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Liechtensteinische Landesbank Aktiengesellschaft (LLBN) Fair Value & Analysis

Financial Services · CH · Market cap CHF 3.0B

LL Liechtensteinische Landesbank Aktiengesellschaft LLBN · SW
PriceCHF 104.20
Fair ValueCHF 71.27
Upside-31.6%
Quality95/100
Evidence: High Range CHF 53.45 – CHF 89.08

Fair value as of: Jun 26, 2026

From 19 valuation models · updated 4 days ago

Fair value updated Jun 26, 2026 — revised from CHF 108.59 to CHF 71.27 (−34.4%) since Jun 24, 2026. Share price +5.5% over the past month.

Price vs Fair Value (12 months)

CHF 105.20 CHF 72.79 Fair Value CHF 71.27 Jun 2025 Jun 2026

12‑month range CHF 72.79 – CHF 105.20 · fair‑value band CHF 53.45 – CHF 89.08 · the CHF 104.20 price screens above the CHF 71.27 fair value. As of Jun 26, 2026.

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Analysis

Liechtensteinische Landesbank Aktiengesellschaft (LLBN) currently trades at CHF 104.20, while our model-based Fair Value estimate is CHF 71.27 — implying the stock looks roughly 31.6% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, Liechtensteinische Landesbank Aktiengesellschaft generated revenue of CHF 612M at a net margin of 27.2%. Revenue grew 5.7% year over year. It earns a return on equity of 7.3%. The balance sheet holds a net cash position of CHF 1.3B. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) CHF 612M
Revenue growth (YoY) +5.7%
Net margin 27.2%
Return on equity 7.3%
Free cash flow CHF 132M FY2025
P/E ratio 18.1
More key figures
Operating margin 29.6%
EPS (TTM) CHF 5.44
Dividend yield 2.8%
EPS growth (YoY) -2.0%
Net cash CHF 1.3B FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Liechtensteinische Landesbank Aktiengesellschaft provides banking products and services in Liechtenstein, Switzerland, Germany, and Austria. It operates through the Retail and Corporate Banking, and International Wealth Management segments. The company offers savings, current, rent, rental deposit savings, and business investment accounts; and investment plan, LLB funds, and fund savings plan. It also provides advisory models, investment advice, asset management, advisory and investment philosophy, and sustainable investment services; direct investments, including money market, equities, bonds, medium-term notes, time deposit, foreign exchange transactions, foreign exchange and precious metal, and LLB fixed deposit+; and further products, such as structured products, derivative transactions, securities lending, and borrowing products; pay and save products; mortgage financing; Lombard, investment, and business loans; and financial planning and taxes services. In addition, the compan…

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Liechtensteinische Landesbank Aktiengesellschaft reported revenue of −CHF 410M in FY2025 versus CHF 476M in FY2021. Reported net income was CHF 167M in FY2025, compounding +6.4%/yr from FY2021.

Revenue
FY21 CHF 476M
FY22 CHF 503M
FY23 CHF 542M
FY24 CHF 557M
FY25 −CHF 410M
Net income +6.4%/yr
FY21 CHF 130M
FY22 CHF 148M
FY23 CHF 165M
FY24 CHF 167M
FY25 CHF 167M

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Frequently asked questions

Is Liechtensteinische Landesbank Aktiengesellschaft (LLBN) undervalued?
As of Jun 26, 2026, our model estimates a fair value of CHF 71.27 versus a price of CHF 104.20 — about −32% (overvalued). Model-based estimate, not financial advice.
What is the fair value of LLBN?
Our 21-model fair value for Liechtensteinische Landesbank Aktiengesellschaft is CHF 71.27 (as of Jun 26, 2026), built from audited fundamentals. The current price is CHF 104.20.
What is the quality score of LLBN?
Liechtensteinische Landesbank Aktiengesellschaft has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Liechtensteinische Landesbank Aktiengesellschaft (LLBN)?
Liechtensteinische Landesbank Aktiengesellschaft reported trailing-twelve-month revenue of about CHF 612M (latest available figure, as of Jun 26, 2026).
What is the net profit margin of LLBN?
The net profit margin of Liechtensteinische Landesbank Aktiengesellschaft is about 27.2%, meaning it keeps roughly 27.2% of revenue as net income. Based on the latest reported figures.
Does Liechtensteinische Landesbank Aktiengesellschaft pay a dividend?
Liechtensteinische Landesbank Aktiengesellschaft currently shows a dividend yield of about 2.83% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.