Greencrest Financial Services Limited (GREENCREST) Fair Value & Analysis
Financial Services · IN · Market cap ₹219M (≈ $2.3M) · ISIN INE414C01045
Risks
Fair value as of: Aug 25, 2026
From 6 valuation models · updated 3 days ago
Share price +8.5% over the past month.
Below-average quality, currently priced close to our fair value.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
What matters now
- The price sits close to our fair value, market and models broadly agree here, little valuation tension.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 25, 2026.
How to read this chart
60‑month range ₹0.4700 – ₹2.92 · fair‑value band ₹0.3600 – ₹0.6000 · the ₹0.5100 price screens above the ₹0.4800 fair value. Dashed = 300-day average. As of Aug 25, 2026.
Analysis
Greencrest Financial Services Limited (GREENCREST) currently trades at ₹0.5100, while our model-based Fair Value estimate is ₹0.4800, implying the stock looks roughly 5.9% fairly valued today. The Quality Score stands at 39/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).
Over the trailing twelve months, Greencrest Financial Services Limited generated revenue of ₹348M at a net margin of 3.9%. Revenue grew 18.4% year over year. It earns a return on equity of 2.4%. Net debt stands at ₹508M. Fundamentals as of Aug 25, 2026
Our scenario range runs from ₹0.3600 (bear case) to ₹0.6000 (bull case); at ₹0.5100, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 27% below its 52-week high and 6% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -37% fair-value upside, at -6%, GREENCREST screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 6 models by family
Widest divergence: Earnings-Based (₹1.29) versus Multiples (₹0.4800). Highest evidence: P/E Multiple (63).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 25, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 35 · Market factors (momentum, volatility) 42
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.
About the company
Greencrest Financial Services Limited, a non-banking financial company, engages in finance and investment businesses in India. It is involved in investing in shares and other securities, government and non-government bonds, fixed deposits, commodities, and other related activities of capital market.
Full company description
Greencrest Financial Services Limited, a non-banking financial company, engages in finance and investment businesses in India. It is involved in investing in shares and other securities, government and non-government bonds, fixed deposits, commodities, and other related activities of capital market. The company was formerly known as Marigold Glass Industries Limited and changed its name to Greencrest Financial Services Limited in May 2013. The company was incorporated in 1993 and is based in Kolkata, India.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Greencrest Financial Services Limited reported revenue of ₹381M in FY2025 versus ₹88.8M in FY2021, a compound +43.9%/yr. Reported net income was ₹13.5M in FY2025, compounding +24.8%/yr from FY2021.
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Peer Group
Capital Markets · 462 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Capital Markets median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Aug 25, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Morgan Stanley, a financial holding company, MS | $214.08 | $138.97 | -35% |
| The Goldman Sachs Group GS | $1,040 | $756.89 | -27% |
| The Charles Schwab Corporation SCHW | $109.39 | $66.17 | -40% |
| Robinhood Markets, Inc HOOD | $108.54 | $30.94 | -71% |
| Macquarie Group MQG | A$250.94 | A$75.58 | -70% |
| CITIC Securities Company 600030 | ¥27.93 | ¥17.68 | -37% |
| Guotai Haitong Securities Co 601211 | ¥18.02 | ¥18.62 | +3% |
| East Money Information Co 300059 | ¥19.83 | ¥4.77 | -76% |
| CSC Financial Co 601066 | ¥25.78 | ¥14.17 | -45% |
| Huatai Securities Co 601688 | ¥19.39 | ¥19.26 | -1% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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