Fairvalue-Calculator Fairvalue-Calculator
EN DE

First Business Financial Services, Inc (FBIZ) Fair Value & Analysis

Financial Services · US · Market cap $505M

Price$62.44
Fair Value$78.23
Upside+25.3%
Quality95/100
Evidence: High Range $58.67 – $97.78

Fair value as of: Jun 25, 2026

Analysis

First Business Financial Services, Inc (FBIZ) currently trades at $62.44, while our model-based Fair Value estimate is $78.23 — implying the stock looks roughly 25.3% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers commercial real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions, and company retirement services. It also provides private wealth management for individuals, including creating and executing asset allocation strategies, trust and estate administration, financial planning, investment management, and access to brokerage and custody-only services, as well as private banking to private wealth clients. In addition, the company offers bank consulting services consisting of ba…

Open the full interactive analysis →

Similar stocks

State Bank of India (SBID) +28% HDFC Bank Limited (HDFCBANK) +20% ICICI Bank Limited (ICICIBANK) -22% PT Bank Central Asia Tbk (BBCA) +0% KB Financial Group (105560) -4% PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) +66%

Frequently asked questions

Is First Business Financial Services, Inc (FBIZ) undervalued?
As of Jun 25, 2026, our model estimates a fair value of $78.23 versus a price of $62.44 — about +25% (undervalued). Model-based estimate, not financial advice.
What is the fair value of FBIZ?
Our 21-model fair value for First Business Financial Services, Inc is $78.23 (as of Jun 25, 2026), built from audited fundamentals. The current price is $62.44.
What is the quality score of FBIZ?
First Business Financial Services, Inc has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.