CPI FIM SA (OPG) Fair Value & Analysis

Real Estate · PL · Market cap 5.3B PLN

A solid business, but screening 78% overvalued on our models.

What matters now

• The price sits above even our optimistic bull case (0.9100 PLN). The favourable scenario is already priced in.
• Solid but not exceptional quality (57/100) and above fair value, neither a clear bargain nor a standout compounder.
• As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.

Price vs Fair Value (5 years)

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 12, 2026.

How to read this chart

60‑month range 0.7950 PLN – 4.98 PLN · fair‑value band 0.5500 PLN – 0.9100 PLN · the 3.32 PLN price screens above the 0.7300 PLN fair value. Dashed = 300-day average. As of Jul 12, 2026.

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Analysis

CPI FIM SA (OPG) currently trades at 3.32 PLN, while our model-based Fair Value estimate is 0.7300 PLN, implying the stock looks roughly 78.0% overvalued today. The Quality Score stands at 57/100 (solid quality), in the Real Estate sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, CPI FIM SA generated revenue of 118M PLN at a net margin of 96.2%. Revenue declined 18.6% year over year. It earns a return on equity of 7.2%. Net debt stands at 4.0B PLN. Fundamentals as of Jul 12, 2026

Our scenario range runs from 0.5500 PLN (bear case) to 0.9100 PLN (bull case); at 3.32 PLN, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 33% below its 52-week high, currently below its 200-day average. For context, the median of 10 Real Estate peers we cover trades at 50% fair-value upside, at -78%, OPG screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Widest divergence: Economic Profit (0.8400 PLN) versus Dividend Discount (0.1700 PLN). Highest evidence: Residual Income (76).

Key figures & financial health

Quality Score breakdown

About the company

CPI FIM SA, société anonyme and its subsidiaries is an owner of income-generating real estate and land bank primarily in Poland and in the Czech Republic. The Company is a subsidiary of CPI Property Group (also CPIPG and together with its subsidiaries as the CPIPG Group), which holds 97.31% of the Company shares.

Full company description

CPI FIM SA, société anonyme and its subsidiaries is an owner of income-generating real estate and land bank primarily in Poland and in the Czech Republic. The Company is a subsidiary of CPI Property Group (also CPIPG and together with its subsidiaries as the CPIPG Group), which holds 97.31% of the Company shares. The Company is also involved in providing equity loans to other entities within the CPIPG Group. The Company is a joint stock company incorporated for an unlimited term and registered in Luxembourg. The trade registry number of the Company is B 44 996. The Company's shares registered under ISIN code LU0122624777 are listed on the regulated markets of the Luxembourg Stock Exchange and the Warsaw Stock Exchange. CPI FIM SA was established on September 09, 1993 and incorporated in Luxembourg. CPI FIM SA registered office is 40, rue de la Vallée, L-2661 Luxembourg, Grand Duchy of Luxembourg. CPI FIM SA was incorporated on September 9th, 1993 in Luxembourg.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2020 – FY2024 · reported fiscal years

CPI FIM SA reported revenue of 148M PLN in FY2024 versus 66.6M PLN in FY2020, a compound +22.0%/yr. Reported net income was 78.3M PLN in FY2024, compounding −8.7%/yr from FY2020.

OPG screens 78% overvalued. Compare with Shri Krishna Devcon Limited →

Peer Group

Real Estate · 1891 stocks

How this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Real Estate Development” was too small, so the broader sector is used.)

Valuation Multiples vs Real Estate median · lower = cheaper

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

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Frequently asked questions

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.