Laxmi India Finance Limited (LAXMIINDIA) Fair Value & Analysis
Financial Services · IN · Market cap ₹5.7B
Fair value as of: Jul 3, 2026
From 15 valuation models · updated today
Share price +4.5% over the past month.
Price vs Fair Value (11 months)
11‑month range ₹71.65 – ₹175.87 · fair‑value band ₹142.45 – ₹189.94 · the ₹113.92 price screens below the ₹189.94 fair value. As of Jul 3, 2026.
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Laxmi India Finance Limited (LAXMIINDIA) currently trades at ₹113.92, while our model-based Fair Value estimate is ₹189.94 — implying the stock looks roughly 66.7% undervalued today. We read business quality at 39/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, Laxmi India Finance Limited generated revenue of ₹1.7B at a net margin of 29.6%. Revenue grew 38.1% year over year. It earns a return on equity of 13.8%. Net debt stands at ₹12.9B. Fundamentals as of Jul 3, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.
About the company
Laxmi India Finance Limited, a non-banking finance company, provides financial products and services to individuals, businesses, and institutions in India. It offers MSME, wholesale, business, personal, and residential construction loans, as well as vehicle loan includes two-wheeler, tractor, commercial vehicle, and electric vehicle loan. The company was incorporated in 1996 and is based in Jaipur, India.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Laxmi India Finance Limited reported revenue of ₹3.1B in FY2026 versus ₹936M in FY2022, a compound +35.4%/yr. Reported net income was ₹498M in FY2026, compounding +35.8%/yr from FY2022.
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.