Onelife Capital Advisors Limited (ONELIFECAP) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of Onelife Capital Advisors Limited ₹15.86, price ₹41.57, upside -61.9%, quality 43 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
Watch Onelife Capital Advisors Limited for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card.Watch for freePro now: $1 first month
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.
How to read this chart
60‑month range ₹6.90 – ₹41.57 · fair‑value band ₹11.89 – ₹19.82 · the ₹41.57 price screens above the ₹15.86 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Sep 27, 2026.
Follow Onelife Capital Advisors in your weekly email
Every Wednesday you see whether Onelife Capital Advisors is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Onelife Capital Advisors Limited, together with its subsidiaries, provides strategic advisory services to corporates, high net worth individuals, and family offices in India. It operates through Advisory Services, Broking Services, Trading Services, and Other Business segments.
Show more
Onelife Capital Advisors Limited, together with its subsidiaries, provides strategic advisory services to corporates, high net worth individuals, and family offices in India. It operates through Advisory Services, Broking Services, Trading Services, and Other Business segments. The company offers advisory services for fund raising, as well as acquisition financing and structuring the deal; brokerage on the buying/selling of commodities option/futures; and seamless execution and personalized support services. It also provides research services for castor oil and derivatives, food processing, glass, infrastructure, metals, oil and gas, oral care, packaging, payment gateway, pharma, power, and recycle sectors. In addition, the company is involved in the business of financing and financing arrangements. Onelife Capital Advisors Limited was incorporated in 2007 and is based in Thane, India.
Stock analysis
Onelife Capital Advisors Limited (ONELIFECAP) currently trades at ₹41.57, while our model-based Fair Value estimate is ₹15.86, 61.9% below the price, so the stock looks overvalued today.
Show more
Valuation
Bull case: the DCF Models group reads highest at a median of ₹60.14 per share, and 3 of the 7 models we run sit above the ₹41.57 price.
Bear case: the Asset-Based group reads lowest at ₹13.07, and 4 of the 7 models stay below the price. Evidence for this calculation is low.
Scenario range: ₹11.89 (bear) to ₹19.82 (bull), the price of ₹41.57 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 43/100 (below-average quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Onelife Capital Advisors Limited reported revenue of ₹305M in FY2026 versus ₹34.6M in FY2022, a compound +72.3%/yr. Reported net income was ₹53.6M in FY2026.
Key figures
Market cap ₹1.5B (≈ $15.7M) · P/E ratio 28.3 · P/S ratio 4.97 · EPS (TTM) ₹1.47 · Net margin 17.6% · Return on equity 10.1% · Return on assets (EBIT) −3.3% · Operating margin 68.3%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades at its 52-week high and 253% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −15% fair-value upside, at −62%, ONELIFECAP screens richer than that median.
Fair Value models
Bear ₹11.89Fair Value ₹15.86Bull ₹19.82
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 6 months old). Earnings retained since then (₹0.7451 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.55/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+112.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+60.8%
Start year 2021 (pandemic)
Revenue growth 16 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+28.1%
’13
’14
’15
’17
’18
’19
’20
’21
’22
’23
’24
’26
What shareholders gained per year (last 3 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 3 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+71.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year+71.8%
Dividend (yield on the price)0.0%
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.−88% → 20%
Compare Onelife Capital Advisors Limited with another stock
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Capital Markets · 459 stocks
Beats the industry median on 5/12 measures
A mixed picture versus its industry peers.
Valuation
Quality Score44 · Below median
Fair Value upside−61.8% · Bottom 25%
Profitability
Return on equity (TTM)10.1% · Above median
Return on assets3.4% · Above median
Net margin (TTM)17.6% · Above median
Operating margin (TTM)68.3% · Top 25%
Growth and dividend
Revenue growth64.6% · Top 25%
Balance sheet
Debt / equity0.24× · Above median
Valuation Multiplesvs Capital Markets median · lower = cheaper
P/E (TTM)28.3× · Priciest 25%
P/B2.08× · Pricier than median
P/S (TTM)4.97× · Pricier than median
EV/EBITDA14.7× · Pricier than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 37
FUTURE (revenue growth)100· sector 99
PAST (return on equity)40· sector 31
HEALTH (low debt)88· sector 95
DIVIDEND (yield)0· sector 43
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Onelife Capital Advisors Limited Fair Value". https://www.fairvalue-calculator.com/stock/ONELIFECAP
Frequently asked questions
Is Onelife Capital Advisors Limited (ONELIFECAP) overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of ₹15.86 versus a price of ₹41.57, about −62% upside (overvalued).
What is the fair value of ONELIFECAP?
Our model-based fair value for Onelife Capital Advisors Limited is ₹15.86 (as of Sep 27, 2026), built from audited fundamentals. The current price: ₹41.57.
What is the quality score of ONELIFECAP?
Onelife Capital Advisors Limited has a Quality Score of 43/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Onelife Capital Advisors Limited (ONELIFECAP)?
Our model-based price target is the fair value of ₹15.86 (as of Sep 27, 2026) from 7 valuation models. Cautious scenario ₹11.89, optimistic scenario ₹19.82. It is a calculation from audited fundamentals, not an analyst target.
What is the Onelife Capital Advisors Limited stock forecast for 2026?
Our models put fair value at ₹15.86, about −62% upside versus a price of ₹41.57 (overvalued). Cautious scenario ₹11.89, optimistic scenario ₹19.82. The calculation is refreshed regularly with new filings.
What is the revenue of Onelife Capital Advisors Limited (ONELIFECAP)?
Onelife Capital Advisors Limited reported trailing-twelve-month revenue of about ₹305M (latest available figure, as of Sep 27, 2026).
What is the intrinsic value of Onelife Capital Advisors Limited (ONELIFECAP)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Onelife Capital Advisors Limited it is ₹15.86 per share (as of Sep 27, 2026), against a price of ₹41.57. It is the blended result of 7 valuation models (cash flow, earnings, asset, dividend).
Is Onelife Capital Advisors Limited stock overvalued or undervalued in 2026?
As of Sep 27, 2026, ONELIFECAP trades above its calculated fair value: price ₹41.57, fair value ₹15.86, a gap of about −62% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of ONELIFECAP?
No. The price is what the market pays today (₹41.57); the fair value is what the company's own numbers justify (₹15.86). For Onelife Capital Advisors Limited the two are ₹25.71 per share apart. That gap is exactly why we show both numbers side by side.
How much is Onelife Capital Advisors Limited worth?
The market values Onelife Capital Advisors Limited at about ₹1.5B (market capitalisation, as of Sep 27, 2026). Per share that is ₹41.57; our models calculate a fair value of ₹15.86 per share.
What do the bullish and bearish scenarios say about ONELIFECAP?
Our models span a range for Onelife Capital Advisors Limited: cautious scenario ₹11.89, base ₹15.86, optimistic ₹19.82 per share (as of Sep 27, 2026, price ₹41.57). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of ONELIFECAP?
Onelife Capital Advisors Limited trades at a price-to-earnings ratio of 28.3 (as of Sep 27, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹15.86 is built from several models across several years. Other multiples: P/B 2.1, P/S 5.0, EV/EBITDA 14.7.
How solid is the balance sheet of Onelife Capital Advisors Limited (ONELIFECAP)?
Balance-sheet figures for Onelife Capital Advisors Limited (as of Sep 27, 2026): return on equity 10.1%, debt of 0.24 per unit of equity. They feed the Quality Score of 43/100, which measures business quality independently of the share price.
How far is ONELIFECAP from its 52-week high?
Onelife Capital Advisors Limited trades at ₹41.57, at its 52-week high of ₹41.57 and 253% above the low of ₹11.76 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of ₹15.86 is for.
Which stocks are comparable to Onelife Capital Advisors Limited?
From the same area (Financial Services) we also value Morgan Stanley, a financial holding company,, The Goldman Sachs Group, The Charles Schwab Corporation, Interactive Brokers Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Onelife Capital Advisors Limited stock attractive at the current price?
The data as of Sep 27, 2026: price ₹41.57, calculated fair value ₹15.86 (−62%), Quality Score 43/100, from 7 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of ONELIFECAP calculated?
We run Onelife Capital Advisors Limited through 7 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹15.86, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Onelife Capital Advisors Limited itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Onelife Capital Advisors Limited (ONELIFECAP)?
The closing price on Oct 1, 2026 was ₹41.57. Our model-based fair value is ₹15.86, about −62% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Onelife Capital Advisors Limited right now?
The price sits above even our optimistic bull case (₹19.82). The favourable scenario is already priced in. Weak quality (43/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Onelife Capital Advisors Limited
How large is the market capitalisation of Onelife Capital Advisors Limited (ONELIFECAP)?
The market capitalisation of Onelife Capital Advisors Limited is ₹1.5B (≈ $15.7M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Onelife Capital Advisors Limited (ONELIFECAP)?
The price-to-sales ratio of Onelife Capital Advisors Limited is 4.97 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Onelife Capital Advisors Limited (ONELIFECAP)?
Earnings per share at Onelife Capital Advisors Limited are ₹1.47 (price ÷ EPS = P/E 28.3). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Onelife Capital Advisors Limited (ONELIFECAP)?
The net margin of Onelife Capital Advisors Limited is 17.6% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Onelife Capital Advisors Limited (ONELIFECAP)?
The return on equity (ROE) of Onelife Capital Advisors Limited is 10.1% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Onelife Capital Advisors Limited (ONELIFECAP)?
On an EBIT basis the return on assets of Onelife Capital Advisors Limited is −3.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Onelife Capital Advisors Limited (ONELIFECAP)?
The operating margin of Onelife Capital Advisors Limited is 68.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Onelife Capital Advisors Limited (ONELIFECAP)?
Revenue at Onelife Capital Advisors Limited is growing +64.6% versus a year earlier (3y avg +112%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Onelife Capital Advisors Limited (ONELIFECAP)?
Earnings per share at Onelife Capital Advisors Limited are growing +9.3% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Onelife Capital Advisors Limited (ONELIFECAP) generate?
The free cash flow of Onelife Capital Advisors Limited is −₹479M (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Onelife Capital Advisors Limited (ONELIFECAP) carry?
The net debt of Onelife Capital Advisors Limited is ₹103M (fiscal year 2026). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed
Watch Onelife Capital Advisors Limited in the live analysis
One click puts Onelife Capital Advisors Limited on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
