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Norstar Holdings (NSTR) Fair Value & Analysis

Real Estate · Il · Market cap 536M ILA

NH Norstar Holdings NSTR · TA
Price8.70 ILA
Fair Value10.06 ILA
Upside+15.6%
Quality44/100
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Weak Growth
Thin margins · 4.0% net margin
High debt · generates free cash flow
Ranks above peers (9/13)
Narrow moat 43/100
Evidence: Medium Range 2.01 ILA – 40.24 ILA Share as image

Fair value as of: Jul 13, 2026

From 7 valuation models · updated 28 days ago

Share price −15.4% over the past month.

Below-average quality, screening 16% undervalued on our models.

What matters now

  • The model range is unusually wide (2.01 ILA to 40.24 ILA). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
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Price vs Fair Value (5 years)

63.72 ILA 7.71 ILA Fair Value 10.06 ILA Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 13, 2026.

How to read this chart

60‑month range 7.71 ILA – 63.72 ILA · fair‑value band 2.01 ILA – 40.24 ILA · the 8.70 ILA price screens below the 10.06 ILA fair value. Dashed = 300-day average. As of Jul 13, 2026.

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Analysis

Norstar Holdings (NSTR) currently trades at 8.70 ILA, while our model-based Fair Value estimate is 10.06 ILA, implying the stock looks roughly 15.6% undervalued today. The Quality Score stands at 44/100 (below-average quality), in the Real Estate sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, Norstar Holdings generated revenue of 2.6B ILA at a net margin of 4.0%. Revenue declined 1.6% year over year. It earns a return on equity of 6.5%. Net debt stands at 21.7B ILA. Fundamentals as of Jul 13, 2026

Our scenario range runs from 2.01 ILA (bear case) to 40.24 ILA (bull case); at 8.70 ILA, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Real Estate peers we cover trades at -2% fair-value upside, at 16%, NSTR screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Gordon GGM 1.12 ILA 1.21 ILA 1.34 ILA 70
DDM Multi-Stage 1.12 ILA 1.33 ILA 1.61 ILA 61
EV/EBITDA 56.61 ILA 146.04 ILA 54
All 7 models by family
DCF Models
5Y EBITDA Exit 84.66 ILA 41
Dividend Discount
Gordon GGM 1.12 ILA 1.21 ILA 1.34 ILA 70
DDM Multi-Stage 1.12 ILA 1.33 ILA 1.61 ILA 61
Multiples
EV/EBIT 40.27 ILA 154.06 ILA 267.85 ILA 53
EV/EBITDA 56.61 ILA 146.04 ILA 54
EV/Revenue 34.43 ILA 43
Asset-Based
NCAV (Graham) 10.46 ILA 14.02 ILA 20.93 ILA 50

Widest divergence: Multiples (56.61 ILA) versus Dividend Discount (1.21 ILA). Highest evidence: Gordon GGM (70).

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Key figures & financial health

Revenue (TTM) 2.6B ILA
Revenue growth (YoY) -1.6%
Net margin 4.0%
Return on equity 6.5%
Free cash flow 577M ILA FY2025
P/E ratio 5.3
More key figures
Operating margin 51.7%
EPS (TTM) -0.3700 ILA
EPS growth (YoY) -15.6%
Net debt 21.7B ILA FY2025

Figures from reported company fundamentals · as of Jul 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 44/100

Of which business quality 42 · Market factors (momentum, volatility) 29

Profitability 9
Margins and returns on capital today
Quality Growth 51
Are margins and returns improving?
Cashflow 96
Earnings quality: real cash, not paper profit
Fin. Strength 5
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 49
Calm price path (market factor)
Momentum 28
Price trend over the last 3–12 months (market factor)
52W Momentum 7
Distance to the 52-week high (market factor)
Net Issuance 10
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Norstar Holdings Inc develops, rents, and manages real estate properties in Northern Europe, Central and Eastern Europe, Israel, Brazil, and the United States. It develops commerce, residential, and office properties. The company was formerly known as Gazit Inc. and changed its name to Norstar Holdings Inc in May 2011.

Full company description

Norstar Holdings Inc develops, rents, and manages real estate properties in Northern Europe, Central and Eastern Europe, Israel, Brazil, and the United States. It develops commerce, residential, and office properties. The company was formerly known as Gazit Inc. and changed its name to Norstar Holdings Inc in May 2011. Norstar Holdings Inc was incorporated in 1962 and is based in Panama City, Panama.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Norstar Holdings reported revenue of 2.3B ILA in FY2025 versus 2.3B ILA in FY2021, a compound +0.0%/yr. Reported net income was −23.0M ILA in FY2025.

Growth Quality 40/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
2.3B ILS
Latest YoY
−9.2%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−0.1%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−0.9%
Avg. growth/yr (20Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+0.3%
Revenue +0.0%/yr
FY21 2.3B ILA
FY22 2.3B ILA
FY23 2.4B ILA
FY24 2.5B ILA
FY25 2.3B ILA
Net income
FY21 354M ILA
FY22 −768M ILA
FY23 −665M ILA
FY24 −57.0M ILA
FY25 −23.0M ILA

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Cite: Fair Value Calculator (2026). "Norstar Holdings Fair Value". https://www.fairvalue-calculator.com/stock/NSTR

Peer Group

Real Estate Services · 520 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 44 · Bottom 25%
Fair Value upside +16% · Above median
Return on equity (TTM) 7% · Above median
Return on assets 3% · Above median
Net margin (TTM) 4% · Below median
Operating margin (TTM) 52% · Above median
Revenue growth -2% · Below median
Debt / equity 15.01× · Higher than 75% of peers

Valuation Multiples vs Real Estate Services median · lower = cheaper

P/E (TTM) 5.3× · Cheaper than 75% of peers
P/B 0.13× · Cheaper than 75% of peers
P/S (TTM) 0.07× · Cheaper than 75% of peers
P/FCF 0.3× · Cheaper than 75% of peers
EV/EBITDA 13.3× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 54 · sector 37
FUTURE 0 · sector 10
PAST 26 · sector 16
HEALTH 0 · sector 85
DIVIDEND 0 · sector 49

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Real Estate Services stocks, each showing price versus our Fair Value estimate (as of Jul 13, 2026).

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SAGAA SAGAA kr 170.00 kr 75.55 -56%
Cencosud Shopping S.A CENCOMALLS 2,324 CLP 2,976 CLP +28%
PT Sarana Menara Nusantara Tbk. owns and TOWR 372.00 IDR 1,208 IDR +225%
PT Metropolitan Kentjana Tbk MKPI 20,975 IDR 19,160 IDR -9%
PT Bangun Kosambi Sukses Tbk, CBDK 3,530 IDR 3,464 IDR -2%
IRSA Inversiones y Representaciones Sociedad Anónima, IRSA 2,495 ARS 3,998 ARS +60%

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Frequently asked questions

Is Norstar Holdings (NSTR) overvalued or undervalued?
As of Jul 13, 2026, our model estimates a fair value of 10.06 ILA versus a price of 8.70 ILA, about +16% (undervalued).
What is the fair value of NSTR?
Our model-based fair value for Norstar Holdings is 10.06 ILA (as of Jul 13, 2026), built from audited fundamentals. The current price is 8.70 ILA.
What is the quality score of NSTR?
Norstar Holdings has a Quality Score of 44/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Norstar Holdings (NSTR)?
Norstar Holdings reported trailing-twelve-month revenue of about 2.6B ILS (latest available figure, as of Jul 13, 2026).
What is the net profit margin of NSTR?
The net profit margin of Norstar Holdings is about 4.0%, meaning it keeps roughly 4.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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