based
NCAV (Graham) kr 6.21 kr 8.33 kr 12.43 50
Economic Profit
Residual Income kr 11.40 kr 13.02 kr 20.13 76
ROIC Compounder kr 34.41 kr 41.60 kr 49.80 72
Growth Earnings
Growth-Adj P/E kr 17.89 kr 25.56 kr 33.23 68

Widest divergence: DCF Models (kr 54.99) versus Asset-Based (kr 8.33). Highest evidence: Residual Income (76).

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Key figures & financial health

Revenue (TTM) 14.8B NOK
Revenue growth (YoY) +62.4%
Net margin 1.3%
Return on equity 12.1%
Free cash flow −757M NOK FY2025
P/E ratio 17.6
More key figures
Operating margin 2.7%
EPS (TTM) kr 1.73
Dividend yield 6.5%
EPS growth (YoY) +54.0%
Net debt 1.9B NOK FY2025

Figures from reported company fundamentals · as of Jul 17, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 48/100

Of which business quality 44 · Market factors (momentum, volatility) 77

Profitability 48
Margins and returns on capital today
Quality Growth 28
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 34
Balance sheet, leverage, solvency risk
Investment 95
Disciplined investing over empire-building
Low Volatility 61
Calm price path (market factor)
Momentum 82
Price trend over the last 3–12 months (market factor)
52W Momentum 87
Distance to the 52-week high (market factor)
Net Issuance 94
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Elmera Group ASA, together with its subsidiaries, engages in the purchase, sale, and portfolio management of electrical power to households, private and public companies, and municipalities in Norway, Sweden, and Finland. The company operates through Consumer, Business, and Nordic segments.

Full company description

Elmera Group ASA, together with its subsidiaries, engages in the purchase, sale, and portfolio management of electrical power to households, private and public companies, and municipalities in Norway, Sweden, and Finland. The company operates through Consumer, Business, and Nordic segments. It sells electrical power and related services to private and business consumers. The company also sells EV chargers and PV panels, as well as provides, mobile services, power sale, and related services. In addition, it is involved in management and services related to electrical power; and provides mobile phone services to private customers. The company was formerly known as Fjordkraft Holding ASA and changed its name to Elmera Group ASA in April 2022. Elmera Group ASA was founded in 2001 and is headquartered in Bergen, Norway.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Elmera Group reported revenue of kr 12.1B in FY2025 versus kr 15.1B in FY2021, a compound −5.3%/yr. Reported net income was kr 163M in FY2025, compounding −10.8%/yr from FY2021.

Growth Quality 55/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
12.1B NOK
Latest YoY
−0.9%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−22.0%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+23.9%
Avg. growth/yr (10Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+12.5%
Revenue −5.3%/yr
FY21 kr 15.1B
FY22 kr 25.5B
FY23 kr 18.9B
FY24 kr 12.2B
FY25 kr 12.1B
Net income −10.8%/yr
FY21 kr 257M
FY22 kr 73.8M
FY23 kr 192M
FY24 kr 354M
FY25 kr 163M

ELMRA screens 44% overvalued. Compare with NextEra Energy, Inc →

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Cite: Fair Value Calculator (2026). "Elmera Group Fair Value". https://www.fairvalue-calculator.com/stock/ELMRA

Peer Group

Utilities - Regulated Electric · 154 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 48 · Above median
Fair Value upside −44% · Bottom 25%
Return on equity (TTM) 12% · Above median
Return on assets 4% · Above median
Net margin (TTM) 1% · Bottom 25%
Operating margin (TTM) 3% · Bottom 25%
Revenue growth 62% · Top 25%
Dividend yield (TTM) 4.4% · Top 25%
Debt / equity 0.48× · Lower than median

Valuation Multiples vs Utilities - Regulated Electric median · lower = cheaper

P/E (TTM) 26.5× · Pricier than 75% of peers
P/B 3.69× · Pricier than 75% of peers
P/S (TTM) 0.34× · Cheaper than 75% of peers
EV/EBITDA 8.3× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 7
FUTURE 100 · sector 32
PAST 48 · sector 39
HEALTH 76 · sector 54
DIVIDEND 87 · sector 56

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Utilities - Regulated Electric stocks, each showing price versus our Fair Value estimate (as of Jul 17, 2026).

Stock Price Fair Value vs Fair Value
NextEra Energy, Inc NEE $88.80 $32.94 -63%
The Southern Company SO $95.61 $61.06 -36%
Duke Energy Corporation DUK $126.11 $97.11 -23%
National Grid plc NGG 61,175 ARS 44,377 ARS -27%
American Electric Power Company AEP $132.50 $79.33 -40%
Dominion Energy, Inc D $70.08 $46.92 -33%
NTPC Limited NTPC ₹341.85 ₹377.16 +10%
CEZ, a. s. CEZ 232.40 PLN 159.33 PLN -31%
Power Grid Corporation POWERGRID ₹283.55 ₹252.77 -11%
China National Nuclear Power Co 601985 ¥8.91 ¥7.69 -14%

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Frequently asked questions

Is Elmera Group (ELMRA) overvalued or undervalued?
As of Jul 17, 2026, our model estimates a fair value of kr 25.56 versus a price of kr 45.70, about −44% (overvalued).
What is the fair value of ELMRA?
Our model-based fair value for Elmera Group is kr 25.56 (as of Jul 17, 2026), built from audited fundamentals. The current price is kr 45.70.
What is the quality score of ELMRA?
Elmera Group has a Quality Score of 48/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Elmera Group (ELMRA)?
Elmera Group reported trailing-twelve-month revenue of about 14.8B NOK (latest available figure, as of Jul 17, 2026).
What is the net profit margin of ELMRA?
The net profit margin of Elmera Group is about 1.3%, meaning it keeps roughly 1.3% of revenue as net income. Based on the latest reported figures.
Does Elmera Group pay a dividend?
Elmera Group currently shows a dividend yield of about 6.53% relative to its recent price (as of Jul 17, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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