EN DE

Heineken N.V (HEIA) Fair Value & Analysis

Consumer Defensive · NL · Market cap €42.9B

HN Heineken N.V HEIA · AS
Price€78.58
Fair Value€65.06
Upside-17.2%
Quality66/100
Watch Heineken N.V for free, get notified when fair value or trend changes. Watch for free
Mixed Growth
Thin margins · 6.6% net margin
Moderate debt · generates free cash flow
2.48% dividend yield
Trails peers (4/15)
Moderate moat 57/100
Evidence: Medium Range €34.90 – €89.04 Share as image

Fair value as of: Jul 19, 2026

From 26 valuation models · updated 19 days ago

Fair value updated Jul 19, 2026, revised from €64.89 to €65.06 (+0.3%) since Jul 17, 2026. Share price +2.3% over the past month.

A solid business, but screening 17% overvalued on our models.

What matters now

  • Solid but not exceptional quality (66/100) and above fair value, neither a clear bargain nor a standout compounder.
  • A fairly wide model range (€34.90 to €89.04) leaves room in how you read the outcome.
Share this valuation: 𝕏 WhatsApp

Price vs Fair Value (5 years)

€98.23 €61.39 Fair Value €65.06 Jun 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 19, 2026.

How to read this chart

60‑month range €61.39 – €98.23 · fair‑value band €34.90 – €89.04 · the €78.58 price screens above the €65.06 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 19, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

Heineken N.V (HEIA) currently trades at €78.58, while our model-based Fair Value estimate is €65.06, implying the stock looks roughly 17.2% overvalued today. We read business quality at 66/100 (solid quality), in the Consumer Defensive sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, Heineken N.V generated revenue of €28.8B at a net margin of 6.6%. Revenue declined 2.8% year over year. It earns a return on equity of 9.9%. Net debt stands at €15.7B. Fundamentals as of Jul 19, 2026

Our scenario range runs from €34.90 (bear case) to €89.04 (bull case); at €78.58, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The last reported earnings sit well below what analysts expect (earnings in transition, for example after write-downs or an earnings dip); whether the stock is cheap or expensive hinges on the expected recovery actually arriving. Read the fair value with that caveat. The share trades about 1% below its 52-week high and 24% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at 2% fair-value upside, at -17%, HEIA screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF €34.21 €57.15 €89.12 80
Residual Income €28.97 €32.33 €48.23 76
Rev-Margin DCF €33.78 €63.57 €96.46 74
All 26 models by family
DCF Models
FCF DCF €32.96 €58.18 €95.18 38
Owner Earnings €21.93 €41.74 €70.80 31
5Y Revenue Exit €33.78 €63.29 €100.20 39
5Y EBITDA Exit €59.31 €109.69 €167.25 41
5Y P/E Exit €28.74 €54.15 €79.89 38
10Y Revenue Exit €31.35 €57.91 €91.96 36
10Y EBITDA Exit €49.09 €89.63 €141.78 37
10Y P/E Exit €29.82 €51.66 €76.86 35
Earnings-Based
Graham-Dodd €23.07 €61.56 €80.51 54
Lynch FV €11.94 €17.06 €22.18 50
PEG = 1.0 €11.94 €17.06 €22.18 46
EPV €25.24 €32.52 €38.89 59
Dividend Discount
Gordon GGM €21.08 €43.83 €69.54 70
DDM Multi-Stage €21.08 €32.71 €45.12 61
Multiples
P/E Multiple €50.88 €67.84 €84.80 63
P/S Multiple €43.25 €57.66 €72.08 58
P/B Multiple €43.25 €57.66 €72.08 55
EV/EBIT €64.30 €91.88 €119.46 53
EV/EBITDA €86.35 €121.28 €156.22 54
EV/Revenue €37.33 €61.24 €85.14 43
Asset-Based
NCAV (Graham) €16.18 €21.67 €32.35 50
Growth DCF
Growth DCF €34.21 €57.15 €89.12 80
Rev-Margin DCF €33.78 €63.57 €96.46 74
Economic Profit
Residual Income €28.97 €32.33 €48.23 76
ROIC Compounder €25.24 €32.61 €44.20 72
Growth Earnings
Growth-Adj P/E €40.17 €57.38 €74.60 68

Widest divergence: Multiples (€61.24) versus Earnings-Based (€17.06). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) €28.8B
Revenue growth (YoY) -2.8%
Net margin 6.6%
Return on equity 9.9%
Free cash flow €2.6B FY2025
P/E ratio 19.8
More key figures
Operating margin 13.4%
EPS (TTM) €3.38
Dividend yield 2.8%
EPS growth (YoY) +7.5%
Net debt €15.7B FY2025

Figures from reported company fundamentals · as of Jul 19, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 66/100

Of which business quality 57 · Market factors (momentum, volatility) 72

Profitability 36
Margins and returns on capital today
Quality Growth 51
Are margins and returns improving?
Cashflow 60
Earnings quality: real cash, not paper profit
Fin. Strength 40
Balance sheet, leverage, solvency risk
Investment 87
Disciplined investing over empire-building
Low Volatility 91
Calm price path (market factor)
Momentum 57
Price trend over the last 3–12 months (market factor)
52W Momentum 75
Distance to the 52-week high (market factor)
Net Issuance 90
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Heineken N.V. brews and sells beer and cider in Europe, the Americas, Africa, the Middle East, and the Asia Pacific. The company also provides soft drinks.

Full company description

Heineken N.V. brews and sells beer and cider in Europe, the Americas, Africa, the Middle East, and the Asia Pacific. The company also provides soft drinks. It sells its products under the Heineken, Heineken 0.0, Heineken Silver, Amstel, Moretti, Tiger, Desperados, Edelweiss, Lagunitas, Orchard Thieves, Windhoek, Dos Equis, Red Stripe, Kingfisher, Bintang, Gosser, Affligem, Mort Subite, Strongbow, Stassen, Bulmers, Old Mout, Savanna, Turbo King, Tecate, Lagunitas Hoppy Refresher, Bia Viet, Tiger Crystal, Birra Moretti, Harar, Cruzcampo, Bernini, Legend Stout, Beavertown, Stëlz, Texels, Ladrón, Bandida, Stibitzer, El Aguila, and Murphy's brands. In addition, the company engages in rental of pubs and bars; wholesale activities; and pub management and technical services. The company offers its products to retailers, wholesalers and distributors, bars, restaurants, clubs, cafes, and hotels. Heineken N.V. was incorporated in 1864 and is headquartered in Amsterdam, the Netherlands. Heineken N.V. is a subsidiary of Heineken Holding N.V.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Heineken N.V reported revenue of €28.8B in FY2025 versus €22.1B in FY2021, a compound +6.8%/yr. Reported net income was €1.9B in FY2025, compounding −13.2%/yr from FY2021.

Growth Quality 70/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
€28.8B
Latest YoY
−3.6%
Avg. growth/yr (3Y)
+0.0%
Avg. growth/yr (5Y)
+7.8%
Avg. growth/yr (26Y)
+5.5%
Revenue +6.8%/yr
FY21 €22.1B
FY22 €28.7B
FY23 €30.4B
FY24 €29.8B
FY25 €28.8B
Net income −13.2%/yr
FY21 €3.3B
FY22 €2.7B
FY23 €2.3B
FY24 €978M
FY25 €1.9B

HEIA screens 17% overvalued. Compare with Ambev S.A →

Share or link this analysis
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "Heineken N.V Fair Value". https://www.fairvalue-calculator.com/stock/HEIA

Recent news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Beverages - Brewers · 52 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 66 · Top 25%
Fair Value upside −17% · Below median
Return on equity (TTM) 10% · Above median
Return on assets 4% · Below median
Net margin (TTM) 7% · Below median
Operating margin (TTM) 13% · Above median
Revenue growth -3% · Below median
Dividend yield (TTM) 2.5% · Below median
Debt / equity 0.84× · Higher than 75% of peers

Valuation Multiples vs Beverages - Brewers median · lower = cheaper

P/E (TTM) 22.9× · Pricier than 75% of peers
P/B 2.75× · Pricier than median
P/S (TTM) 1.72× · Pricier than median
P/FCF 19.0× · Pricier than 75% of peers
EV/EBITDA 10.8× · Pricier than median
PEG 1.39× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 10 · sector 37
FUTURE 0 · sector 3
PAST 40 · sector 36
HEALTH 58 · sector 97
DIVIDEND 50 · sector 54

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

Alcohol

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Beverages - Brewers stocks, each showing price versus our Fair Value estimate (as of Jul 19, 2026).

Stock Price Fair Value vs Fair Value
Ambev S.A ABEV 14,120 ARS 6,060 ARS -57%
Anheuser-Busch InBev SA 1ABI €72.28 €46.17 -36%
Fomento Económico Mexicano, S.A. FEMSAUBD 222.91 MXN 201.74 MXN -9%
Constellation Brands, Inc STZ $135.72 $177.43 +31%
Carlsberg A/S CARLA kr 1,125 kr 607.30 -46%
Heineken Holding HEIO €71.20 €72.67 +2%
Tsingtao Brewery Company 600600 ¥53.38 ¥60.28 +13%
Budweiser Brewing Company 1876 HK$6.58 HK$6.05 -8%
Molson Coors Canada Inc TPXA C$63.10 C$74.42 +18%
Beijing Yanjing Brewery Co 000729 ¥11.94 ¥12.51 +5%

Compare Heineken N.V with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Consumer Defensive stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Frequently asked questions

Is Heineken N.V (HEIA) overvalued or undervalued?
As of Jul 19, 2026, our model estimates a fair value of €65.06 versus a price of €78.58, about −17% (overvalued).
What is the fair value of HEIA?
Our model-based fair value for Heineken N.V is €65.06 (as of Jul 19, 2026), built from audited fundamentals. The current price is €78.58.
What is the quality score of HEIA?
Heineken N.V has a Quality Score of 66/100. It combines two groups: business quality (profitability, growth, cash flow, balance-sheet strength) and market factors (price momentum, distance to the 52-week high, volatility). Both subtotals are shown separately in the detail view.
What is the revenue of Heineken N.V (HEIA)?
Heineken N.V reported trailing-twelve-month revenue of about €28.8B (latest available figure, as of Jul 19, 2026).
What is the net profit margin of HEIA?
The net profit margin of Heineken N.V is about 6.6%, meaning it keeps roughly 6.6% of revenue as net income. Based on the latest reported figures.
Does Heineken N.V pay a dividend?
Heineken N.V currently shows a dividend yield of about 2.77% relative to its recent price (as of Jul 19, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

14 days Pro free · no card

Track Heineken N.V and try Pro for 14 days

One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.

Zero risk: nothing is ever charged. After 14 days you decide whether to stay.