As of Sep 25, 2026: fair value of INTEM TRY 94.66, price TRY 213, upside -55.5%, quality 47 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.
How to read this chart
60‑month range 33.12 TRY – 485.25 TRY · fair‑value band 65.85 TRY – 120.13 TRY · the 212.60 TRY price screens above the 94.66 TRY fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 27, 2026.
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Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama A.S. markets and sells building products in Turkey.
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Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama A.S. markets and sells building products in Turkey. It provides ceramic sanitary ware, armatures, bathtubs, shower trays, built-in cisterns, bathroom furniture, ceramic coating products, construction chemicals, kitchen furniture, countertops and accessories, kitchen appliances, and small household appliances under the VitrA Bathroom, VitrA Karo, Artema, Villeroy & Boch, Intema Mutfak, burgbad, cozum ortaklari brands, as well as Norm, Selena, and Punto brand names. The company provides its products through its retail stores and wholesale channels. Intema Insaat ve Tesisat Malzemeleri Yatirim ve Pazarlama A.S. was incorporated in 1978 and is headquartered in Istanbul, Turkey.
Stock analysis
INTEM (INTEM) currently trades at 212.60 TRY, while our model-based Fair Value estimate is 94.66 TRY, implying the stock looks roughly 124.6% overvalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of 166.83 TRY per share, and 4 of the 14 models we run sit above the 212.60 TRY price.
Bear case: the Asset-Based group reads lowest at 29.66 TRY, and 10 of the 14 models stay below the price. Evidence for this calculation is medium.
Scenario range: 65.85 TRY (bear) to 120.13 TRY (bull), the price of 212.60 TRY sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 47/100 (below-average quality), in the Consumer Cyclical sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
INTEM reported revenue of 1.9B TRY in FY2025 versus 239M TRY in FY2021, a compound +68.2%/yr. Reported net income was −9.8M TRY in FY2025.
Key figures
Market cap 4.8B TRY (≈ $99.1M) · P/E ratio 84.4 · P/S ratio 2.41 · EPS (TTM) 2.52 TRY · Net margin −0.5% · Return on equity 6.9% · Return on assets (EBIT) 10.8% · Operating margin 23.0%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 56% below its 52-week high and at its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at 29% fair-value upside, at −55%, INTEM screens richer than that median.
Fair Value models
Bear 65.85 TRYFair Value 94.66 TRYBull 120.13 TRY
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (1.86 TRY per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.76/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+2.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+50.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+64.8%
Start year 2020 (pandemic). Over 10 years: +9.2% a year
Revenue growth 20 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.9%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
7.9% (2020) → 9.8% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+68.3%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Turkey: IMF forecast 19.3% a year to 2030, 28.5% from 2016 to 2025) that is about +41.1% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Furnishings, Fixtures & Appliances · 311 stocks
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "INTEM Fair Value". https://www.fairvalue-calculator.com/stock/INTEM
Frequently asked questions
Is INTEM overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of 94.66 TRY versus a price of 212.60 TRY, about −55% upside (overvalued).
What is the fair value of INTEM?
Our model-based fair value for INTEM is 94.66 TRY (as of Sep 27, 2026), built from audited fundamentals. The current price: 212.60 TRY.
What is the quality score of INTEM?
INTEM has a Quality Score of 47/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for INTEM?
Our model-based price target is the fair value of 94.66 TRY (as of Sep 27, 2026) from 14 valuation models. Cautious scenario 65.85 TRY, optimistic scenario 120.13 TRY. It is a calculation from audited fundamentals, not an analyst target.
What is the INTEM stock forecast for 2026?
Our models put fair value at 94.66 TRY, about −55% upside versus a price of 212.60 TRY (overvalued). Cautious scenario 65.85 TRY, optimistic scenario 120.13 TRY. The calculation is refreshed regularly with new filings.
What is the revenue of INTEM?
INTEM reported trailing-twelve-month revenue of about 2.0B TRY (latest available figure, as of Sep 27, 2026).
What growth is priced into INTEM?
For today's price to be fair in a discounted-cash-flow model, INTEM would have to grow free cash flow by +68.3 % per year for five years (discount rate 15.7 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +64.8 % per year. As of Sep 27, 2026.
What discount rate (WACC) does the fair value of INTEM use?
Our models discount INTEM at 15.7 %: a base by market capitalisation (micro), damped by beta 0.34, country premium for Turkey. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For INTEM that is +68.3 % per year a year over ten years, using the same discount rate (15.7 %) and the same formula as our fair value.
How much growth has INTEM delivered so far?
Over the past 5 years revenue at INTEM grew +64.8 % a year. The price currently implies +68.3 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of INTEM growing?
The median revenue growth in the sector is +5.1 % a year. That is the yardstick for the growth priced into INTEM (+68.3 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of INTEM?
The free-cash-flow yield on the price is 0.67 %: that much free cash flow INTEM produces per unit of market value. When it exceeds the discount rate of our models (15.7 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of INTEM?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For INTEM it is 94.66 TRY per share (as of Sep 27, 2026), against a price of 212.60 TRY. It is the blended result of 14 valuation models (cash flow, earnings, asset, dividend).
Is INTEM stock overvalued or undervalued in 2026?
As of Sep 27, 2026, INTEM trades above its calculated fair value: price 212.60 TRY, fair value 94.66 TRY, a gap of about −55% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of INTEM?
No. The price is what the market pays today (212.60 TRY); the fair value is what the company's own numbers justify (94.66 TRY). For INTEM the two are 117.94 TRY per share apart. That gap is exactly why we show both numbers side by side.
How much is INTEM worth?
The market values INTEM at about 4.8B TRY (market capitalisation, as of Sep 27, 2026). Per share that is 212.60 TRY; our models calculate a fair value of 94.66 TRY per share.
What do the bullish and bearish scenarios say about INTEM?
Our models span a range for INTEM: cautious scenario 65.85 TRY, base 94.66 TRY, optimistic 120.13 TRY per share (as of Sep 27, 2026, price 212.60 TRY). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of INTEM?
INTEM trades at a price-to-earnings ratio of 84.4 (as of Sep 27, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 94.66 TRY is built from several models across several years. Other multiples: P/B 5.7, P/S 2.4, EV/EBITDA 11.1.
How solid is the balance sheet of INTEM?
Balance-sheet figures for INTEM (as of Sep 27, 2026): return on equity 6.9%, debt of 0.03 per unit of equity. They feed the Quality Score of 47/100, which measures business quality independently of the share price.
How far is INTEM from its 52-week high?
INTEM trades at 212.60 TRY, about 56% below its 52-week high of 485.25 TRY and at the low of 212.60 TRY (as of Sep 25, 2026). Distance from the high says nothing about value: that is what the fair value of 94.66 TRY is for.
Which stocks are comparable to INTEM?
From the same area (Consumer Cyclical) we also value Midea Group, King Slide Works Co, Gree Electric Appliances, Inc, Haier Smart Home Co, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is INTEM stock attractive at the current price?
The data as of Sep 27, 2026: price 212.60 TRY, calculated fair value 94.66 TRY (−55%), Quality Score 47/100, from 14 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of INTEM calculated?
We run INTEM through 14 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 94.66 TRY, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.9 % above its aggregate fair value. INTEM itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of INTEM?
The closing price on Sep 25, 2026 was 212.60 TRY. Our model-based fair value is 94.66 TRY, about −55% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with INTEM right now?
The price sits above even our optimistic bull case (120.13 TRY). The favourable scenario is already priced in. Solid but not exceptional quality (47/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range (65.85 TRY to 120.13 TRY) leaves room in how you read the outcome.
Key figures of INTEM
How large is the market capitalisation of INTEM?
The market capitalisation of INTEM is 4.8B TRY (≈ $99.1M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of INTEM?
The price-to-sales ratio of INTEM is 2.41 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of INTEM?
Earnings per share at INTEM are 2.52 TRY (price ÷ EPS = P/E 84.4). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of INTEM?
The net margin of INTEM is −0.5% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of INTEM?
The return on equity (ROE) of INTEM is 6.9% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of INTEM?
On an EBIT basis the return on assets of INTEM is 10.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of INTEM?
The operating margin of INTEM is 23.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at INTEM?
Revenue at INTEM is growing +13.3% versus a year earlier (3y avg +50.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at INTEM?
Earnings per share at INTEM are growing −48.3% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does INTEM carry?
The net debt of INTEM is 33.9M TRY (fiscal year 2019, ≈ 1.2 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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