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Isracard Ltd (ISCDF) Fair Value & Analysis

Financial Services · US · Market cap $1.4B

Price$4.40
Fair Value$1.46
Upside-66.8%
Quality95/100
Evidence: Low Range $0.7700 – $1.46

Fair value as of: Jun 25, 2026

Analysis

Isracard Ltd (ISCDF) currently trades at $4.40, while our model-based Fair Value estimate is $1.46 — implying the stock looks roughly 66.8% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).

About the company

Isracard Ltd. operates as a credit card company in Israel. It offers various payment solutions, including Digital credit card, Apple Pay, Google Pay, Garmin Pay, Topcash, and Isracard application, as well as commercial credit and debit card clearing. The company also offers credit and finance services; and issuance of debit and settlement cards; as well discounting and settlement services for the debit card brands, such as Isracard, MasterCard, American Express, and Visa. Isracard Ltd. was incorporated in 1975 and is based in Bnei Brak, Israel.

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Frequently asked questions

Is Isracard Ltd (ISCDF) undervalued?
As of Jun 25, 2026, our model estimates a fair value of $1.46 versus a price of $4.40 — about −67% (overvalued). Model-based estimate, not financial advice.
What is the fair value of ISCDF?
Our 21-model fair value for Isracard Ltd is $1.46 (as of Jun 25, 2026), built from audited fundamentals. The current price is $4.40.
What is the quality score of ISCDF?
Isracard Ltd has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.