Intec Capital Limited (INTECCAP) Fair Value & Analysis
Financial Services · IN · Market cap ₹289M
Fair value as of: Jul 5, 2026
From 24 valuation models · updated today
Share price +1.0% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹9.39 – ₹16.92 · fair‑value band ₹23.61 – ₹39.35 · the ₹15.74 price screens below the ₹31.48 fair value. As of Jul 5, 2026.
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Intec Capital Limited (INTECCAP) currently trades at ₹15.74, while our model-based Fair Value estimate is ₹31.48 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 69/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, Intec Capital Limited generated revenue of ₹117M at a net margin of 59.0%. Revenue declined 9.4% year over year. It earns a return on equity of 18.2%. Net debt stands at ₹206M. Fundamentals as of Jul 5, 2026
Our scenario range runs from ₹23.61 (bear case) to ₹39.35 (bull case); at ₹15.74, the current price sits below that range. The share trades about 16% below its 52-week high and 82% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -20% fair-value upside — at 100%, INTECCAP screens cheaper than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.
About the company
Intec Capital Limited, a non-banking financial company, provides financial services to small and medium enterprises (SMEs) in India. The company offers business loans; and collateral backed loans comprising mortgage of residential, commercial, and industrial loans. It also provides consultancy, advisory, and related services in information technology. The company serves auto and engineering, printing and packaging, plastic and injection molding, retailer, professional service, education, infrastructure, construction, chemical, leather, textile, rubber, metal, capital goods and industrial equipment, and food processing industries, as well as pharmaceutical, medical, and healthcare industries. The company was formerly known as Intec Securities Ltd. and changed its name to Intec Capital Ltd. in September 2009. Intec Capital Limited was incorporated in 1994 and is based in New Delhi, India.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Intec Capital Limited reported revenue of ₹109M in FY2026 versus ₹17.2M in FY2022, a compound +58.6%/yr. Reported net income was ₹69.0M in FY2026, compounding +32.0%/yr from FY2022.
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.