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Dom Maklerski IDM SA (IDM) Fair Value & Analysis

Financial Services · PL · Market cap 20.9M PLN (≈ $5.6M) · ISIN PLIDMSA00044

DM Dom Maklerski IDM SA IDM · WAR
Price0.4600 PLN
Fair Value0.9200 PLN
Upside+100.0%
Quality54/100
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Strengths

Trades 50% below our fair value of 0.9200 PLN

Risks

!Mixed Growth (revenue 5y +61.4 %/yr)
!Loss-making · -34.3% net margin
!High debt · negative free cash flow
!Mixed vs. peers (4/9)
Mixed Growth (revenue 5y +61.4 %/yr)
Loss-making · -34.3% net margin
High debt · negative free cash flow
Mixed vs. peers (4/9)
Narrow moat 18/100
Evidence: Low Range 0.8430 PLN – 1.04 PLN Share as image

Fair value as of: Aug 23, 2026

From 2 valuation models · updated 8 days ago

Fair value updated Aug 23, 2026, revised from 0.8800 PLN to 0.9200 PLN (+4.5%) since Aug 13, 2026. Share price −7.6% over the past month.

A solid business, trading 50% below our fair value.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

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What matters now

  • The price is below even our cautious bear case (0.8430 PLN). The market is more pessimistic than our downside scenario.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
  • Solid quality (54/100) at a price below fair value, the discount is the argument here, not the business quality.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

2.10 PLN 0.4540 PLN Fair Value 0.9200 PLN Apr 2020 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 23, 2026.

How to read this chart

60‑month range 0.4540 PLN – 2.10 PLN · fair‑value band 0.8430 PLN – 1.04 PLN · the 0.4600 PLN price screens below the 0.9200 PLN fair value. Dashed = 300-day average. As of Aug 23, 2026.

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Analysis

Dom Maklerski IDM SA (IDM) currently trades at 0.4600 PLN, while our model-based Fair Value estimate is 0.9200 PLN, implying the stock looks roughly 100.0% undervalued today. The Quality Score stands at 54/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low), always confirm before acting.

Over the trailing twelve months, Dom Maklerski IDM SA generated revenue of 4.3M PLN at a net margin of -34.3%. Revenue grew 176.7% year over year. Fundamentals as of Aug 23, 2026

Our scenario range runs from 0.8430 PLN (bear case) to 1.04 PLN (bull case); at 0.4600 PLN, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 30% below its 52-week high and 2% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -37% fair-value upside, at 100%, IDM screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Gordon GGM best evidence 2.72 PLN 2.90 PLN 3.18 PLN 69
DDM Multi-Stage 2.72 PLN 3.14 PLN 3.68 PLN 67
All 2 models by family
Dividend Discount
Gordon GGM best evidence 2.72 PLN 2.90 PLN 3.18 PLN 69
DDM Multi-Stage 2.72 PLN 3.14 PLN 3.68 PLN 67

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Key figures & financial health

P/S ratio 4.88 TTM
EPS (TTM) -0.0300 PLN
Net margin -10.4% FY2025
Return on equity -197% TTM
Return on assets (EBIT) 30.4% avg 5y
Operating margin 5.5% TTM
More key figures
Growth
Revenue (TTM) 4.3M PLN TTM
Revenue growth (YoY) +177% 3y avg +154%
EPS growth (YoY) +21.1%
Balance sheet & cash flow
Free cash flow −526K PLN FY2025
Net debt 963K PLN FY2025

Figures from reported company fundamentals · as of Aug 23, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 54/100

Of which business quality 57 · Market factors (momentum, volatility) 33

Profitability 40
Margins and returns on capital today
Quality Growth 40
Are margins and returns improving?
Cashflow 37
Earnings quality: real cash, not paper profit
Fin. Strength 65
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 65
Calm price path (market factor)
Momentum 25
Price trend over the last 3–12 months (market factor)
52W Momentum 9
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

IDM Spólka Akcyjna provides consultancy services in the field of real estate investments and receivables in Poland. The company also provides advisory services in the debt and real estate sectors; and capital operations. The company is based in Kraków, Poland. On July 22, 2014, IDM Spólka Akcyjna was declared bankrupt.

Full company description

IDM Spólka Akcyjna provides consultancy services in the field of real estate investments and receivables in Poland. The company also provides advisory services in the debt and real estate sectors; and capital operations. The company is based in Kraków, Poland. On July 22, 2014, IDM Spólka Akcyjna was declared bankrupt. IDM Spólka Akcyjna is in reorganization.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Dom Maklerski IDM SA reported revenue of 4.0M PLN in FY2025 versus 110K PLN in FY2021, a compound +146.2%/yr. Reported net income was −422K PLN in FY2025.

Growth Quality 35/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
4.0M PLN
Latest YoY
+321.2%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+154.3%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+61.4%
Avg. revenue growth/yr (17Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−18.7%
Value creation/yr We only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed
Revenue +146.2%/yr
FY21 110K PLN
FY22 246K PLN
FY23 −1.6M PLN
FY24 960K PLN
FY25 4.0M PLN
Net income
FY21 −1.7M PLN
FY22 98.8K PLN
FY23 −1.5M PLN
FY24 1.3M PLN
FY25 −422K PLN

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Cite: Fair Value Calculator (2026). "Dom Maklerski IDM SA Fair Value". https://www.fairvalue-calculator.com/stock/IDM

Peer Group

Capital Markets · 462 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 57 · Above median
Fair Value upside +100% · Top 25%
Return on assets -75% · Bottom 25%
Net margin (TTM) -34% · Bottom 25%
Operating margin (TTM) 5% · Below median
Revenue growth 177% · Top 25%
Debt / equity 310.39× · Higher than 75% of peers

Valuation Multiples vs Capital Markets median · lower = cheaper

P/S (TTM) 1.30× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE100 · sector 11
FUTURE100 · sector 88
PAST0 · sector 30
HEALTH0 · sector 94
DIVIDEND0 · sector 38

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Aug 23, 2026).

Stock Price Fair Value vs Fair Value
Morgan Stanley, a financial holding company, MS $214.77 $138.97 -35%
The Goldman Sachs Group GS $1,034 $756.89 -27%
The Charles Schwab Corporation SCHW $110.16 $66.17 -40%
Robinhood Markets, Inc HOOD $108.54 $30.94 -71%
Macquarie Group MQG A$250.94 A$75.58 -70%
CITIC Securities Company 600030 ¥27.93 ¥17.68 -37%
Guotai Haitong Securities Co 601211 ¥18.02 ¥18.62 +3%
East Money Information Co 300059 ¥19.42 ¥4.77 -75%
CSC Financial Co 601066 ¥25.78 ¥14.17 -45%
Huatai Securities Co 601688 ¥19.39 ¥19.26 -1%

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Frequently asked questions

Is Dom Maklerski IDM SA (IDM) overvalued or undervalued?
As of Aug 23, 2026, our model estimates a fair value of 0.9200 PLN versus a price of 0.4600 PLN, about +100% (undervalued).
What is the fair value of IDM?
Our model-based fair value for Dom Maklerski IDM SA is 0.9200 PLN (as of Aug 23, 2026), built from audited fundamentals. The current price: 0.4600 PLN.
What is the quality score of IDM?
Dom Maklerski IDM SA has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Dom Maklerski IDM SA (IDM)?
Dom Maklerski IDM SA reported trailing-twelve-month revenue of about 4.3M PLN (latest available figure, as of Aug 23, 2026).
What is the net profit margin of IDM?
The net profit margin of Dom Maklerski IDM SA is about -34.3%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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