NWAI Dom Maklerski S.A (NWA) fair value: what the stock is really worth
As of Oct 9, 2026: fair value of NWAI Dom Maklerski S.A PLN 60.80, price PLN 29.60, upside +105.4%, quality 60 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
NWAI Dom Maklerski S.A. provides brokerage services in Poland. The company offers bonds, mezzanine, shares, venture capital, and certificate issuance programs; and provides ship brokerage, purchase financing, and valuation services.
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NWAI Dom Maklerski S.A. provides brokerage services in Poland. The company offers bonds, mezzanine, shares, venture capital, and certificate issuance programs; and provides ship brokerage, purchase financing, and valuation services. It also engages in financing structuring and restructuring, as well as debt and equity instruments financing; provision of paper animation securities, underwriting, and securities and investment strategies; intermediation trading in financial instruments; and issue agent and sponsor, payment agent, and other services, as well as depositary functions for closed-end investment funds. The company was founded in 2008 and is headquartered in Warsaw, Poland. NWAI Dom Maklerski S.A. operates as a subsidiary of New World Holding SA.
Stock analysis
NWAI Dom Maklerski S.A (NWA) currently trades at 29.60 PLN, while our model-based Fair Value estimate is 60.80 PLN, implying the stock looks roughly 51.3% undervalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of 198.16 PLN per share, and 7 of the 9 models we run sit above the 29.60 PLN price.
Bear case: the Asset-Based group reads lowest at 11.06 PLN, and 2 of the 9 models stay below the price. Evidence for this calculation is medium.
Scenario range: 45.60 PLN (bear) to 76.01 PLN (bull), the price of 29.60 PLN sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 60/100 (solid quality), in the Financial Services sector.
Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.
NWAI Dom Maklerski S.A reported revenue of 15.3M PLN in FY2025 versus 22.9M PLN in FY2022, a compound −12.6%/yr. Reported net income was 8.8M PLN in FY2025, compounding +28.9%/yr from FY2022.
Key figures
Market cap 52.9M PLN (≈ $13.5M) · P/E ratio 7.4 · P/S ratio 4.25 · EPS (TTM) 4.02 PLN · Dividend yield 10.1% · Net margin 57.8% · Return on equity 27.2% · Return on assets (EBIT) 4.2%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 52 out of 100 (low confidence).
What moves the price
The share trades about 13% below its 52-week high and 42% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −14% fair-value upside, at 105%, NWA screens cheaper than that median.
Fair Value models
Bear 45.60 PLNFair Value 60.80 PLNBull 76.01 PLN
Price 29.60 PLN · Upside +105.4%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (0.7936 PLN per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 1 year
−48.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−12.6%
’22
’23
’24
’25
What shareholders gained per year (last 3 years) (mathematically smoothed) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 3 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Smoothed = median of all growth paths between the years of the window (trend line on the logarithm of earnings per share): a single extreme year cannot distort the rate. The reported figure stays in the tooltip.
+27.7%
Earnings growth per share plus dividend.
Earnings per share, growth per year+17.6%
Dividend (yield on the price)10.1%
Profit margin 2022 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.21% → −67%
2025 sits 65% above its own trend. The rate follows the median trend of the last 3 years, not that single year.
Growth Forecast
Little optimism in the price
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
less than -40 %
The company could shrink this much every year for the next five years and today's price would still be justified.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Capital Markets · 457 stocks
Beats the industry median on 8/11 measures
Overall it ranks above its industry peers.
Valuation
Quality Score60 · Above median
Fair Value upside+105.4% · Top 25%
Profitability
Return on equity (TTM)27.2% · Top 25%
Return on assets1.3% · Below median
Net margin (TTM)57.8% · Top 25%
Operating margin (TTM)−72.4% · Bottom 25%
Growth and dividend
Revenue growth−32.7% · Bottom 25%
Dividend yield (TTM)10.1% · Top 25%
Valuation Multiplesvs Capital Markets median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "NWAI Dom Maklerski S.A Fair Value". https://www.fairvalue-calculator.com/stock/NWA
Frequently asked questions
Is NWAI Dom Maklerski S.A (NWA) overvalued or undervalued?
As of Oct 3, 2026, our model estimates a fair value of 60.80 PLN versus a price of 29.60 PLN, about +105% upside (undervalued).
What is the fair value of NWA?
Our model-based fair value for NWAI Dom Maklerski S.A is 60.80 PLN (as of Oct 3, 2026), built from audited fundamentals. The current price: 29.60 PLN.
What is the quality score of NWA?
NWAI Dom Maklerski S.A has a Quality Score of 60/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for NWAI Dom Maklerski S.A (NWA)?
Our model-based price target is the fair value of 60.80 PLN (as of Oct 3, 2026) from 9 valuation models. Cautious scenario 45.60 PLN, optimistic scenario 76.01 PLN. It is a calculation from audited fundamentals, not an analyst target.
What is the NWAI Dom Maklerski S.A stock forecast for 2026?
Our models put fair value at 60.80 PLN, about +105% upside versus a price of 29.60 PLN (undervalued). Cautious scenario 45.60 PLN, optimistic scenario 76.01 PLN. The calculation is refreshed regularly with new filings.
Does NWAI Dom Maklerski S.A pay a dividend?
NWAI Dom Maklerski S.A currently shows a dividend yield of about 10.14% relative to its recent price (as of Oct 3, 2026).
What growth is priced into NWAI Dom Maklerski S.A (NWA)?
For today's price to be fair in a discounted-cash-flow model, NWAI Dom Maklerski S.A would have to grow free cash flow by less than minus 40 % per year for five years (discount rate 9.3 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 3 years revenue grew -12.6 % per year. As of Oct 3, 2026.
What discount rate (WACC) does the fair value of NWA use?
Our models discount NWAI Dom Maklerski S.A at 9.3 %: a base by market capitalisation (nano), damped by beta 0.05, country premium for Poland. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For NWAI Dom Maklerski S.A that is less than minus 40 % per year a year over ten years, using the same discount rate (9.3 %) and the same formula as our fair value.
How much growth has NWAI Dom Maklerski S.A (NWA) delivered so far?
Over the past 3 years revenue at NWAI Dom Maklerski S.A grew -12.6 % a year. The price currently implies less than minus 40 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of NWAI Dom Maklerski S.A (NWA) growing?
The median revenue growth in the sector is +9.3 % a year. That is the yardstick for the growth priced into NWAI Dom Maklerski S.A (less than minus 40 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of NWAI Dom Maklerski S.A (NWA)?
The free-cash-flow yield on the price is 33.09 %: that much free cash flow NWAI Dom Maklerski S.A produces per unit of market value. When it exceeds the discount rate of our models (9.3 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of NWAI Dom Maklerski S.A (NWA)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For NWAI Dom Maklerski S.A it is 60.80 PLN per share (as of Oct 3, 2026), against a price of 29.60 PLN. It is the blended result of 9 valuation models (cash flow, earnings, asset, dividend).
Is NWAI Dom Maklerski S.A stock overvalued or undervalued in 2026?
As of Oct 3, 2026, NWA trades below its calculated fair value: price 29.60 PLN, fair value 60.80 PLN, a gap of about +105% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of NWA?
No. The price is what the market pays today (29.60 PLN); the fair value is what the company's own numbers justify (60.80 PLN). For NWAI Dom Maklerski S.A the two are 31.20 PLN per share apart. That gap is exactly why we show both numbers side by side.
How much is NWAI Dom Maklerski S.A worth?
The market values NWAI Dom Maklerski S.A at about 52.9M PLN (market capitalisation, as of Oct 3, 2026). Per share that is 29.60 PLN; our models calculate a fair value of 60.80 PLN per share.
What do the bullish and bearish scenarios say about NWA?
Our models span a range for NWAI Dom Maklerski S.A: cautious scenario 45.60 PLN, base 60.80 PLN, optimistic 76.01 PLN per share (as of Oct 3, 2026, price 29.60 PLN). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of NWA?
NWAI Dom Maklerski S.A trades at a price-to-earnings ratio of 7.4 (as of Oct 3, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 60.80 PLN is built from several models across several years. Other multiples: P/B 0.5.
How solid is the balance sheet of NWAI Dom Maklerski S.A (NWA)?
Balance-sheet figures for NWAI Dom Maklerski S.A (as of Oct 3, 2026): return on equity 27.2%. They feed the Quality Score of 60/100, which measures business quality independently of the share price.
How far is NWA from its 52-week high?
NWAI Dom Maklerski S.A trades at 29.60 PLN, about 13% below its 52-week high of 34.00 PLN and 42% above the low of 20.87 PLN (as of Oct 9, 2026). Distance from the high says nothing about value: that is what the fair value of 60.80 PLN is for.
Which stocks are comparable to NWAI Dom Maklerski S.A?
From the same area (Financial Services) we also value Morgan Stanley, a financial holding company,, The Goldman Sachs Group, The Charles Schwab Corporation, Interactive Brokers Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is NWAI Dom Maklerski S.A stock attractive at the current price?
The data as of Oct 3, 2026: price 29.60 PLN, calculated fair value 60.80 PLN (+105%), Quality Score 60/100, from 9 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of NWA calculated?
We run NWAI Dom Maklerski S.A through 9 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 60.80 PLN, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.9 % above its aggregate fair value. NWAI Dom Maklerski S.A currently trades 51 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of NWAI Dom Maklerski S.A (NWA)?
The closing price on Oct 9, 2026 was 29.60 PLN. Our model-based fair value is 60.80 PLN, about +105% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with NWAI Dom Maklerski S.A right now?
The price is below even our cautious bear case (45.60 PLN). The market is more pessimistic than our downside scenario. Solid quality (60/100) at a price below fair value, the discount is the argument here, not the business quality. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of NWAI Dom Maklerski S.A
How large is the market capitalisation of NWAI Dom Maklerski S.A (NWA)?
The market capitalisation of NWAI Dom Maklerski S.A is 52.9M PLN (≈ $13.5M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of NWAI Dom Maklerski S.A (NWA)?
The price-to-sales ratio of NWAI Dom Maklerski S.A is 4.25 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of NWAI Dom Maklerski S.A (NWA)?
Earnings per share at NWAI Dom Maklerski S.A are 4.02 PLN (price ÷ EPS = P/E 7.4). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of NWAI Dom Maklerski S.A (NWA)?
The dividend yield of NWAI Dom Maklerski S.A is 10.1% (payout 74.6%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of NWAI Dom Maklerski S.A (NWA)?
The net margin of NWAI Dom Maklerski S.A is 57.8% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of NWAI Dom Maklerski S.A (NWA)?
The return on equity (ROE) of NWAI Dom Maklerski S.A is 27.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of NWAI Dom Maklerski S.A (NWA)?
On an EBIT basis the return on assets of NWAI Dom Maklerski S.A is 4.2% (avg 4y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of NWAI Dom Maklerski S.A (NWA)?
The operating margin of NWAI Dom Maklerski S.A is −72.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How much revenue does NWAI Dom Maklerski S.A (NWA) generate?
NWAI Dom Maklerski S.A generates revenue of −2.2M PLN (last twelve months). Revenue of the last twelve months (TTM), the most recent full year, not the calendar year.
How fast is revenue growing at NWAI Dom Maklerski S.A (NWA)?
Revenue at NWAI Dom Maklerski S.A is growing −32.7% versus a year earlier (3y avg −12.6%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at NWAI Dom Maklerski S.A (NWA)?
Earnings per share at NWAI Dom Maklerski S.A are growing −25.6% versus a year earlier. How much earnings per share grew versus a year earlier.
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