Franchi Umberto Marmi S.p.A. (FUM) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of Franchi Umberto Marmi S.p.A. €4.45, price €3.02, upside +47.4%, quality 65 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.
How to read this chart
60‑month range €3.02 – €9.96 · fair‑value band €3.43 – €5.72 · the €3.02 price screens below the €4.45 fair value. Dashed = 300-day average. As of Sep 23, 2026.
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Franchi Umberto Marmi S.p.A. provides marble slabs and blocks in Italy and internationally. The company offers Calacatta, Statuario, Bianco Venatino, White Carrara and Joy, Zebrino, Bardiglio, Manhattan Grey, and Grigio Collemandina marbles. It also operates a Franchi store. Franchi Umberto Marmi S.p.A.
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Franchi Umberto Marmi S.p.A. provides marble slabs and blocks in Italy and internationally. The company offers Calacatta, Statuario, Bianco Venatino, White Carrara and Joy, Zebrino, Bardiglio, Manhattan Grey, and Grigio Collemandina marbles. It also operates a Franchi store. Franchi Umberto Marmi S.p.A. was founded in 1971 and is headquartered in Carrara, Italy. Franchi Umberto Marmi S.p.A. operates as a subsidiary of Holding Franchi S.p.A.
Stock analysis
Franchi Umberto Marmi S.p.A. (FUM) currently trades at €3.02, while our model-based Fair Value estimate is €4.45, implying the stock looks roughly 32.1% undervalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of €4.61 per share, and 17 of the 22 models we run sit above the €3.02 price.
Bear case: the Earnings-Based group reads lowest at €1.42, and 5 of the 22 models stay below the price. Evidence for this calculation is high.
Scenario range: €3.43 (bear) to €5.72 (bull), the price of €3.02 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 65/100 (solid quality), in the Industrials sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Franchi Umberto Marmi S.p.A. reported revenue of €76.2M in FY2025 versus €65.1M in FY2021, a compound +4.0%/yr. Reported net income was €7.1M in FY2025, compounding −9.0%/yr from FY2021.
Key figures
Market cap €99.1M · P/E ratio 13.7 · P/S ratio 1.28 · EPS (TTM) €0.2200 · Dividend yield 3.1% · Net margin 9.3% · Return on equity 6.6% · Return on assets (EBIT) 14.8%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 27% below its 52-week high and at its 52-week low, currently below its 200-day average.
For context, the median of 10 Industrials peers we cover trades at −20% fair-value upside, at 47%, FUM screens cheaper than that median.
Fair Value models
Bear €3.43Fair Value €4.45Bull €5.72
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (€0.1615 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.71/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
−4.9%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+0.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+8.4%
Start year 2020 (pandemic)
Revenue growth 6 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+2.7%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−5.0%
Earnings growth per share plus dividend.
Earnings per share, growth per year−8.1%
Dividend (yield on the price)3.1%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.27% → 15%
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far and less than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−6.7%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+4.7%
Yearly sales growth analysts expect, extended to five years.
After inflation (euro area: IMF forecast 2.2% a year to 2030, 2.6% from 2016 to 2025) that is about −8.7% a year for the price and +2.5% for the forecasts.
Compare Franchi Umberto Marmi S.p.A. with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Building Products & Equipment · 253 stocks
Beats the industry median on 10/14 measures
Overall it ranks above its industry peers.
Valuation
Quality Score65 · Top 25%
Fair Value upside+47% · Top 25%
Profitability
Return on equity (TTM)7% · Above median
Return on assets4% · Above median
Net margin (TTM)9% · Top 25%
Operating margin (TTM)13% · Top 25%
Growth and dividend
Revenue growth1% · Below median
Dividend yield (TTM)3.1% · Above median
Balance sheet
Debt / equity0.19× · Above median
Valuation Multiplesvs Building Products & Equipment median · lower = cheaper
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Is Franchi Umberto Marmi S.p.A. (FUM) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of €4.45 versus a price of €3.02, about +47% upside (undervalued).
What is the fair value of FUM?
Our model-based fair value for Franchi Umberto Marmi S.p.A. is €4.45 (as of Sep 23, 2026), built from audited fundamentals. The current price: €3.02.
What is the quality score of FUM?
Franchi Umberto Marmi S.p.A. has a Quality Score of 65/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Franchi Umberto Marmi S.p.A. (FUM)?
Our model-based price target is the fair value of €4.45 (as of Sep 23, 2026) from 22 valuation models. Cautious scenario €3.43, optimistic scenario €5.72. It is a calculation from audited fundamentals, not an analyst target.
What is the Franchi Umberto Marmi S.p.A. stock forecast for 2026?
Our models put fair value at €4.45, about +47% upside versus a price of €3.02 (undervalued). Cautious scenario €3.43, optimistic scenario €5.72. The calculation is refreshed regularly with new filings.
What is the revenue of Franchi Umberto Marmi S.p.A. (FUM)?
Franchi Umberto Marmi S.p.A. reported trailing-twelve-month revenue of about €76.2M (latest available figure, as of Sep 23, 2026).
Does Franchi Umberto Marmi S.p.A. pay a dividend?
Franchi Umberto Marmi S.p.A. currently shows a dividend yield of about 3.14% relative to its recent price (as of Sep 23, 2026).
What growth is priced into Franchi Umberto Marmi S.p.A. (FUM)?
For today's price to be fair in a discounted-cash-flow model, Franchi Umberto Marmi S.p.A. would have to grow free cash flow by -6.7 % per year for five years (discount rate 13.5 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +8.4 % per year. As of Sep 23, 2026.
What discount rate (WACC) does the fair value of FUM use?
Our models discount Franchi Umberto Marmi S.p.A. at 13.5 %: a base by market capitalisation (micro), damped by beta 0.35, country premium for Italy. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Franchi Umberto Marmi S.p.A. that is -6.7 % per year a year over ten years, using the same discount rate (13.5 %) and the same formula as our fair value.
How much growth has Franchi Umberto Marmi S.p.A. (FUM) delivered so far?
Over the past 5 years revenue at Franchi Umberto Marmi S.p.A. grew +8.4 % a year. The price currently implies -6.7 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Franchi Umberto Marmi S.p.A. (FUM) growing?
The median revenue growth in the sector is +4.6 % a year. That is the yardstick for the growth priced into Franchi Umberto Marmi S.p.A. (-6.7 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Franchi Umberto Marmi S.p.A. (FUM)?
The free-cash-flow yield on the price is 18.04 %: that much free cash flow Franchi Umberto Marmi S.p.A. produces per unit of market value. When it exceeds the discount rate of our models (13.5 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Franchi Umberto Marmi S.p.A. (FUM)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Franchi Umberto Marmi S.p.A. it is €4.45 per share (as of Sep 23, 2026), against a price of €3.02. It is the blended result of 22 valuation models (cash flow, earnings, asset, dividend).
Is Franchi Umberto Marmi S.p.A. stock overvalued or undervalued in 2026?
As of Sep 23, 2026, FUM trades below its calculated fair value: price €3.02, fair value €4.45, a gap of about +47% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of FUM?
No. The price is what the market pays today (€3.02); the fair value is what the company's own numbers justify (€4.45). For Franchi Umberto Marmi S.p.A. the two are €1.43 per share apart. That gap is exactly why we show both numbers side by side.
How much is Franchi Umberto Marmi S.p.A. worth?
The market values Franchi Umberto Marmi S.p.A. at about €99.1M (market capitalisation, as of Sep 23, 2026). Per share that is €3.02; our models calculate a fair value of €4.45 per share.
What do the bullish and bearish scenarios say about FUM?
Our models span a range for Franchi Umberto Marmi S.p.A.: cautious scenario €3.43, base €4.45, optimistic €5.72 per share (as of Sep 23, 2026, price €3.02). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of FUM?
Franchi Umberto Marmi S.p.A. trades at a price-to-earnings ratio of 13.7 (as of Sep 23, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of €4.45 is built from several models across several years. Other multiples: P/B 0.9, P/S 1.5, EV/EBITDA 6.1.
How solid is the balance sheet of Franchi Umberto Marmi S.p.A. (FUM)?
Balance-sheet figures for Franchi Umberto Marmi S.p.A. (as of Sep 23, 2026): return on equity 6.6%, debt of 0.19 per unit of equity. They feed the Quality Score of 65/100, which measures business quality independently of the share price.
How far is FUM from its 52-week high?
Franchi Umberto Marmi S.p.A. trades at €3.02, about 27% below its 52-week high of €4.11 and at the low of €3.02 (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of €4.45 is for.
Which stocks are comparable to Franchi Umberto Marmi S.p.A.?
From the same area (Industrials) we also value Trane Technologies plc, Johnson Controls International plc, Carrier Global Corporation, Compagnie de Saint-Gobain S.A, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Franchi Umberto Marmi S.p.A. stock attractive at the current price?
The data as of Sep 23, 2026: price €3.02, calculated fair value €4.45 (+47%), Quality Score 65/100, from 22 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of FUM calculated?
We run Franchi Umberto Marmi S.p.A. through 22 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of €4.45, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0 % above its aggregate fair value. Franchi Umberto Marmi S.p.A. currently trades 47 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Franchi Umberto Marmi S.p.A. (FUM)?
The closing price on Sep 24, 2026 was €3.02. Our model-based fair value is €4.45, about +47% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Franchi Umberto Marmi S.p.A. right now?
The price is below even our cautious bear case (€3.43). The market is more pessimistic than our downside scenario. Solid quality (65/100) at a price below fair value, the discount is the argument here, not the business quality.
Key figures of Franchi Umberto Marmi S.p.A.
How large is the market capitalisation of Franchi Umberto Marmi S.p.A. (FUM)?
The market capitalisation of Franchi Umberto Marmi S.p.A. is €99.1M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Franchi Umberto Marmi S.p.A. (FUM)?
The price-to-sales ratio of Franchi Umberto Marmi S.p.A. is 1.28 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Franchi Umberto Marmi S.p.A. (FUM)?
Earnings per share at Franchi Umberto Marmi S.p.A. are €0.2200 (price ÷ EPS = P/E 13.7). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Franchi Umberto Marmi S.p.A. (FUM)?
The dividend yield of Franchi Umberto Marmi S.p.A. is 3.1% (payout 43.1%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Franchi Umberto Marmi S.p.A. (FUM)?
The net margin of Franchi Umberto Marmi S.p.A. is 9.3% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Franchi Umberto Marmi S.p.A. (FUM)?
The return on equity (ROE) of Franchi Umberto Marmi S.p.A. is 6.6% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Franchi Umberto Marmi S.p.A. (FUM)?
On an EBIT basis the return on assets of Franchi Umberto Marmi S.p.A. is 14.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Franchi Umberto Marmi S.p.A. (FUM)?
The operating margin of Franchi Umberto Marmi S.p.A. is 12.6% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Franchi Umberto Marmi S.p.A. (FUM)?
Revenue at Franchi Umberto Marmi S.p.A. is growing +0.7% versus a year earlier (3y avg +0.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Franchi Umberto Marmi S.p.A. (FUM)?
Earnings per share at Franchi Umberto Marmi S.p.A. are growing −4.4% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Franchi Umberto Marmi S.p.A. (FUM) carry?
The net debt of Franchi Umberto Marmi S.p.A. is €14.6M (fiscal year 2025, ≈ 0.8 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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