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LUM CHANG CREATIONS LTD (LCC) Fair Value & Analysis

Industrials · SG · Market cap 235M SGD

LC LUM CHANG CREATIONS LTD LCC · SG
Price0.3700 SGD
Fair Value0.7800 SGD
Upside+110.8%
Quality76/100
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Healthy Growth
Solidly profitable · 14.7% net margin
Low debt · generates free cash flow
4.00% dividend yield
Ranks above peers (12/15)
Wide moat 87/100
Evidence: Medium Range 0.6100 SGD – 2.08 SGD Share as image

Fair value as of: Aug 13, 2026

From 26 valuation models · updated 5 days ago

Share price −2.6% over the past month.

A strong business, screening 111% undervalued on our models.

What matters now

  • The rarer combination: high quality (76/100) AND below fair value. That earns a closer look rather than a quick verdict.
  • The price is below even our cautious bear case (0.6100 SGD). The market is more pessimistic than our downside scenario.
  • The model range is unusually wide (0.6100 SGD to 2.08 SGD). The outcome hinges heavily on assumptions, so read the point estimate with caution.
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Price vs Fair Value (13 months)

1.06 SGD 0.2936 SGD Fair Value 0.7800 SGD Jul 2025 Aug 2026

White line = price, green steps = our fair value per fiscal year. As of Aug 13, 2026.

How to read this chart

13‑month range 0.2936 SGD – 1.06 SGD · fair‑value band 0.6100 SGD – 2.08 SGD · the 0.3700 SGD price screens below the 0.7800 SGD fair value. As of Aug 13, 2026.

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Analysis

LUM CHANG CREATIONS LTD (LCC) currently trades at 0.3700 SGD, while our model-based Fair Value estimate is 0.7800 SGD, implying the stock looks roughly 110.8% undervalued today. The Quality Score stands at 76/100 (high quality), in the Industrials sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, LUM CHANG CREATIONS LTD generated revenue of 126M SGD at a net margin of 14.7%. Revenue grew 31.0% year over year. It earns a return on equity of 74.9%. The stock trades on a trailing P/E of 12.4 (as of Jul 4, 2026). Fundamentals as of Aug 13, 2026

Our scenario range runs from 0.6100 SGD (bear case) to 2.08 SGD (bull case); at 0.3700 SGD, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 67% below its 52-week high, currently below its 200-day average. For context, the median of 10 Industrials peers we cover trades at -34% fair-value upside, at 111%, LCC screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 0.8100 SGD 1.26 SGD 1.95 SGD 80
Residual Income 0.2700 SGD 0.4300 SGD 6.44 SGD 76
Rev-Margin DCF 0.7300 SGD 1.18 SGD 2.12 SGD 74
All 26 models by family
DCF Models
FCF DCF 0.8600 SGD 1.17 SGD 2.08 SGD 38
Owner Earnings 0.4900 SGD 0.8800 SGD 1.57 SGD 31
5Y Revenue Exit 0.6700 SGD 1.04 SGD 1.81 SGD 39
5Y EBITDA Exit 0.7000 SGD 1.09 SGD 1.85 SGD 41
5Y P/E Exit 0.7800 SGD 1.53 SGD 2.53 SGD 38
10Y Revenue Exit 0.7300 SGD 1.33 SGD 1.67 SGD 36
10Y EBITDA Exit 0.7600 SGD 1.37 SGD 2.38 SGD 37
10Y P/E Exit 0.8100 SGD 1.52 SGD 2.65 SGD 35
Earnings-Based
Graham-Dodd 0.2800 SGD 1.94 SGD 2.73 SGD 54
Lynch FV 1.00 SGD 1.43 SGD 1.86 SGD 50
PEG = 1.0 1.00 SGD 1.43 SGD 1.86 SGD 46
EPV 0.3800 SGD 0.4100 SGD 0.4400 SGD 59
Dividend Discount
Gordon GGM 0.1100 SGD 0.1900 SGD 0.2400 SGD 70
DDM Multi-Stage 0.1100 SGD 0.1800 SGD 0.2000 SGD 61
Multiples
P/E Multiple 0.6500 SGD 0.8600 SGD 1.08 SGD 63
P/S Multiple 0.5200 SGD 0.7000 SGD 0.8700 SGD 58
P/B Multiple 0.2300 SGD 0.3000 SGD 0.3800 SGD 55
EV/EBIT 0.7400 SGD 0.9600 SGD 1.18 SGD 53
EV/EBITDA 0.6100 SGD 0.7800 SGD 0.9500 SGD 54
EV/Revenue 0.5400 SGD 0.7300 SGD 0.9300 SGD 43
Asset-Based
NCAV (Graham) 0.0300 SGD 0.0500 SGD 0.0700 SGD 50
Growth DCF
Growth DCF 0.8100 SGD 1.26 SGD 1.95 SGD 80
Rev-Margin DCF 0.7300 SGD 1.18 SGD 2.12 SGD 74
Economic Profit
Residual Income 0.2700 SGD 0.4300 SGD 6.44 SGD 76
ROIC Compounder 0.3800 SGD 0.4100 SGD 0.4400 SGD 72
Growth Earnings
Growth-Adj P/E 1.31 SGD 1.88 SGD 2.44 SGD 68

Widest divergence: Growth Earnings (1.88 SGD) versus Asset-Based (0.0500 SGD). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 126M SGD
Revenue growth (YoY) +31.0%
Net margin 14.7%
Return on equity 74.9%
Free cash flow 20.6M SGD FY2025
P/E ratio 12.4 as of Jul 4, 2026
More key figures
Operating margin 25.3%
EPS (TTM) 0.0600 SGD
Dividend yield 4.0%
EPS growth (YoY) +83.3%

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 76/100

Of which business quality 75 · Market factors (momentum, volatility) 3

Profitability 82
Margins and returns on capital today
Quality Growth 62
Are margins and returns improving?
Cashflow 81
Earnings quality: real cash, not paper profit
Fin. Strength 88
Balance sheet, leverage, solvency risk
Investment 33
Disciplined investing over empire-building
Low Volatility 0
Calm price path (market factor)
Momentum 4
Price trend over the last 3–12 months (market factor)
52W Momentum 5
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Lum Chang Creations Limited operates as an urban revitalization specialist that offers conservation and restoration works in Singapore and Malaysia.

Full company description

Lum Chang Creations Limited operates as an urban revitalization specialist that offers conservation and restoration works in Singapore and Malaysia. The company provides conservation and restoration services, including the preservation, restoration, and protection of historic and culturally significant buildings and structures; interior fit-out services for various retail formats, including flagship stores, boutiques, malls, and pop-up shops; and addition and alteration services, such as modification and enhancement of existing buildings to improve functionality, aesthetics, and regulatory compliance. It also offers wood furniture and fixtures for retail customers, as well as bespoke services for the public, infrastructural, institutional, commercial, retail, and hospitality sectors. Lum Chang Creations Limited was founded in 2018 and is headquartered in Singapore. Lum Chang Creations Limited operates as a subsidiary of Lum Chang Holdings Limited.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2025 · reported fiscal years

LUM CHANG CREATIONS LTD reported revenue of 114M SGD in FY2025 versus 14.0M SGD in FY2022, a compound +100.7%/yr. Reported net income was 12.9M SGD in FY2025, compounding +195.0%/yr from FY2022.

Growth Quality 100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
114M SGD
Latest YoY
+92.5%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+100.7%
Revenue +100.7%/yr
FY22 14.0M SGD
FY23 39.4M SGD
FY24 59.0M SGD
FY25 114M SGD
Net income +195.0%/yr
FY22 503K SGD
FY23 4.5M SGD
FY24 4.7M SGD
FY25 12.9M SGD

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Cite: Fair Value Calculator (2026). "LUM CHANG CREATIONS LTD Fair Value". https://www.fairvalue-calculator.com/stock/LCC

Peer Group

Engineering & Construction · 832 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 76 · Top 25%
Fair Value upside +111% · Top 25%
Return on equity (TTM) 75% · Top 25%
Return on assets 23% · Top 25%
Net margin (TTM) 15% · Top 25%
Operating margin (TTM) 25% · Top 25%
Revenue growth 31% · Top 25%
Dividend yield (TTM) 4.0% · Top 25%
Debt / equity 0.01× · Lower than median

Valuation Multiples vs Engineering & Construction median · lower = cheaper

P/E (TTM) 12.4× · Cheaper than median
P/B 8.63× · Pricier than 75% of peers
P/S (TTM) 1.46× · Pricier than 75% of peers
P/FCF 8.9× · Pricier than median
EV/EBITDA 6.6× · Cheaper than median
PEG 0.24× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 17
FUTURE 100 · sector 15
PAST 100 · sector 26
HEALTH 99 · sector 94
DIVIDEND 80 · sector 43

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Engineering & Construction stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
Larsen & Toubro Limited LT ₹4,020 ₹1,994 -50%
Samsung C&T Corporation 028260 357,500 KRW 261,411 KRW -27%
Hyundai Engineering & Construction Co 000720 113,700 KRW 61,453 KRW -46%
Samsung E&A Co 028050 49,300 KRW 43,624 KRW -12%
Rail Vikas Nigam Limited RVNL ₹228.50 ₹48.92 -79%
Daewoo Engineering & Construction Co 047040 18,400 KRW 6,507 KRW -65%
KEPCO Engineering & Construction Company 052690 99,800 KRW 19,346 KRW -81%
GS Engineering & Construction Corporation 006360 35,200 KRW 23,135 KRW -34%
DL E&C Co 375500 73,500 KRW 148,433 KRW +102%
KEPCO Plant Service & Engineering Co 051600 46,350 KRW 43,924 KRW -5%

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Frequently asked questions

Is LUM CHANG CREATIONS LTD (LCC) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of 0.7800 SGD versus a price of 0.3700 SGD, about +111% (undervalued).
What is the fair value of LCC?
Our model-based fair value for LUM CHANG CREATIONS LTD is 0.7800 SGD (as of Aug 13, 2026), built from audited fundamentals. The current price is 0.3700 SGD.
What is the quality score of LCC?
LUM CHANG CREATIONS LTD has a Quality Score of 76/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of LUM CHANG CREATIONS LTD (LCC)?
LUM CHANG CREATIONS LTD reported trailing-twelve-month revenue of about 126M SGD (latest available figure, as of Aug 13, 2026).
What is the net profit margin of LCC?
The net profit margin of LUM CHANG CREATIONS LTD is about 14.7%, meaning it keeps roughly 14.7% of revenue as net income. Based on the latest reported figures.
Does LUM CHANG CREATIONS LTD pay a dividend?
LUM CHANG CREATIONS LTD currently shows a dividend yield of about 4.00% relative to its recent price (as of Aug 13, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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