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IIFLCAPS (IIFLCAPS) Fair Value & Analysis

Financial Services · Market cap ₹106B

I IIFLCAPS IIFLCAPS · NSE
Price₹338.60
Fair Value₹293.42
Upside-13.3%
Quality57/100
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Evidence: High Range ₹220.06 – ₹366.77

Fair value as of: Jul 3, 2026

From 26 valuation models · updated today

Share price +0.1% over the past month.

Price vs Fair Value (12 months)

₹391.85 ₹244.15 Fair Value ₹293.42 Jun 2025 Jul 2026

12‑month range ₹244.15 – ₹391.85 · fair‑value band ₹220.06 – ₹366.77 · the ₹338.60 price screens above the ₹293.42 fair value. As of Jul 3, 2026.

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Analysis

IIFLCAPS (IIFLCAPS) currently trades at ₹338.60, while our model-based Fair Value estimate is ₹293.42 — implying the stock looks roughly 13.3% overvalued today. We read business quality at 57/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, IIFLCAPS generated revenue of ₹23.0B at a net margin of 24.4%. Revenue grew 12.0% year over year. It earns a return on equity of 20.2%. The balance sheet holds a net cash position of ₹32.4B. Fundamentals as of Jul 3, 2026

Key figures & financial health

Revenue (TTM) ₹23.0B
Revenue growth (YoY) +12.0%
Net margin 24.4%
Return on equity 20.2%
Free cash flow ₹4.8B FY2026
P/E ratio 19.8
More key figures
Operating margin 26.1%
EPS (TTM) ₹17.06
Dividend yield 0.9%
EPS growth (YoY) -11.1%
Net cash ₹32.4B FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

IIFLCAPS reported revenue of ₹26.0B in FY2026 versus ₹10.5B in FY2022, a compound +25.4%/yr. Reported net income was ₹5.6B in FY2026, compounding +16.4%/yr from FY2022.

Revenue +25.4%/yr
FY22 ₹10.5B
FY23 ₹11.5B
FY24 ₹18.3B
FY25 ₹19.9B
FY26 ₹26.0B
Net income +16.4%/yr
FY22 ₹3.1B
FY23 ₹2.5B
FY24 ₹5.1B
FY25 ₹7.1B
FY26 ₹5.6B

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Frequently asked questions

Is IIFLCAPS (IIFLCAPS) undervalued?
As of Jul 3, 2026, our model estimates a fair value of ₹293.42 versus a price of ₹338.60 — about −13% (overvalued). Model-based estimate, not financial advice.
What is the fair value of IIFLCAPS?
Our model-based fair value for IIFLCAPS is ₹293.42 (as of Jul 3, 2026), built from audited fundamentals. The current price is ₹338.60.
What is the quality score of IIFLCAPS?
IIFLCAPS has a Quality Score of 57/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of IIFLCAPS (IIFLCAPS)?
IIFLCAPS reported trailing-twelve-month revenue of about ₹23.0B (latest available figure, as of Jul 3, 2026).
What is the net profit margin of IIFLCAPS?
The net profit margin of IIFLCAPS is about 24.4%, meaning it keeps roughly 24.4% of revenue as net income. Based on the latest reported figures.
Does IIFLCAPS pay a dividend?
IIFLCAPS currently shows a dividend yield of about 0.88% relative to its recent price (as of Jul 3, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.