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Nahar Capital and Financial Services Limited (NAHARCAP) Fair Value & Analysis

Financial Services · IN · Market cap ₹4.2B

NC Nahar Capital and Financial Services Limited NAHARCAP · NSE
Price₹248.65
Fair Value₹497.30
Upside+100.0%
Quality59/100
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Evidence: High Range ₹372.98 – ₹621.63

Fair value as of: Jul 3, 2026

From 26 valuation models · updated today

Share price −1.6% over the past month.

Price vs Fair Value (12 months)

₹322.42 ₹194.77 Fair Value ₹497.30 Jul 2025 Jul 2026

12‑month range ₹194.77 – ₹322.42 · fair‑value band ₹372.98 – ₹621.63 · the ₹248.65 price screens below the ₹497.30 fair value. As of Jul 3, 2026.

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Analysis

Nahar Capital and Financial Services Limited (NAHARCAP) currently trades at ₹248.65, while our model-based Fair Value estimate is ₹497.30 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 59/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Trailing-twelve-month revenue stands at ₹489M. Revenue declined 0.6% year over year. It earns a return on equity of 4.0%. Net debt stands at ₹95.2M. Fundamentals as of Jul 3, 2026

Key figures & financial health

Revenue (TTM) ₹489M
Revenue growth (YoY) -0.6%
Net margin 129%
Return on equity 4.0%
Free cash flow ₹187M FY2026
P/E ratio 6.6
More key figures
Operating margin 5.1%
EPS (TTM) ₹37.70
Dividend yield 0.6%
EPS growth (YoY) -14.3%
Net debt ₹95.2M FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.

About the company

Nahar Capital and Financial Services Limited operates as a non-deposit taking non-banking financial company in India. It operates through two segments, Investment/Financial activities and Real Estate segment. The company invests in various financial securities, including equity, bonds, debentures, commodity, term deposits, stock, and securities of various kind issued by companies, banks, mutual funds, and other authorities, as well as central, state, municipal, and local bodies. It also invests in equity markets, as well as through portfolio managements schemes of asset management companies. In addition, the company provides lending services for short and long term against liquid securities, such as shares, government bonds, gold, property, and other assets. In addition, it involves in the real estate business, including the purchase and sale of residential and/or commercial land; dealing in real estate; development of land; construction of building for commercial and residential; …

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Nahar Capital and Financial Services Limited reported revenue of ₹489M in FY2026 versus ₹258M in FY2022, a compound +17.3%/yr. Reported net income was ₹631M in FY2026, compounding −27.3%/yr from FY2022.

Revenue +17.3%/yr
FY22 ₹258M
FY23 ₹240M
FY24 ₹224M
FY25 ₹249M
FY26 ₹489M
Net income −27.3%/yr
FY22 ₹2.3B
FY23 ₹1.1B
FY24 ₹118M
FY25 ₹498M
FY26 ₹631M

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Frequently asked questions

Is Nahar Capital and Financial Services Limited (NAHARCAP) undervalued?
As of Jul 3, 2026, our model estimates a fair value of ₹497.30 versus a price of ₹248.65 — about +100% (undervalued). Model-based estimate, not financial advice.
What is the fair value of NAHARCAP?
Our model-based fair value for Nahar Capital and Financial Services Limited is ₹497.30 (as of Jul 3, 2026), built from audited fundamentals. The current price is ₹248.65.
What is the quality score of NAHARCAP?
Nahar Capital and Financial Services Limited has a Quality Score of 59/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Nahar Capital and Financial Services Limited (NAHARCAP)?
Nahar Capital and Financial Services Limited reported trailing-twelve-month revenue of about ₹489M (latest available figure, as of Jul 3, 2026).
What is the net profit margin of NAHARCAP?
The net profit margin of Nahar Capital and Financial Services Limited is about 129.0%, meaning it keeps roughly 129.0% of revenue as net income. Based on the latest reported figures.
Does Nahar Capital and Financial Services Limited pay a dividend?
Nahar Capital and Financial Services Limited currently shows a dividend yield of about 0.60% relative to its recent price (as of Jul 3, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.