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Greencrest Financial Services Limited (GREENCREST) Fair Value & Analysis

Financial Services · IN · Market cap ₹194M

GF Greencrest Financial Services Limited GREENCREST · BSE
Price₹0.5300
Fair Value₹0.6300
Upside+18.9%
Quality44/100
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Evidence: High Range ₹0.4700 – ₹0.7800

Fair value as of: Jul 5, 2026

From 15 valuation models · updated today

Share price +6.0% over the past month.

Price vs Fair Value (12 months)

₹0.6900 ₹0.4800 Fair Value ₹0.6300 Jul 2025 Jul 2026

12‑month range ₹0.4800 – ₹0.6900 · fair‑value band ₹0.4700 – ₹0.7800 · the ₹0.5300 price screens below the ₹0.6300 fair value. As of Jul 5, 2026.

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Analysis

Greencrest Financial Services Limited (GREENCREST) currently trades at ₹0.5300, while our model-based Fair Value estimate is ₹0.6300 — implying the stock looks roughly 18.9% undervalued today. We read business quality at 44/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Greencrest Financial Services Limited generated revenue of ₹348M at a net margin of 3.9%. Revenue grew 18.4% year over year. It earns a return on equity of 2.4%. Net debt stands at ₹508M. Fundamentals as of Jul 5, 2026

Our scenario range runs from ₹0.4700 (bear case) to ₹0.7800 (bull case); at ₹0.5300, the current price sits within that range. The share trades about 24% below its 52-week high and 10% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -5% fair-value upside — at 19%, GREENCREST screens cheaper than that median.

Key figures & financial health

Revenue (TTM) ₹348M
Revenue growth (YoY) +18.4%
Net margin 3.9%
Return on equity 2.4%
Free cash flow −₹24.5M FY2025
P/E ratio 13.3
More key figures
Operating margin -12.7%
EPS (TTM) ₹0.0400
EPS growth (YoY) -23.1%
Net debt ₹508M FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.

About the company

Greencrest Financial Services Limited, a non-banking financial company, engages in finance and investment businesses in India. It is involved in investing in shares and other securities, government and non-government bonds, fixed deposits, commodities, and other related activities of capital market. The company was formerly known as Marigold Glass Industries Limited and changed its name to Greencrest Financial Services Limited in May 2013. The company was incorporated in 1993 and is based in Kolkata, India.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Greencrest Financial Services Limited reported revenue of ₹381M in FY2025 versus ₹88.8M in FY2021, a compound +43.9%/yr. Reported net income was ₹13.5M in FY2025, compounding +24.8%/yr from FY2021.

Revenue +43.9%/yr
FY21 ₹88.8M
FY22 ₹245M
FY23 ₹393M
FY24 ₹718M
FY25 ₹381M
Net income +24.8%/yr
FY21 ₹5.6M
FY22 ₹12.6M
FY23 ₹10.6M
FY24 ₹12.2M
FY25 ₹13.5M

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Cite: Fair Value Calculator (2026). "Greencrest Financial Services Limited Fair Value". https://www.fairvalue-calculator.com/stock/GREENCREST

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Frequently asked questions

Is Greencrest Financial Services Limited (GREENCREST) undervalued?
As of Jul 5, 2026, our model estimates a fair value of ₹0.6300 versus a price of ₹0.5300 — about +19% (undervalued). Model-based estimate, not financial advice.
What is the fair value of GREENCREST?
Our model-based fair value for Greencrest Financial Services Limited is ₹0.6300 (as of Jul 5, 2026), built from audited fundamentals. The current price is ₹0.5300.
What is the quality score of GREENCREST?
Greencrest Financial Services Limited has a Quality Score of 44/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Greencrest Financial Services Limited (GREENCREST)?
Greencrest Financial Services Limited reported trailing-twelve-month revenue of about ₹348M (latest available figure, as of Jul 5, 2026).
What is the net profit margin of GREENCREST?
The net profit margin of Greencrest Financial Services Limited is about 3.9%, meaning it keeps roughly 3.9% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.