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Maybank Securities (Thailand) Public Company (MST) Fair Value & Analysis

Financial Services · TH · Market cap 4.5B THB

MS Maybank Securities (Thailand) Public Company MST · BK
Price8.30 THB
Fair Value6.57 THB
Upside-20.8%
Quality58/100
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Weak Growth
Solidly profitable · 13.4% net margin
Moderate debt · generates free cash flow
3.77% dividend yield
Mixed vs. peers (7/15)
Moderate moat 52/100
Evidence: High Range 4.93 THB – 8.21 THB Share as image

Fair value as of: Jul 12, 2026

From 12 valuation models · updated 29 days ago

Share price +5.7% over the past month.

A solid business, but screening 21% overvalued on our models.

What matters now

  • Solid but not exceptional quality (58/100) and above fair value, neither a clear bargain nor a standout compounder.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

10.55 THB 6.33 THB Fair Value 6.57 THB Feb 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 12, 2026.

How to read this chart

60‑month range 6.33 THB – 10.55 THB · fair‑value band 4.93 THB – 8.21 THB · the 8.30 THB price screens above the 6.57 THB fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 12, 2026.

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Analysis

Maybank Securities (Thailand) Public Company (MST) currently trades at 8.30 THB, while our model-based Fair Value estimate is 6.57 THB, implying the stock looks roughly 20.8% overvalued today. The Quality Score stands at 58/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Maybank Securities (Thailand) Public Company generated revenue of 2.0B THB at a net margin of 13.4%. Revenue grew 15.7% year over year. It earns a return on equity of 5.1%. Net debt stands at 5.5B THB. Fundamentals as of Jul 12, 2026

Our scenario range runs from 4.93 THB (bear case) to 8.21 THB (bull case); at 8.30 THB, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 57% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 11% fair-value upside, at -21%, MST screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 91.35 THB 148.95 THB 235.80 THB 80
Residual Income 6.67 THB 6.71 THB 6.18 THB 76
Gordon GGM 3.43 THB 6.83 THB 10.34 THB 70
All 12 models by family
DCF Models
Owner Earnings 2.47 THB 8.64 THB 31
5Y P/E Exit 28.82 THB 35.80 THB 42.10 THB 38
10Y P/E Exit 50.62 THB 62.99 THB 76.48 THB 35
Earnings-Based
Graham-Dodd 2.63 THB 9.56 THB 12.89 THB 54
Lynch FV 2.27 THB 3.24 THB 4.22 THB 50
Dividend Discount
Gordon GGM 3.43 THB 6.83 THB 10.34 THB 70
DDM Multi-Stage 3.43 THB 5.90 THB 7.20 THB 61
Multiples
P/E Multiple 3.77 THB 5.02 THB 6.28 THB 63
P/B Multiple 4.93 THB 6.57 THB 8.21 THB 55
Asset-Based
NCAV (Graham) 4.45 THB 5.96 THB 8.90 THB 50
Growth DCF
Growth DCF 91.35 THB 148.95 THB 235.80 THB 80
Economic Profit
Residual Income 6.67 THB 6.71 THB 6.18 THB 76

Widest divergence: Growth DCF (148.95 THB) versus Earnings-Based (3.24 THB). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 2.0B THB
Revenue growth (YoY) +15.7%
Net margin 13.4%
Return on equity 5.1%
Free cash flow 5.0B THB FY2025
P/E ratio 15.1
More key figures
Operating margin 33.4%
EPS (TTM) 0.4700 THB
EPS growth (YoY) +34.8%
Net debt 5.5B THB FY2025

Figures from reported company fundamentals · as of Jul 12, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 58/100

Of which business quality 55 · Market factors (momentum, volatility) 77

Profitability 24
Margins and returns on capital today
Quality Growth 44
Are margins and returns improving?
Cashflow 100
Earnings quality: real cash, not paper profit
Fin. Strength 15
Balance sheet, leverage, solvency risk
Investment 99
Disciplined investing over empire-building
Low Volatility 100
Calm price path (market factor)
Momentum 64
Price trend over the last 3–12 months (market factor)
52W Momentum 76
Distance to the 52-week high (market factor)
Net Issuance 68
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Maybank Securities (Thailand) Public Company Limited provides securities trading and investment advice services to individual and institutional customers in Thailand. It operates through two segments, Securities Business and Investment Banking.

Full company description

Maybank Securities (Thailand) Public Company Limited provides securities trading and investment advice services to individual and institutional customers in Thailand. It operates through two segments, Securities Business and Investment Banking. The company also offers investment products, including stocks, securities borrowing and lending, fixed income, structured notes, depositary receipts (DR) investment, derivative warrants (DW), mutual fund, offshore trading investment, TFEX, single stock futures block trade, and investment and private wealth advisory. In addition, it provides equity capital market services; financial advisory, such as mergers and acquisition, independent financial advisory for various transactions, debt and business restructuring, and other financial advisory services, as well as foreign loans; and arranges financing solutions through the issuance of debentures, and credit ratings advisory, including environmental, social, and governance (ESG) bonds. The company was formerly known as Maybank Kim Eng Securities (Thailand) Public Company Limited and changed its name to Maybank Securities (Thailand) Public Company Limited in November 2021. Maybank Securities (Thailand) Public Company Limited was founded in 1990 and is based in Bangkok, Thailand. Maybank Securities (Thailand) Public Company Limited operates as a subsidiary of Maybank IBG Holdings Limited.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Maybank Securities (Thailand) Public Company reported revenue of 2.2B THB in FY2025 versus 3.5B THB in FY2021, a compound −10.5%/yr. Reported net income was 221M THB in FY2025, compounding −26.6%/yr from FY2021.

Growth Quality 40/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
2.2B THB
Latest YoY
−2.0%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−6.6%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−5.3%
Avg. growth/yr (21Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+21.1%
Revenue −10.5%/yr
FY21 3.5B THB
FY22 2.7B THB
FY23 2.4B THB
FY24 2.3B THB
FY25 2.2B THB
Net income −26.6%/yr
FY21 761M THB
FY22 628M THB
FY23 365M THB
FY24 462M THB
FY25 221M THB
Character of growth · EPS growth decomposed (2014-2025) −11.9 % p.a.
Revenue per share −3.2 pp

of which total revenue −3.2 pp · buybacks/dilution −0.1 pp

EBIT margin −1.4 pp
Tax rate +0.0 pp
Residual (interest, one-offs) −7.3 pp

Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).

MST screens 21% overvalued. Compare with Huatai Securities Co →

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Cite: Fair Value Calculator (2026). "Maybank Securities (Thailand) Public Company Fair Value". https://www.fairvalue-calculator.com/stock/MST

Peer Group

Capital Markets · 424 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 59 · Above median
Fair Value upside −21% · Below median
Return on equity (TTM) 5% · Below median
Return on assets 1% · Below median
Net margin (TTM) 13% · Below median
Operating margin (TTM) 33% · Above median
Revenue growth 16% · Below median
Dividend yield (TTM) 3.8% · Top 25%
Debt / equity 0.99× · Higher than 75% of peers

Valuation Multiples vs Capital Markets median · lower = cheaper

P/E (TTM) 16.7× · Pricier than median
P/B 0.88× · Cheaper than median
P/S (TTM) 2.28× · Cheaper than median
P/FCF 0.0× · Cheaper than 75% of peers
EV/EBITDA 14.6× · Pricier than median
PEG 0.49× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 6 · sector 9
FUTURE 79 · sector 94
PAST 20 · sector 31
HEALTH 50 · sector 93
DIVIDEND 75 · sector 36

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Jul 12, 2026).

Stock Price Fair Value vs Fair Value
Huatai Securities Co HTSC $0.2700 $0.0400 -85%
Mirae Asset Securities Co 006800 38,750 KRW 31,645 KRW -18%
Meritz Financial Group 138040 117,000 KRW 87,706 KRW -25%
Korea Investment Holdings 071050 239,000 KRW 318,825 KRW +33%
NH Investment & Securities Co 005940 31,000 KRW 37,133 KRW +20%
Samsung Securities Co 016360 107,700 KRW 126,487 KRW +17%
Motilal Oswal Financial Services Limited MOTILALOFS ₹967.00 ₹299.65 -69%
Kiwoom Securities Co 039490 322,000 KRW 358,091 KRW +11%
SSI Securities Corporation SSI 24,250 VND 28,021 VND +16%
Bolsas y Mercados Argentinos S.A BYMA 313.75 ARS 120.22 ARS -62%

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Frequently asked questions

Is Maybank Securities (Thailand) Public Company (MST) overvalued or undervalued?
As of Jul 12, 2026, our model estimates a fair value of 6.57 THB versus a price of 8.30 THB, about −21% (overvalued).
What is the fair value of MST?
Our model-based fair value for Maybank Securities (Thailand) Public Company is 6.57 THB (as of Jul 12, 2026), built from audited fundamentals. The current price is 8.30 THB.
What is the quality score of MST?
Maybank Securities (Thailand) Public Company has a Quality Score of 58/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Maybank Securities (Thailand) Public Company (MST)?
Maybank Securities (Thailand) Public Company reported trailing-twelve-month revenue of about 2.0B THB (latest available figure, as of Jul 12, 2026).
What is the net profit margin of MST?
The net profit margin of Maybank Securities (Thailand) Public Company is about 13.4%, meaning it keeps roughly 13.4% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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