OLB Group Inc (OLB) Fair Value & Analysis
Technology · US · Market cap $5.8M
OLB Group Inc
OLB · US
Fair value as of: Aug 19, 2026
From 3 valuation models · updated today
Share price −23.2% over the past month.
Below-average quality, and screening another 91% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case ($0.0255). The favourable scenario is already priced in.
- Weak quality (30/100) and above fair value at the same time, the margin of safety is missing on both counts.
- The model range is unusually wide ($0.0085 to $0.0255). The outcome hinges heavily on assumptions, so read the point estimate with caution.
- The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 19, 2026.
How to read this chart
60‑month range $0.2698 – $86.00 · fair‑value band $0.0085 – $0.0255 · the $0.2698 price screens above the $0.0255 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 19, 2026.
Analysis
OLB Group Inc (OLB) currently trades at $0.2698, while our model-based Fair Value estimate is $0.0255, implying the stock looks roughly 90.6% overvalued today. The Quality Score stands at 30/100 (below-average quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).
Over the trailing twelve months, OLB Group Inc generated revenue of $8.0M at a net margin of -73.2%. Revenue declined 28.7% year over year. Fundamentals as of Aug 19, 2026
Our scenario range runs from $0.0085 (bear case) to $0.0255 (bull case); at $0.2698, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Technology peers we cover trades at -59% fair-value upside, at -91%, OLB screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 3 models by family
Widest divergence: Asset-Based ($0.2100) versus Dividend Discount ($0.0200). Highest evidence: Gordon GGM (70).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 19, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 31 · Market factors (momentum, volatility) 0
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
The OLB Group, Inc. provides integrated financial and transaction processing services for small and mid-sized merchants in the United States. It operates through two segments: Fintech Services and Bitcoin Mining Business segments.
Full company description
The OLB Group, Inc. provides integrated financial and transaction processing services for small and mid-sized merchants in the United States. It operates through two segments: Fintech Services and Bitcoin Mining Business segments. The company operates CrowdPay, a crowdfunding platform used to facilitate capital raise of various types of securities; and OmniSoft, cloud based business management platform that provides turnkey solutions for merchants to enable them to build and manage their retail businesses. It also operates eVance, which provides payment processing solutions to merchants, which enables merchants to process credit and debit card based internet payments for sales of their products; and SecurePay, a payment gateway and virtual terminal with proprietary business management tools. Further, it is involved in the cryptocurrency mining activities; cryptocurrency related services; and provision of ecommerce development and consulting services. The OLB Group, Inc. was founded in 1993 and is headquartered in New York, New York.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
OLB Group Inc reported revenue of $8.7M in FY2025 versus $16.7M in FY2021, a compound −15.1%/yr. Reported net income was −$5.9M in FY2025.
OLB screens 91% overvalued. Compare with Microsoft Corporation →
Peer Group
Software - Infrastructure · 373 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Software - Infrastructure median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate (as of Aug 19, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Microsoft Corporation MSFT | $506.06 | $365.74 | -28% |
| Oracle Corporation ORAC | C$7.22 | C$2.34 | -68% |
| Fortinet, Inc FTNT | $160.84 | $61.46 | -62% |
| Synopsys, Inc 1SNPS | €358.00 | €93.61 | -74% |
| Block, Inc XYZ | A$111.01 | A$70.69 | -36% |
| Range Intelligent Computing Technology Group 300442 | ¥67.70 | ¥30.89 | -54% |
| Oracle Financial Services Software Limited OFSS | ₹11,679 | ₹6,897 | -41% |
| 360 Security Technology Inc 601360 | ¥9.58 | ¥1.05 | -89% |
| One97 Communications Limited PAYTM | ₹1,546 | ₹241.68 | -84% |
| PT GoTo Gojek Tokopedia Tbk GOTO | 50.00 IDR | 20.41 IDR | -59% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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