Liechtensteinische Landesbank Aktiengesellschaft (LLBN) Fair Value & Analysis
Financial Services · CH · Market cap CHF 3.5B
Fair value as of: Aug 13, 2026
From 6 valuation models · updated yesterday
Fair value updated Aug 13, 2026, revised from CHF 71.27 to CHF 75.84 (+6.4%) since Jul 16, 2026. Share price −4.0% over the past month.
Below-average quality, and screening another 32% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case (CHF 94.80). The favourable scenario is already priced in.
- Weak quality (42/100) and above fair value at the same time, the margin of safety is missing on both counts.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.
How to read this chart
60‑month range CHF 41.82 – CHF 116.00 · fair‑value band CHF 56.88 – CHF 94.80 · the CHF 111.00 price screens above the CHF 75.84 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.
Analysis
Liechtensteinische Landesbank Aktiengesellschaft (LLBN) currently trades at CHF 111.00, while our model-based Fair Value estimate is CHF 75.84, implying the stock looks roughly 31.7% overvalued today. The Quality Score stands at 42/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).
Over the trailing twelve months, Liechtensteinische Landesbank Aktiengesellschaft generated revenue of CHF 612M at a net margin of 27.2%. Revenue grew 5.7% year over year. It earns a return on equity of 7.3%. The balance sheet holds a net cash position of CHF 1.3B. Fundamentals as of Aug 13, 2026
Our scenario range runs from CHF 56.88 (bear case) to CHF 94.80 (bull case); at CHF 111.00, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 55% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 47% fair-value upside, at -32%, LLBN screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 6 models by family
Widest divergence: Multiples (CHF 71.27) versus Dividend Discount (CHF 26.85). Highest evidence: Residual Income (76).
Notify me when LLBN reaches fair value
Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 46 · Market factors (momentum, volatility) 77
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Liechtensteinische Landesbank Aktiengesellschaft provides banking products and services in Liechtenstein, Switzerland, Germany, and Austria. It operates through the Retail and Corporate Banking, and International Wealth Management segments.
Full company description
Liechtensteinische Landesbank Aktiengesellschaft provides banking products and services in Liechtenstein, Switzerland, Germany, and Austria. It operates through the Retail and Corporate Banking, and International Wealth Management segments. The company offers savings, current, rent, rental deposit savings, and business investment accounts; and investment plan, LLB funds, and fund savings plan. It also provides advisory models, investment advice, asset management, advisory and investment philosophy, and sustainable investment services; direct investments, including money market, equities, bonds, medium-term notes, time deposit, foreign exchange transactions, foreign exchange and precious metal, and LLB fixed deposit+; and further products, such as structured products, derivative transactions, securities lending, and borrowing products; pay and save products; mortgage financing; Lombard, investment, and business loans; and financial planning and taxes services. In addition, the company offers support services; SME box; digital solutions, including LLB e-banking, LLB connect, EBICS, eBill, QR bill, instant payment, and mobile payments. Further, it provides intermediaries, asset management, and fund services. Liechtensteinische Landesbank Aktiengesellschaft was founded in 1861 and is headquartered in Vaduz, Liechtenstein.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Liechtensteinische Landesbank Aktiengesellschaft reported revenue of −CHF 410M in FY2025 versus CHF 476M in FY2021. Reported net income was CHF 167M in FY2025, compounding +6.4%/yr from FY2021.
of which total revenue +5.7 pp · buybacks/dilution −0.8 pp
Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).
LLBN screens 32% overvalued. Compare with PT Bank Central Asia Tbk →
Peer Group
Banks - Regional · 1088 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Banks - Regional median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| PT Bank Central Asia Tbk BBCA | 6,350 IDR | 4,637 IDR | -27% |
| KB Financial Group 105560 | 168,100 KRW | 220,258 KRW | +31% |
| PT Bank Rakyat Indonesia (Persero) Tbk BBRI | 3,110 IDR | 3,792 IDR | +22% |
| PT Bank Mandiri (Persero) Tbk BMRI | 4,130 IDR | 6,067 IDR | +47% |
| Banco Bradesco S.A BBD | 5,120 ARS | 8,400 ARS | +64% |
| Shinhan Financial Group 055550 | 103,800 KRW | 146,032 KRW | +41% |
| Hana Financial Group 086790 | 127,900 KRW | 210,506 KRW | +65% |
| Lloyds Banking Group LYG | 4,138 ARS | 8,275 ARS | +100% |
| Joint Stock Commercial Bank for Foreign Trade of Vietnam, VCB | 59,500 VND | 45,959 VND | -23% |
| Woori Financial Group 316140 | 33,000 KRW | 60,758 KRW | +84% |
Compare Liechtensteinische Landesbank Aktiengesellschaft with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is Liechtensteinische Landesbank Aktiengesellschaft (LLBN) overvalued or undervalued?
What is the fair value of LLBN?
What is the quality score of LLBN?
What is the revenue of Liechtensteinische Landesbank Aktiengesellschaft (LLBN)?
What is the net profit margin of LLBN?
Does Liechtensteinische Landesbank Aktiengesellschaft pay a dividend?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
Track Liechtensteinische Landesbank Aktiengesellschaft and try Pro for 14 days
One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.
Zero risk: nothing is ever charged. After 14 days you decide whether to stay.