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Medley, Inc (MDLYF) Fair Value & Analysis

Healthcare · US · Market cap $406M

MI Medley, Inc logo Medley, Inc MDLYF · US
Price$13.52
Fair Value$4.02
Upside-70.3%
Quality65/100
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Healthy Growth
Thin margins · 2.5% net margin
Moderate debt · generates free cash flow
Ranks above peers (6/10)
Narrow moat 35/100
Evidence: High Range $3.02 – $5.03 Share as image

Fair value as of: Jul 19, 2026

From 24 valuation models · updated 22 days ago

Fair value updated Jul 19, 2026, revised from $5.00 to $4.02 (−19.6%) since Jun 24, 2026.

A solid business, but screening 70% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case ($5.03). The favourable scenario is already priced in.
  • Solid but not exceptional quality (65/100) and above fair value, neither a clear bargain nor a standout compounder.
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Price vs Fair Value (2 years)

$24.00 $13.52 Fair Value $4.02 Aug 2024 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 19, 2026.

How to read this chart

24‑month range $13.52 – $24.00 · fair‑value band $3.02 – $5.03 · the $13.52 price screens above the $4.02 fair value. Dashed = 300-day average. As of Jul 19, 2026.

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Analysis

Medley, Inc (MDLYF) currently trades at $13.52, while our model-based Fair Value estimate is $4.02, implying the stock looks roughly 70.3% overvalued today. The Quality Score stands at 65/100 (solid quality), in the Healthcare sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Medley, Inc generated revenue of $38.8B at a net margin of 2.5%. Revenue grew 25.2% year over year. It earns a return on equity of 6.3%. Net debt stands at $7.5B. Fundamentals as of Jul 19, 2026

Our scenario range runs from $3.02 (bear case) to $5.03 (bull case); at $13.52, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 41% below its 52-week high, currently below its 200-day average. For context, the median of 10 Healthcare peers we cover trades at -53% fair-value upside, at -70%, MDLYF screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF $7.10 $12.83 $21.83 80
Rev-Margin DCF $5.46 $9.75 $18.77 74
ROIC Compounder $2.03 $2.42 $2.73 72
All 24 models by family
DCF Models
FCF DCF $7.63 $11.49 $23.03 38
Owner Earnings $6.95 $15.23 $30.59 31
5Y Revenue Exit $4.91 $8.43 $15.73 39
5Y EBITDA Exit $8.32 $15.31 $29.02 41
5Y P/E Exit $4.01 $8.25 $13.73 38
10Y Revenue Exit $5.71 $11.87 $15.34 36
10Y EBITDA Exit $8.13 $18.57 $36.63 37
10Y P/E Exit $5.26 $10.10 $17.43 35
Earnings-Based
Graham-Dodd $1.37 $9.53 $13.38 54
Lynch FV $4.92 $7.04 $9.15 50
PEG = 1.0 $4.92 $7.04 $9.15 46
EPV $2.03 $2.42 $2.73 59
Multiples
P/E Multiple $3.02 $4.02 $5.03 63
P/S Multiple $2.56 $3.42 $4.27 58
P/B Multiple $2.56 $3.42 $4.27 55
EV/EBIT $5.22 $7.21 $9.20 53
EV/EBITDA $8.49 $11.58 $14.67 54
EV/Revenue $3.27 $4.99 $6.72 43
Asset-Based
NCAV (Graham) $1.53 $2.04 $3.05 50
Growth DCF
Growth DCF $7.10 $12.83 $21.83 80
Rev-Margin DCF $5.46 $9.75 $18.77 74
Economic Profit
Residual Income $2.30 $2.34 $2.27 61
ROIC Compounder $2.03 $2.42 $2.73 72
Growth Earnings
Growth-Adj P/E $6.35 $9.07 $11.78 68

Widest divergence: DCF Models ($11.49) versus Asset-Based ($2.04). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) $38.8B
Revenue growth (YoY) +25.2%
Net margin 2.5%
Return on equity 6.3%
Free cash flow $3.0B FY2025
P/E ratio 71.2
More key figures
Operating margin -0.7%
EPS (TTM) $0.1900
EPS growth (YoY) +52.1%
Net debt $7.5B FY2025

Figures from reported company fundamentals · as of Jul 19, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 65/100

Of which business quality 65 · Market factors (momentum, volatility) 19

Profitability 50
Margins and returns on capital today
Quality Growth 62
Are margins and returns improving?
Cashflow 68
Earnings quality: real cash, not paper profit
Fin. Strength 56
Balance sheet, leverage, solvency risk
Investment 67
Disciplined investing over empire-building
Low Volatility 40
Calm price path (market factor)
Momentum 16
Price trend over the last 3–12 months (market factor)
52W Momentum 0
Distance to the 52-week high (market factor)
Net Issuance 98
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Medley, Inc. operates platforms for recruitment and medical businesses in Japan and the United States. It operates through three segments: Human Resources Platform Business, Medical Platform Business, and New Development Services.

Full company description

Medley, Inc. operates platforms for recruitment and medical businesses in Japan and the United States. It operates through three segments: Human Resources Platform Business, Medical Platform Business, and New Development Services. The company manages JobMedley, a human resource recruitment system for medical and healthcare, and related businesses; JobMedley Academy, an online video nursing training service; Medley, an electronic medical records for hospitals; Mall, a cloud dental business support system; Dentis, a cloud based dental clinic supports system; CLINICS Telemedicine, a telemedicine system for patients and medical institutions; CLINICS, a cloud medical support system; Pharms, pharmacy window support systems; Lalune, a women health consultation application; and Jobley for job board. It also operates and provides the facility reservation system @link. The company was incorporated in 2009 and is headquartered in Minato, Japan.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Medley, Inc reported revenue of $36.8B in FY2025 versus $10.9B in FY2021, a compound +35.7%/yr. Reported net income was $975M in FY2025, compounding +14.7%/yr from FY2021.

Growth Quality 90/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
$36.8B
Latest YoY
+25.5%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+37.4%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+40.0%
Revenue +35.7%/yr
FY21 $10.9B
FY22 $14.2B
FY23 $20.5B
FY24 $29.3B
FY25 $36.8B
Net income +14.7%/yr
FY21 $563M
FY22 $1.0B
FY23 $2.6B
FY24 $2.8B
FY25 $975M

MDLYF screens 70% overvalued. Compare with Veeva Systems Inc →

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Cite: Fair Value Calculator (2026). "Medley, Inc Fair Value". https://www.fairvalue-calculator.com/stock/MDLYF

Peer Group

Health Information Services · 126 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 65 · Top 25%
Fair Value upside −70% · Bottom 25%
Return on equity (TTM) 6% · Above median
Return on assets 3% · Above median
Net margin (TTM) 3% · Above median
Operating margin (TTM) -1% · Below median
Revenue growth 25% · Top 25%
Debt / equity 0.83× · Higher than 75% of peers

Valuation Multiples vs Health Information Services median · lower = cheaper

P/E (TTM) 71.2× · Pricier than 75% of peers
P/FCF 0.1× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 0
FUTURE 100 · sector 33
PAST 25 · sector 8
HEALTH 58 · sector 98
DIVIDEND 0 · sector 35

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Health Information Services stocks, each showing price versus our Fair Value estimate (as of Jul 19, 2026).

Stock Price Fair Value vs Fair Value
Veeva Systems Inc VEEV $190.12 $95.12 -50%
Pro Medicus Limited PME A$194.84 A$23.74 -88%
BrightSpring Health Services, Inc BTSG $68.16 $21.31 -69%
HealthEquity, Inc HQY $97.67 $56.63 -42%
Hinge Health, Inc HNGE $88.80 $24.03 -73%
10x Genomics, Inc TXG $45.75 $17.18 -62%
Waystar Holding WAY $22.69 $12.86 -43%
Doximity, Inc DOCS $22.21 $17.18 -23%
Privia Health Group PRVA $28.10 $5.30 -81%
Inventurus Knowledge Solutions Limited IKS ₹1,846 ₹860.28 -53%

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Frequently asked questions

Is Medley, Inc (MDLYF) overvalued or undervalued?
As of Jul 19, 2026, our model estimates a fair value of $4.02 versus a price of $13.52, about −70% (overvalued).
What is the fair value of MDLYF?
Our model-based fair value for Medley, Inc is $4.02 (as of Jul 19, 2026), built from audited fundamentals. The current price is $13.52.
What is the quality score of MDLYF?
Medley, Inc has a Quality Score of 65/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Medley, Inc (MDLYF)?
Medley, Inc reported trailing-twelve-month revenue of about $38.8B (latest available figure, as of Jul 19, 2026).
What is the net profit margin of MDLYF?
The net profit margin of Medley, Inc is about 2.5%, meaning it keeps roughly 2.5% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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