Kfin Technologies Limited (KFINTECH) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of Kfin Technologies Limited ₹915, price ₹832, upside +10.0%, quality 67 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Oct 2, 2026.
How to read this chart
45‑month range ₹265.90 – ₹1,560 · fair‑value band ₹486.11 – ₹1,144 · the ₹832.00 price screens below the ₹915.20 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Oct 2, 2026.
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KFin Technologies Limited operates as a corporate registrar and transfer agency in India, the United States, Canada, and internationally.
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KFin Technologies Limited operates as a corporate registrar and transfer agency in India, the United States, Canada, and internationally. The company offers digital onboarding & KYC services, investor service centres, distributor services, investor and distributor engagement tools, compliance and regulatory reporting, infrastructure support, call centre support, mail back, SMS, chatbot services, and front-office services, SaaS based end-to-end transaction management, channel management, compliance solutions, and data analytics services. It also provides fund administration and accounting, order management system, cloud-powered data aggregation and analytics platform, automated cloud-based reporting solution, virtual branch platform, distributor-initiated transaction, risk monitoring solution, IT infrastructure services, web hosting, mobility solutions, and branch support services. In addition, the company offers issuer solutions, including folio creation and maintenance, corporate actions processing, compliance/regulatory reporting, recordkeeping, MIS/decision support, e-Voting, e-AGM, e-Vault, Insider trading compliance, AML / PML screening, check, and other platform solutions, as well as KYC Solutions. The company was incorporated in 2017 and is headquartered in Hyderabad, India.
Stock analysis
Kfin Technologies Limited (KFINTECH) currently trades at ₹832.00, while our model-based Fair Value estimate is ₹915.20, implying the stock looks roughly 9.1% undervalued today.
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Valuation
Bull case: the Growth Earnings group reads highest at a median of ₹756.47 per share, and 3 of the 26 models we run sit above the ₹832.00 price.
Bear case: the Dividend Discount group reads lowest at ₹95.52, and 23 of the 26 models stay below the price. Evidence for this calculation is high.
Scenario range: ₹486.11 (bear) to ₹1,144 (bull), the price of ₹832.00 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 67/100 (solid quality), in the Technology sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Kfin Technologies Limited reported revenue of ₹13.4B in FY2026 versus ₹6.2B in FY2022, a compound +21.5%/yr. Reported net income was ₹3.4B in FY2026, compounding +23.3%/yr from FY2022.
Key figures
Market cap ₹144B (≈ $1.5B) · P/E ratio 42.1 · P/S ratio 10.8 · EPS (TTM) ₹19.74 · Dividend yield 1.4% · Net margin 25.6% · Return on equity 22.3% · Return on assets (EBIT) 21.8%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 53 out of 100 (medium confidence).
What moves the price
The share trades about 28% below its 52-week high and 5% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Technology peers we cover trades at −8% fair-value upside, at 10%, KFINTECH screens cheaper than that median.
Fair Value models
Bear ₹486.11Fair Value ₹915.20Bull ₹1,144
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 6 months old). Earnings retained since then (₹3.94 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+26.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+24.7%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+23.8%
Start year 2021 (pandemic)
Revenue growth 7 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+35.0%
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What shareholders gained per year (last 5 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+34.1%
Earnings growth per share plus dividend.
Earnings per share, growth per year+32.7%
Dividend (yield on the price)1.4%
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.25% → 36%
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+33.7%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+14.6%
Yearly sales growth analysts expect, extended to five years.
After inflation (India: IMF forecast 4.1% a year to 2030, 4.7% from 2016 to 2025) that is about +28.4% a year for the price and +10.1% for the forecasts.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Application · 636 stocks
Beats the industry median on 7/12 measures
A mixed picture versus its industry peers.
Valuation
Quality Score67 · Top 25%
Fair Value upside+10.0% · Above median
Profitability
Return on equity (TTM)22.3% · Top 25%
Return on assets12.7% · Top 25%
Net margin (TTM)24.4% · Top 25%
Operating margin (TTM)26.6% · Top 25%
Growth and dividend
Revenue growth30.1% · Top 25%
Dividend yield (TTM)1.4% · Below median
Valuation Multiplesvs Software - Application median · lower = cheaper
P/E (TTM)42.1× · Pricier than median
P/B8.63× · book value is mostly goodwill ⓘGoodwill and other intangible assets are larger than the equity. The book value mainly reflects prices paid for past acquisitions, so we do not rank this P/B against the peer group.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is Kfin Technologies Limited (KFINTECH) overvalued or undervalued?
As of Oct 2, 2026, our model estimates a fair value of ₹915.20 versus a price of ₹832.00, about +10% upside (undervalued).
What is the fair value of KFINTECH?
Our model-based fair value for Kfin Technologies Limited is ₹915.20 (as of Oct 2, 2026), built from audited fundamentals. The current price: ₹832.00.
What is the quality score of KFINTECH?
Kfin Technologies Limited has a Quality Score of 67/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Kfin Technologies Limited (KFINTECH)?
Our model-based price target is the fair value of ₹915.20 (as of Oct 2, 2026) from 26 valuation models. Cautious scenario ₹486.11, optimistic scenario ₹1,144. It is a calculation from audited fundamentals, not an analyst target.
What is the Kfin Technologies Limited stock forecast for 2026?
Our models put fair value at ₹915.20, about +10% upside versus a price of ₹832.00 (undervalued). Cautious scenario ₹486.11, optimistic scenario ₹1,144. The calculation is refreshed regularly with new filings.
What is the revenue of Kfin Technologies Limited (KFINTECH)?
Kfin Technologies Limited reported trailing-twelve-month revenue of about ₹14.0B (latest available figure, as of Oct 2, 2026).
Does Kfin Technologies Limited pay a dividend?
Kfin Technologies Limited currently shows a dividend yield of about 1.44% relative to its recent price (as of Oct 2, 2026).
What growth is priced into Kfin Technologies Limited (KFINTECH)?
For today's price to be fair in a discounted-cash-flow model, Kfin Technologies Limited would have to grow free cash flow by +33.7 % per year for five years (discount rate 13.9 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +23.9 % per year. As of Oct 2, 2026.
What discount rate (WACC) does the fair value of KFINTECH use?
Our models discount Kfin Technologies Limited at 13.9 %: a base by market capitalisation (small), country premium for India. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Kfin Technologies Limited that is +33.7 % per year a year over ten years, using the same discount rate (13.9 %) and the same formula as our fair value.
How much growth has Kfin Technologies Limited (KFINTECH) delivered so far?
Over the past 5 years revenue at Kfin Technologies Limited grew +23.9 % a year. The price currently implies +33.7 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Kfin Technologies Limited (KFINTECH) growing?
The median revenue growth in the sector is +10.0 % a year. That is the yardstick for the growth priced into Kfin Technologies Limited (+33.7 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Kfin Technologies Limited (KFINTECH)?
The free-cash-flow yield on the price is 2.38 %: that much free cash flow Kfin Technologies Limited produces per unit of market value. When it exceeds the discount rate of our models (13.9 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Kfin Technologies Limited (KFINTECH)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Kfin Technologies Limited it is ₹915.20 per share (as of Oct 2, 2026), against a price of ₹832.00. It is the blended result of 26 valuation models (cash flow, earnings, asset, dividend).
Is Kfin Technologies Limited stock overvalued or undervalued in 2026?
As of Oct 2, 2026, KFINTECH trades below its calculated fair value: price ₹832.00, fair value ₹915.20, a gap of about +10% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of KFINTECH?
No. The price is what the market pays today (₹832.00); the fair value is what the company's own numbers justify (₹915.20). For Kfin Technologies Limited the two are ₹83.20 per share apart. That gap is exactly why we show both numbers side by side.
How much is Kfin Technologies Limited worth?
The market values Kfin Technologies Limited at about ₹144B (market capitalisation, as of Oct 2, 2026). Per share that is ₹832.00; our models calculate a fair value of ₹915.20 per share.
What do the bullish and bearish scenarios say about KFINTECH?
Our models span a range for Kfin Technologies Limited: cautious scenario ₹486.11, base ₹915.20, optimistic ₹1,144 per share (as of Oct 2, 2026, price ₹832.00). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of KFINTECH?
Kfin Technologies Limited trades at a price-to-earnings ratio of 42.1 (as of Oct 2, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹915.20 is built from several models across several years. Other multiples: P/B 8.6, P/S 10.3, EV/EBITDA 28.9.
How solid is the balance sheet of Kfin Technologies Limited (KFINTECH)?
Balance-sheet figures for Kfin Technologies Limited (as of Oct 2, 2026): return on equity 22.3%. They feed the Quality Score of 67/100, which measures business quality independently of the share price.
How far is KFINTECH from its 52-week high?
Kfin Technologies Limited trades at ₹832.00, about 28% below its 52-week high of ₹1,159 and 5% above the low of ₹794.84 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of ₹915.20 is for.
Which stocks are comparable to Kfin Technologies Limited?
From the same area (Technology) we also value SAP SE, Salesforce, Inc, Shopify Inc, ServiceNow, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Kfin Technologies Limited stock attractive at the current price?
The data as of Oct 2, 2026: price ₹832.00, calculated fair value ₹915.20 (+10%), Quality Score 67/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of KFINTECH calculated?
We run Kfin Technologies Limited through 26 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹915.20, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Kfin Technologies Limited currently trades 9 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Kfin Technologies Limited (KFINTECH)?
The closing price on Oct 1, 2026 was ₹832.00. Our model-based fair value is ₹915.20, about +10% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Kfin Technologies Limited right now?
A fairly wide model range (₹486.11 to ₹1,144) leaves room in how you read the outcome. The price sits in the upper half of our model range, so the margin of safety is thin. The data supports the verdict: every model runs on fully documented inputs.
Key figures of Kfin Technologies Limited
How large is the market capitalisation of Kfin Technologies Limited (KFINTECH)?
The market capitalisation of Kfin Technologies Limited is ₹144B (≈ $1.5B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Kfin Technologies Limited (KFINTECH)?
The price-to-sales ratio of Kfin Technologies Limited is 10.8 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Kfin Technologies Limited (KFINTECH)?
Earnings per share at Kfin Technologies Limited are ₹19.74 (price ÷ EPS = P/E 42.1). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Kfin Technologies Limited (KFINTECH)?
The dividend yield of Kfin Technologies Limited is 1.4% (payout 60.8%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Kfin Technologies Limited (KFINTECH)?
The net margin of Kfin Technologies Limited is 25.6% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Kfin Technologies Limited (KFINTECH)?
The return on equity (ROE) of Kfin Technologies Limited is 22.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Kfin Technologies Limited (KFINTECH)?
On an EBIT basis the return on assets of Kfin Technologies Limited is 21.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Kfin Technologies Limited (KFINTECH)?
The operating margin of Kfin Technologies Limited is 26.6% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Kfin Technologies Limited (KFINTECH)?
Revenue at Kfin Technologies Limited is growing +30.1% versus a year earlier (3y avg +24.7%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Kfin Technologies Limited (KFINTECH)?
Earnings per share at Kfin Technologies Limited are growing −2.5% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does Kfin Technologies Limited (KFINTECH) hold?
Kfin Technologies Limited holds more cash than debt, ₹1.6B net (fiscal year 2026). The company holds more cash than debt, a safety cushion.
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