Gujarat State Financial Corporation (GUJSTATFIN) Fair Value & Analysis
Financial Services · IN · Market cap ₹968M
Fair value as of: Jul 5, 2026
From 1 valuation models · updated today
Share price +2.5% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹9.30 – ₹15.88 · fair‑value band ₹16.21 – ₹32.42 · the ₹10.86 price screens below the ₹21.72 fair value. As of Jul 5, 2026.
✦ Which stocks are undervalued right now? Check free Discover now →Analysis
Gujarat State Financial Corporation (GUJSTATFIN) currently trades at ₹10.86, while our model-based Fair Value estimate is ₹21.72 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 42/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low) — always confirm before acting.
It earns a return on equity of -34.9%. Net debt stands at ₹6.6B. Fundamentals as of Jul 5, 2026
Our scenario range runs from ₹16.21 (bear case) to ₹32.42 (bull case); at ₹10.86, the current price sits below that range. The share trades about 36% below its 52-week high and 29% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -40% fair-value upside — at 100%, GUJSTATFIN screens cheaper than that median.
Key figures & financial health
Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.
About the company
Gujarat State Financial Corporation operates as a development financial institution in India. It provides medium- and long-term credit to small and medium scale industries. The company was founded in 1960 and is headquartered in Gandhinagar, India.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Gujarat State Financial Corporation reported revenue of ₹1.4M in FY2026 versus ₹8.5M in FY2022, a compound −36.0%/yr. Reported net income was −₹1.3B in FY2026.
Is GUJSTATFIN fairly valued? → Check now
Similar stocks
10 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 5, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Visa Inc 3V64 | €283.80 | €135.27 | -52% |
| Mastercard Incorporated MA | C$29.95 | C$17.84 | -40% |
| M4I M4I | €430.50 | €367.81 | -15% |
| American Express Company AXP | C$28.87 | C$17.03 | -41% |
| Capital One Financial Corporation COF | $183.20 | $122.33 | -33% |
| Bajaj Finance Limited BAJFINANCE | ₹962.40 | ₹397.61 | -59% |
| PayPal Holdings PYPL | 720.50 MXN | 81.23 MXN | -89% |
| Synchrony Financial, S1YF34 | R$383.77 | R$149.53 | -61% |
| Shriram Finance Limited SHRIRAMFIN | ₹923.30 | ₹735.80 | -20% |
| Power Finance Corporation PFC | ₹431.75 | ₹467.63 | +8% |
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is Gujarat State Financial Corporation (GUJSTATFIN) undervalued?
What is the fair value of GUJSTATFIN?
What is the quality score of GUJSTATFIN?
What is the net profit margin of GUJSTATFIN?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.