Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM) fair value: what the stock is really worth
As of Nov 10, 2026: fair value (intrinsic value) of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS stock TRY 94.66, price TRY 165, that is 42.7% below the price, quality 45 out of 100. Rating: strongly overvalued. Calculated from audited financials with 14 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 9, 2026.
How to read this chart
60‑month range 33.12 TRY – 485.25 TRY · fair‑value band 65.85 TRY – 120.13 TRY · the 165.30 TRY price screens above the 94.66 TRY fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 9, 2026.
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Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama A.S. markets and sells building products in Turkey.
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It provides ceramic sanitary ware, armatures, bathtubs, shower trays, built-in cisterns, bathroom furniture, ceramic coating products, construction chemicals, kitchen furniture, countertops and accessories, kitchen appliances, and small household appliances under the VitrA Bathroom, VitrA Karo, Artema, Villeroy & Boch, Intema Mutfak, burgbad, cozum ortaklari brands, as well as Norm, Selena, and Punto brand names.
The company provides its products through its retail stores and wholesale channels. Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama A.S. was incorporated in 1978 and is headquartered in Istanbul, Turkey.
Stock analysis
Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM) currently trades at 165.30 TRY, while our model-based Fair Value estimate is 94.66 TRY, 43% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of 163.86 TRY per share, and 1 of the 14 models we run sit above the 165.30 TRY price.
Bear case: the Asset-Based group reads lowest at 32.69 TRY, and 13 of the 14 models stay below the price. Data coverage for this calculation is medium.
Scenario range: 65.85 TRY (bear) to 120.13 TRY (bull), the price of 165.30 TRY sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 45/100 (below-average quality), in the Consumer Cyclical sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS reported revenue of 1.9B TRY in FY2025 versus 239M TRY in FY2021, a compound +68.2%/yr. Reported net income was −9.8M TRY in FY2025.
Key figures
Market cap 3.2B TRY (≈ $63.1M) Micro · P/E ratio 63.6 · P/S ratio 1.67 · EPS (TTM) 2.60 TRY · Net margin 2.6% · Return on equity 5.3% · Return on assets (EBIT) 10.8% (5-year average) · Operating margin 22.8%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 41 out of 100 (low confidence).
What moves the price
The share trades about 66% below its 52-week high and 17% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at −19% fair-value upside, at −43%, INTEM screens richer than that median.
Fair Value models
Bear65.85 TRYFair Value 94.66 TRYBull120.13 TRY
Price 165.30 TRY · Downside -42.7%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (2.24 TRY per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.76/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+2.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+50.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+64.8%
Start year 2020 (pandemic). Over 10 years: +9.2% a year
Revenue growth 20 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.9%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
7.9% (2020) → 9.8% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed
Growth Forecast
Price in line with expectations
The price assumes about as much growth as the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+62.2%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Turkey: IMF forecast 19.3% a year to 2030, 28.5% from 2016 to 2025) that is about +36.0% a year for the price.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Furnishings, Fixtures & Appliances · 308 stocks
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Cite: Fair Value Calculator (2026). "Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS Fair Value". https://www.fairvalue-calculator.com/stock/INTEM
Frequently asked questions
Is Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM) overvalued or undervalued?
As of Nov 9, 2026, our model estimates a fair value of 94.66 TRY versus a price of 165.30 TRY, about 43% lower (overvalued).
What is the fair value of INTEM?
Our model-based fair value for Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS is 94.66 TRY (as of Nov 9, 2026), built from audited fundamentals. The current price: 165.30 TRY.
What is the quality score of INTEM?
Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS has a Quality Score of 45/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM)?
Our model-based price target is the fair value of 94.66 TRY (as of Nov 9, 2026) from 14 valuation models. Cautious scenario 65.85 TRY, optimistic scenario 120.13 TRY. It is a calculation from audited fundamentals, not an analyst target.
What is the Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS stock forecast for 2026?
Our models put fair value at 94.66 TRY, about 43% lower versus a price of 165.30 TRY (overvalued). Cautious scenario 65.85 TRY, optimistic scenario 120.13 TRY. The calculation is refreshed regularly with new filings.
What is the revenue of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM)?
Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS reported trailing-twelve-month revenue of about 1.9B TRY (latest available figure, as of Nov 9, 2026).
What growth is priced into Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM)?
For today's price to be fair in a discounted-cash-flow model, Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS would have to grow free cash flow by +62.2 % per year for five years (discount rate 15.7 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +64.8 % per year. As of Nov 9, 2026.
What discount rate (WACC) does the fair value of INTEM use?
Our models discount Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS at 15.7 %: a base by market capitalisation (micro), damped by beta 0.32, country premium for Turkey. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS that is +62.2 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (15.7 %) and the same formula as our fair value.
How much growth has Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM) delivered so far?
Over the past 5 years revenue at Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS grew +64.8 % a year. The price currently implies free-cash-flow growth of +62.2 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM) growing?
The median revenue growth in the sector is +7.8 % a year. That is the yardstick for the growth priced into Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (+62.2 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM)?
The free-cash-flow yield on the price is 0.86 %: that much free cash flow Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS produces per unit of market value. When it exceeds the discount rate of our models (15.7 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS it is 94.66 TRY per share (as of Nov 9, 2026), against a price of 165.30 TRY. It is the blended result of 14 valuation models in 6 families (DCF Models, Earnings-Based, Multiples, Asset-Based, Growth DCF, Economic Profit).
Is Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS stock overvalued or undervalued in 2026?
As of Nov 9, 2026, INTEM trades above its calculated fair value: price 165.30 TRY, fair value 94.66 TRY, a gap of about −43% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of INTEM?
No. The price is what the market pays today (165.30 TRY); the fair value is what the company's own numbers justify (94.66 TRY). For Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS the two are 70.64 TRY per share apart. That gap is exactly why we show both numbers side by side.
How much is Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS worth?
The market values Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS at about 3.2B TRY (market capitalisation, as of Nov 9, 2026). Per share that is 165.30 TRY; our models calculate a fair value of 94.66 TRY per share.
What do the bullish and bearish scenarios say about INTEM?
Our models span a range for Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS: cautious scenario 65.85 TRY, base 94.66 TRY, optimistic 120.13 TRY per share (as of Nov 9, 2026, price 165.30 TRY). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of INTEM?
Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS trades at a price-to-earnings ratio of 63.6 (as of Nov 9, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 94.66 TRY is built from several models across several years. Other multiples: P/B 3.7, P/S 1.7, EV/EBITDA 10.6.
How solid is the balance sheet of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM)?
Balance-sheet figures for Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (as of Nov 9, 2026): return on equity 5.3%, debt of 0.03 per unit of equity. They feed the Quality Score of 45/100, which measures business quality independently of the share price.
How far is INTEM from its 52-week high?
Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS trades at 165.30 TRY, about 66% below its 52-week high of 485.25 TRY and 17% above the low of 141.30 TRY (as of Nov 10, 2026). Distance from the high says nothing about value: that is what the fair value of 94.66 TRY is for.
Which stocks are comparable to Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS?
From the same area (Consumer Cyclical) we also value Midea Group, Gree Electric Appliances, Inc, SharkNinja, Inc, Haier Smart Home Co, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS stock attractive at the current price?
The data as of Nov 9, 2026: price 165.30 TRY, calculated fair value 94.66 TRY (−43%), Quality Score 45/100, from 14 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of INTEM calculated?
We run Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS through 14 models from 6 families: DCF Models, Earnings-Based, Multiples, Asset-Based, Growth DCF, Economic Profit. Every model gets the same audited fundamentals; the fair value of 94.66 TRY builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.1% above its aggregate fair value. Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM)?
The closing price on Nov 10, 2026 was 165.30 TRY. Our model-based fair value is 94.66 TRY, about 43% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS right now?
The price sits above even our optimistic bull case (120.13 TRY). The favourable scenario is already priced in. Weak quality (45/100) and above fair value at the same time, the margin of safety is missing on both counts. A fairly wide model range (65.85 TRY to 120.13 TRY) leaves room in how you read the outcome.
Key figures of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS
How large is the market capitalisation of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM)?
The market capitalisation of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS is 3.2B TRY (≈ $63.1M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM)?
The price-to-sales ratio of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS is 1.67 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM)?
Earnings per share at Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS are 2.60 TRY (price ÷ EPS = P/E 63.6). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM)?
The net margin of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS is 2.6% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM)?
The return on equity (ROE) of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS is 5.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM)?
On an EBIT basis the return on assets of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS is 10.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM)?
The operating margin of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS is 22.8% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM)?
Revenue at Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS is growing −2.3% versus a year earlier (3y avg +50.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM)?
Earnings per share at Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS are growing +1.8% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS (INTEM) carry?
The net debt of Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama AS is 33.9M TRY (fiscal year 2019, ≈ 1.2 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Nov 9, 2026