Oxbridge Re Holdings (OXBRW) Fair Value & Analysis
Financials · US · Market cap $575K
Oxbridge Re Holdings
OXBRW · US
Fair value as of: Jul 31, 2026
From 1 valuation models · updated 10 days ago
Share price −43.6% over the past month.
Below-average quality, screening 13% undervalued on our models.
What matters now
- A fairly wide model range ($0.0672 to $0.1272) leaves room in how you read the outcome.
- Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 31, 2026.
How to read this chart
60‑month range $0.0150 – $0.8800 · fair‑value band $0.0672 – $0.1272 · the $0.0902 price screens below the $0.1020 fair value. Dashed = 300-day average. As of Jul 31, 2026.
Analysis
Oxbridge Re Holdings (OXBRW) currently trades at $0.0902, while our model-based Fair Value estimate is $0.1020, implying the stock looks roughly 13.1% undervalued today. The Quality Score stands at 35/100 (below-average quality), in the Financials sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low), always confirm before acting.
Over the trailing twelve months, Oxbridge Re Holdings generated revenue of $2.5M at a net margin of -76.5%. Revenue declined 10.0% year over year. It earns a return on equity of -28.8%. The balance sheet holds a net cash position of $6.8M. Fundamentals as of Jul 31, 2026
Our scenario range runs from $0.0672 (bear case) to $0.1272 (bull case); at $0.0902, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Financials peers we cover trades at 81% fair-value upside, at 13%, OXBRW screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 1 models by family
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 31, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 40 · Market factors (momentum, volatility) 5
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Oxbridge Re Holdings Limited, through its subsidiaries, provides specialty property and casualty reinsurance solutions. The company underwrites collateralized reinsurance contracts primarily for property and casualty insurance companies in the Gulf Coast region of the United States.
Full company description
Oxbridge Re Holdings Limited, through its subsidiaries, provides specialty property and casualty reinsurance solutions. The company underwrites collateralized reinsurance contracts primarily for property and casualty insurance companies in the Gulf Coast region of the United States. It also issues reinsurance contracts through digital securities by blockchain technology. It distributes its products and solutions through reinsurance brokers. Oxbridge Re Holdings Limited was incorporated in 2013 and is headquartered in George Town, the Cayman Islands.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Oxbridge Re Holdings reported revenue of $2.6M in FY2025 versus $10.2M in FY2021, a compound −29.1%/yr. Reported net income was −$3.5M in FY2025.
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Peer Group
Financials · 3346 stocks
How this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Financials median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Financials stocks, each showing price versus our Fair Value estimate (as of Jul 31, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Federal Home Loan Mortgage Corporation FMCKK | $12.00 | $24.00 | +100% |
| CGABL CGABL | $16.46 | $10.72 | -35% |
| American Financial Group AFGE | $15.98 | $17.71 | +11% |
| Unum Group UNMA | $21.88 | $37.30 | +70% |
| Affiliated Managers Group MGR | $20.15 | $36.48 | +81% |
| 540755 540755 | ₹356.55 | ₹713.10 | +100% |
| 500271 500271 | ₹1,498 | ₹416.36 | -72% |
| LTG LTG | 14.30 PHP | 28.60 PHP | +100% |
| LLPC LLPC | £1.47 | £1.03 | -30% |
| Hercules Capital, Inc HCXY | $25.16 | $50.32 | +100% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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