Gemalto N.V (GTOFF) fair value: what the stock is really worth
We calculate from audited financials what Gemalto N.V is really worth. The fair value tells you whether the price is too high or too low, the quality score (0 to 100) how solid the business behind it is. 26 models, 37 quality factors, updated daily.
Valuation from Sep 13, 2026. With the latest figures (losses, negative cash flow), a fair value can no longer be calculated.
Watch Gemalto N.V for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card.Watch for freePro now: $1 first month
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 13, 2026.
How to read this chart
36‑month range $0.0009 – $0.1020 · fair‑value band $0.0017 – $0.0017 · the $0.0044 price screens above the $0.0017 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 13, 2026.
Follow Gemalto in your weekly email
Every Wednesday you see whether Gemalto is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
PT GoTo Gojek Tokopedia Tbk provides and operates on-demand services in Indonesia and internationally.
Show more
PT GoTo Gojek Tokopedia Tbk provides and operates on-demand services in Indonesia and internationally. It offers Gojek on-demand services, including mobility, food delivery, and logistics through electronic media, software platforms, or applications to micro-entrepreneurs; GoTo Financial technology solutions, including consumer payments, lending, and merchant services; and e-commerce services. The company also engages in retail trading of motor vehicle equipment; wholesale trading; digital identity provision activities; professional, and scientific and technical activities; repair of communication equipment; and operation of e-commerce marketplace and digital platform. In addition, it provides management consultancy, software development, package courier, electronic certificate and digital identity, financial intermediary, mobile advertising, data processing and information, motor vehicle rental, mobile and fixed advertising, transportation, online retail, web portal, financial transaction and payment technology, and point-of-sales technology, financing, trading, freight, management and administration, and warehousing and storage services. The company was founded in 2009 and is based in Jakarta, Indonesia.
Stock analysis
Gemalto N.V (GTOFF) currently trades at $0.0044, while our model-based Fair Value estimate is $0.0017, implying the stock looks roughly 158.8% overvalued today.
Show more
Valuation
How firm this estimate is: it rests on 1 models at a data quality of 95/100, which puts the evidence level at low.
Scenario range: $0.0017 (bear) to $0.0017 (bull), the price of $0.0044 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 54/100 (solid quality), in the Technology sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Gemalto N.V reported revenue of 18.3T IDR in FY2025 versus 4.5T IDR in FY2021, a compound +41.8%/yr. Reported net income was −1.2T IDR in FY2025.
Key figures
Market cap $1.6B · Net margin −6.5% · Return on equity −3.3% · Return on assets (EBIT) −12.2% · Revenue (TTM) $17.5T · Revenue growth (YoY) +26.3% · Free cash flow −$875B.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 36 out of 100 (low confidence).
What moves the price
The share trades about 89% below its 52-week high and 389% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Technology peers we cover trades at −22% fair-value upside, at −61%, GTOFF screens richer than that median.
Fair Value models
Bear $0.0017Fair Value $0.0017Bull $0.0017
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.36/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+15.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+17.3%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+40.7%
Start year 2020 (pandemic). Over 10 years: +136.2% a year
Revenue growth 12 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+110.7%
’13
’14
’15
’16
’17
’18
’20
’21
’22
’23
’24
’25
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−305.5% (2020) → −2.1% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Infrastructure · 376 stocks
Beats the industry median on 2/7 measures
Overall it trails its industry peers.
Valuation
Quality Score52 · Above median
Fair Value upside−61.4% · Bottom 25%
Profitability
Return on assets0.3% · Below median
Net margin (TTM)−3.3% · Below median
Operating margin (TTM)0.0% · Below median
Growth and dividend
Revenue growth26.3% · Above median
Balance sheet
Debt / equity0.21× · Above median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 21
FUTURE (revenue growth)100· sector 52
PAST (return on equity)0· sector 20
HEALTH (low debt)89· sector 97
DIVIDEND (yield)0· sector 34
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Gemalto N.V Fair Value". https://www.fairvalue-calculator.com/stock/GTOFF
Frequently asked questions
Is Gemalto N.V (GTOFF) overvalued or undervalued?
As of Sep 13, 2026, our model estimates a fair value of $0.0017 versus a price of $0.0044, about −61% upside (overvalued).
What is the fair value of GTOFF?
Our model-based fair value for Gemalto N.V is $0.0017 (as of Sep 13, 2026), built from audited fundamentals. The current price: $0.0044.
What is the quality score of GTOFF?
Gemalto N.V has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Gemalto N.V (GTOFF)?
Our model-based price target is the fair value of $0.0017 (as of Sep 13, 2026) from 1 valuation models. Cautious scenario $0.0017, optimistic scenario $0.0017. It is a calculation from audited fundamentals, not an analyst target.
What is the Gemalto N.V stock forecast for 2026?
Our models put fair value at $0.0017, about −61% upside versus a price of $0.0044 (overvalued). Cautious scenario $0.0017, optimistic scenario $0.0017. The calculation is refreshed regularly with new filings.
What is the revenue of Gemalto N.V (GTOFF)?
Gemalto N.V reported trailing-twelve-month revenue of about $17.5T (latest available figure, as of Sep 13, 2026).
What is the intrinsic value of Gemalto N.V (GTOFF)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Gemalto N.V it is $0.0017 per share (as of Sep 13, 2026), against a price of $0.0044. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is Gemalto N.V stock overvalued or undervalued in 2026?
As of Sep 13, 2026, GTOFF trades above its calculated fair value: price $0.0044, fair value $0.0017, a gap of about −61% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of GTOFF?
No. The price is what the market pays today ($0.0044); the fair value is what the company's own numbers justify ($0.0017). For Gemalto N.V the two are $0.0027 per share apart. That gap is exactly why we show both numbers side by side.
How much is Gemalto N.V worth?
The market values Gemalto N.V at about $1.6B (market capitalisation, as of Sep 13, 2026). Per share that is $0.0044; our models calculate a fair value of $0.0017 per share.
What do the bullish and bearish scenarios say about GTOFF?
Our models span a range for Gemalto N.V: cautious scenario $0.0017, base $0.0017, optimistic $0.0017 per share (as of Sep 13, 2026, price $0.0044). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Gemalto N.V (GTOFF)?
Balance-sheet figures for Gemalto N.V (as of Sep 13, 2026): return on equity −3.3%, debt of 0.21 per unit of equity. They feed the Quality Score of 54/100, which measures business quality independently of the share price.
How far is GTOFF from its 52-week high?
Gemalto N.V trades at $0.0044, about 89% below its 52-week high of $0.0400 and 389% above the low of $0.0009 (as of Sep 25, 2026). Distance from the high says nothing about value: that is what the fair value of $0.0017 is for.
Which stocks are comparable to Gemalto N.V?
From the same area (Technology) we also value Microsoft Corporation, Palantir Technologies Inc, Oracle Corporation, CrowdStrike Holdings, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Gemalto N.V stock attractive at the current price?
The data as of Sep 13, 2026: price $0.0044, calculated fair value $0.0017 (−61%), Quality Score 54/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of GTOFF calculated?
We run Gemalto N.V through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $0.0017, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 16.1 % above its aggregate fair value. Gemalto N.V itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Gemalto N.V (GTOFF)?
The closing price on Sep 25, 2026 was $0.0044. Our model-based fair value is $0.0017, about −61% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Gemalto N.V right now?
The price sits above even our optimistic bull case ($0.0017). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (54/100) and above fair value, neither a clear bargain nor a standout compounder. The models converge in a tight band ($0.0017 to $0.0017), unusually little disagreement for a valuation.
Key figures of Gemalto N.V
How large is the market capitalisation of Gemalto N.V (GTOFF)?
The market capitalisation of Gemalto N.V is $1.6B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the net margin of Gemalto N.V (GTOFF)?
The net margin of Gemalto N.V is −6.5% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Gemalto N.V (GTOFF)?
The return on equity (ROE) of Gemalto N.V is −3.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Gemalto N.V (GTOFF)?
On an EBIT basis the return on assets of Gemalto N.V is −12.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
How fast is revenue growing at Gemalto N.V (GTOFF)?
Revenue at Gemalto N.V is growing +26.3% versus a year earlier (3y avg +17.3%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does Gemalto N.V (GTOFF) generate?
The free cash flow of Gemalto N.V is −$875B (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
Free · no account needed
Watch Gemalto N.V in the live analysis
One click puts Gemalto N.V on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
Thin data
Sep 13, 2026