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IRIS Business Services Limited (IRIS) Fair Value & Analysis

Technology · IN · Market cap ₹5.1B

IB IRIS Business Services Limited IRIS · BSE
Price₹250.00
Fair Value₹343.61
Upside+37.4%
Quality63/100

Strengths

Trades 37% below our fair value of ₹343.61
Healthy Growth
Highly profitable · 92.1% net margin
Low debt · generates free cash flow

Risks

!Narrow moat 40/100
Healthy Growth
Highly profitable · 92.1% net margin
Low debt · generates free cash flow
Narrow moat 40/100
Evidence: High Range ₹257.71 – ₹429.52 Share as image

Fair value as of: Aug 21, 2026

From 23 valuation models · updated today

Share price +4.4% over the past month.

A solid business, screening 37% undervalued on our models.

What matters now

  • The price is below even our cautious bear case (₹257.71). The market is more pessimistic than our downside scenario.
  • Solid quality (63/100) at a price below fair value, the discount is the argument here, not the business quality.
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Price vs Fair Value (5 years)

₹573.65 ₹31.85 Fair Value ₹343.61 Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 21, 2026.

How to read this chart

60‑month range ₹31.85 – ₹573.65 · fair‑value band ₹257.71 – ₹429.52 · the ₹250.00 price screens below the ₹343.61 fair value. Dashed = 300-day average. As of Aug 21, 2026.

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Analysis

IRIS Business Services Limited (IRIS) currently trades at ₹250.00, while our model-based Fair Value estimate is ₹343.61, implying the stock looks roughly 37.4% undervalued today. The Quality Score stands at 63/100 (solid quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, IRIS Business Services Limited generated revenue of ₹1.4B at a net margin of 92.1%. Revenue grew 9.7% year over year. It earns a return on equity of 10.2%. Net debt stands at ₹17.9M. Fundamentals as of Aug 21, 2026

Our scenario range runs from ₹257.71 (bear case) to ₹429.52 (bull case); at ₹250.00, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 36% below its 52-week high and 23% above its 52-week low, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at -42% fair-value upside, at 37%, IRIS screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF ₹654.25 ₹1,268 ₹2,364 80
ROIC Compounder ₹43.87 ₹49.77 ₹54.87 72
Growth-Adj P/E ₹1,289 ₹1,842 ₹2,394 68
All 23 models by family
DCF Models
FCF DCF ₹682.16 ₹1,157 ₹2,414 38
Owner Earnings ₹846.62 ₹1,801 ₹3,674 31
5Y Revenue Exit ₹239.34 ₹324.48 ₹446.47 39
5Y EBITDA Exit ₹260.14 ₹370.43 ₹528.57 41
5Y P/E Exit ₹1,082 ₹2,287 ₹3,820 38
10Y Revenue Exit ₹374.45 ₹533.98 ₹698.98 36
10Y EBITDA Exit ₹390.20 ₹570.97 ₹835.05 37
10Y P/E Exit ₹949.88 ₹2,032 ₹3,862 35
Earnings-Based
Graham-Dodd ₹418.22 ₹2,757 ₹3,859 54
Lynch FV ₹803.78 ₹1,148 ₹1,493 50
PEG = 1.0 ₹803.78 ₹1,148 ₹1,493 46
EPV ₹43.87 ₹49.77 ₹54.87 59
Multiples
P/E Multiple ₹1,292 ₹1,722 ₹2,153 63
P/S Multiple ₹257.71 ₹343.61 ₹429.52 58
P/B Multiple ₹439.16 ₹585.55 ₹731.94 55
EV/EBIT ₹88.74 ₹116.16 ₹143.58 53
EV/EBITDA ₹81.83 ₹106.94 ₹132.06 54
EV/Revenue ₹48.06 ₹65.89 ₹83.71 43
Asset-Based
NCAV (Graham) ₹48.80 ₹65.39 ₹97.59 50
Growth DCF
Growth DCF ₹654.25 ₹1,268 ₹2,364 80
Economic Profit
Residual Income ₹561.08 ₹977.66 ₹24,622 61
ROIC Compounder ₹43.87 ₹49.77 ₹54.87 72
Growth Earnings
Growth-Adj P/E ₹1,289 ₹1,842 ₹2,394 68

Widest divergence: Growth Earnings (₹1,842) versus Economic Profit (₹49.77). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) ₹1.4B
Revenue growth (YoY) +9.7%
Net margin 92.1%
Return on equity 10.2%
Free cash flow ₹966M FY2025
P/E ratio 4.7
More key figures
Operating margin -9.5%
EPS (TTM) ₹53.48
EPS growth (YoY) +47.3%
Net debt ₹17.9M FY2021

Figures from reported company fundamentals · as of Aug 21, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 63/100

Of which business quality 68 · Market factors (momentum, volatility) 30

Profitability 76
Margins and returns on capital today
Quality Growth 53
Are margins and returns improving?
Cashflow 79
Earnings quality: real cash, not paper profit
Fin. Strength 79
Balance sheet, leverage, solvency risk
Investment 25
Disciplined investing over empire-building
Low Volatility 55
Calm price path (market factor)
Momentum 23
Price trend over the last 3–12 months (market factor)
52W Momentum 14
Distance to the 52-week high (market factor)
Net Issuance 71
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

IRIS Business Services Limited, together with its subsidiaries, provides regulatory technology solutions for compliance, data, and analytics in India, the Middle East, the Asia Pacific, Africa, the United States, Europe, and the United Kingdom. It operates through Collect, Create, and Consume segments.

Full company description

IRIS Business Services Limited, together with its subsidiaries, provides regulatory technology solutions for compliance, data, and analytics in India, the Middle East, the Asia Pacific, Africa, the United States, Europe, and the United Kingdom. It operates through Collect, Create, and Consume segments. The company offers IRIS iDEAL, a regulatory reporting solution for banks, credit institutions, and investment firms; IRIS CARBON, a XBRL/iXBRL solutions for creating financial and non-financial reports; IRIS GST Software, a filing solution with an ERP connector, reconciliation module, vendor management, and informative MIS and reports; IRIS IRP, a connection solution for taxpayers; IRIS E-Invoicing, an e-invoicing solution with integrated GST compliance and reconciliation; IRIS Zircon, that are APIs for GST, Eway bill, and e-invoicing for enterprises and partners; and IRI LMS, a DT and IDT litigation management tool to simplify GST audits and litigations for enterprises. It also provides IRIS iFILE, an XBRL-based reporting platform that supports XBRL and non-XBRL data formats for regulators. In addition, the company offers IRIS iConnect, an XBRL analytics tool, enables financial professionals to extract insights from financial data reported in XBRL format; IRIS Credixo, a product for banks and fintech to make credit analysis models based on public and consented financial data of companies; and IRIS Peridot, an app for Indian taxpayers to track their own compliance and monitor the compliance of their vendors. Further, it provides workflow-based e-filing software; tax technology solutions; taxonomy development and testing; and consulting and training services. The company serves regulators, including central banks, business registries, capital market regulators, and stock exchanges, as well as corporates, banks, and mutual funds. IRIS Business Services Limited was incorporated in 2000 and is based in Vashi, India.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

IRIS Business Services Limited reported revenue of ₹1.3B in FY2025 versus ₹613M in FY2021, a compound +20.3%/yr. Reported net income was ₹1.3B in FY2025, compounding +235.5%/yr from FY2021.

Growth Quality 95/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
₹1.3B
Latest YoY
+2.0%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+20.4%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+17.9%
Avg. growth/yr (9Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+18.8%
Revenue +20.3%/yr
FY21 ₹613M
FY22 ₹736M
FY23 ₹1.0B
FY24 ₹1.3B
FY25 ₹1.3B
Net income +235.5%/yr
FY21 ₹10.0M
FY22 ₹42.7M
FY23 ₹86.9M
FY24 ₹130M
FY25 ₹1.3B

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Cite: Fair Value Calculator (2026). "IRIS Business Services Limited Fair Value". https://www.fairvalue-calculator.com/stock/IRIS.BSE

Peer Group

Software - Application · 726 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 63 · Above median
Fair Value upside +37% · Top 25%
Return on equity (TTM) 10% · Above median
Return on assets 3% · Above median
Net margin (TTM) 92% · Top 25%
Operating margin (TTM) -9% · Bottom 25%
Revenue growth 10% · Above median

Valuation Multiples vs Software - Application median · lower = cheaper

P/E (TTM) 4.7× · Cheaper than 75% of peers
P/B 2.56× · Pricier than median
P/S (TTM) 3.78× · Pricier than median
P/FCF 0.1× · Cheaper than 75% of peers
EV/EBITDA 84.2× · Pricier than 75% of peers

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Software - Application stocks, each showing price versus our Fair Value estimate (as of Aug 21, 2026).

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Uber Technologies, Inc UBER $75.36 $43.66 -42%
Salesforce, Inc CRM $193.32 $249.28 +29%
ServiceNow, Inc NOW $124.94 $43.73 -65%
Cadence Design Systems, Inc CDNS $323.13 $112.57 -65%
Beijing Kingsoft Office Software, Inc 688111 ¥254.50 ¥81.23 -68%
Tata Elxsi Limited TATAELXSI ₹3,712 ₹2,519 -32%
Douzone Bizon Co 012510 120,000 KRW 92,181 KRW -23%
KFin Technologies Limited KFINTECH ₹962.00 ₹554.07 -42%

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Frequently asked questions

Is IRIS Business Services Limited (IRIS) overvalued or undervalued?
As of Aug 21, 2026, our model estimates a fair value of ₹343.61 versus a price of ₹250.00, about +37% (undervalued).
What is the fair value of IRIS?
Our model-based fair value for IRIS Business Services Limited is ₹343.61 (as of Aug 21, 2026), built from audited fundamentals. The current price: ₹250.00.
What is the quality score of IRIS?
IRIS Business Services Limited has a Quality Score of 63/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of IRIS Business Services Limited (IRIS)?
IRIS Business Services Limited reported trailing-twelve-month revenue of about ₹1.4B (latest available figure, as of Aug 21, 2026).
What is the net profit margin of IRIS?
The net profit margin of IRIS Business Services Limited is about 92.1%, meaning it keeps roughly 92.1% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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