Oyak Yatirim Menkul Degerler AS (OYYAT) fair value: what the stock is really worth
As of Oct 30, 2026: fair value (intrinsic value) of Oyak Yatirim Menkul Degerler AS stock TRY 43.00, price TRY 20.00, upside +115.0%, quality 63 out of 100. Rating: strongly undervalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Oct 28, 2026.
How to read this chart
60‑month range 6.76 TRY – 69.29 TRY · fair‑value band 32.25 TRY – 53.75 TRY · the 20.00 TRY price screens below the 43.00 TRY fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Oct 28, 2026.
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Oyak Yatirim Menkul Degerler A.S., together with its subsidiaries, provides research, brokerage, portfolio management, corporate finance, and fund operation services for the capital market instruments in Turkey.
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The company offers daily bulletin, technical bulletin, valuation chart, company reports, sector reports, strategy reports, stock recommendations, and macro reports; and stock exchange brokerage, fixed income securities, BIST futures and options market transactions, over the counter derivatives transactions, and investment funds transactions.
It also provides portfolio management and investment advisory services; mergers and acquisitions, configurating debt/stock, initial public offering, debt instrument issuing, and financial consulting; and fund operation services. In addition, the company provides insurance brokerage services.
The company serves finance, insurance, energy, telecommunications, food, fertilizer, mining, port, real estate, retail, media, iron and steel, cement, logistics, and chemistry sectors. The company was incorporated in 1982 and is headquartered in Istanbul, Turkey.
Stock analysis
Oyak Yatirim Menkul Degerler AS (OYYAT) currently trades at 20.00 TRY, while our model-based Fair Value estimate is 43.00 TRY, implying the stock looks roughly 53.5% undervalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of 126.18 TRY per share, and 10 of the 12 models we run sit above the 20.00 TRY price.
Bear case: the Asset-Based group reads lowest at 38.52 TRY, and 2 of the 12 models stay below the price. Data coverage for this calculation is low.
Scenario range: 32.25 TRY (bear) to 53.75 TRY (bull), the price of 20.00 TRY sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 63/100 (solid quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Oyak Yatirim Menkul Degerler AS reported revenue of 30.7B TRY in FY2025 versus 40.7B TRY in FY2021, a compound −6.8%/yr. Reported net income was 2.3B TRY in FY2025, compounding +54.1%/yr from FY2021.
Key figures
Market cap 6.0B TRY (≈ $120M) Micro · P/E ratio 2.5 · P/S ratio 0.28 · EPS (TTM) 7.86 TRY · Net margin 10.0% · Return on equity 20.7% · Return on assets (EBIT) 27.8% · Operating margin 37.1%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 76 out of 100 (low confidence).
What moves the price
The share trades about 71% below its 52-week high and at its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −17% fair-value upside, at 115%, OYYAT screens cheaper than that median.
Fair Value models
Bear32.25 TRYFair Value 43.00 TRYBull53.75 TRY
Price 20.00 TRY · Upside +115.0%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (3.39 TRY per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.83/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
−9.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.6%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+9.2%
Start year 2020 (pandemic)
Revenue growth 7 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+14.9%
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’25
What shareholders gained per year (last 5 years), in TRY ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in TRY: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
≈ +74.3%
Earnings growth per share plus dividend.
Earnings per share, growth per year+74.3%
Dividend (yield on the price)0.0%
⚠ Approximate: the rate leans on 2025, which sits 102% above its own trend.
Compare Oyak Yatirim Menkul Degerler AS with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Capital Markets · 461 stocks
Beats the industry median on 12/14 measures
Overall it ranks above its industry peers.
Valuation
Quality Score63 · Above median
Fair Value upside+100.0% · Top 25%
Profitability
Return on equity (12 months)20.7% · Top 25%
Return on assets11.0% · Top 25%
Net margin (12 months)10.0% · Below median
Operating margin (12 months)37.1% · Above median
Growth and dividend
Revenue growth (quarter YoY)−45.9% · Bottom 25%
Dividend yield (12 months)18.9% · Top 25%
Balance sheet
Debt / equity0.00× · Lowest 25%
Valuation Multiplesvs Capital Markets median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Oyak Yatirim Menkul Degerler AS Fair Value". https://www.fairvalue-calculator.com/stock/OYYAT
Frequently asked questions
Is Oyak Yatirim Menkul Degerler AS (OYYAT) overvalued or undervalued?
As of Oct 28, 2026, our model estimates a fair value of 43.00 TRY versus a price of 20.00 TRY, about +115% upside (undervalued).
What is the fair value of OYYAT?
Our model-based fair value for Oyak Yatirim Menkul Degerler AS is 43.00 TRY (as of Oct 28, 2026), built from audited fundamentals. The current price: 20.00 TRY.
What is the quality score of OYYAT?
Oyak Yatirim Menkul Degerler AS has a Quality Score of 63/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Oyak Yatirim Menkul Degerler AS (OYYAT)?
Our model-based price target is the fair value of 43.00 TRY (as of Oct 28, 2026) from 12 valuation models. Cautious scenario 32.25 TRY, optimistic scenario 53.75 TRY. It is a calculation from audited fundamentals, not an analyst target.
What is the Oyak Yatirim Menkul Degerler AS stock forecast for 2026?
Our models put fair value at 43.00 TRY, about +115% upside versus a price of 20.00 TRY (undervalued). Cautious scenario 32.25 TRY, optimistic scenario 53.75 TRY. The calculation is refreshed regularly with new filings.
What is the revenue of Oyak Yatirim Menkul Degerler AS (OYYAT)?
Oyak Yatirim Menkul Degerler AS reported trailing-twelve-month revenue of about 23.0B TRY (latest available figure, as of Oct 28, 2026).
What is the intrinsic value of Oyak Yatirim Menkul Degerler AS (OYYAT)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Oyak Yatirim Menkul Degerler AS it is 43.00 TRY per share (as of Oct 28, 2026), against a price of 20.00 TRY. It is the blended result of 12 valuation models (cash flow, earnings, asset, dividend).
Is Oyak Yatirim Menkul Degerler AS stock overvalued or undervalued in 2026?
As of Oct 28, 2026, OYYAT trades below its calculated fair value: price 20.00 TRY, fair value 43.00 TRY, a gap of about +115% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of OYYAT?
No. The price is what the market pays today (20.00 TRY); the fair value is what the company's own numbers justify (43.00 TRY). For Oyak Yatirim Menkul Degerler AS the two are 23.00 TRY per share apart. That gap is exactly why we show both numbers side by side.
How much is Oyak Yatirim Menkul Degerler AS worth?
The market values Oyak Yatirim Menkul Degerler AS at about 6.0B TRY (market capitalisation, as of Oct 28, 2026). Per share that is 20.00 TRY; our models calculate a fair value of 43.00 TRY per share.
What do the bullish and bearish scenarios say about OYYAT?
Our models span a range for Oyak Yatirim Menkul Degerler AS: cautious scenario 32.25 TRY, base 43.00 TRY, optimistic 53.75 TRY per share (as of Oct 28, 2026, price 20.00 TRY). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of OYYAT?
Oyak Yatirim Menkul Degerler AS trades at a price-to-earnings ratio of 2.5 (as of Oct 28, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 43.00 TRY is built from several models across several years. Other multiples: P/B 0.5, P/S 0.3, EV/EBITDA 0.9.
How solid is the balance sheet of Oyak Yatirim Menkul Degerler AS (OYYAT)?
Balance-sheet figures for Oyak Yatirim Menkul Degerler AS (as of Oct 28, 2026): return on equity 20.7%, debt of 0.00 per unit of equity. They feed the Quality Score of 63/100, which measures business quality independently of the share price.
How far is OYYAT from its 52-week high?
Oyak Yatirim Menkul Degerler AS trades at 20.00 TRY, about 71% below its 52-week high of 69.29 TRY and at the low of 20.00 TRY (as of Oct 30, 2026). Distance from the high says nothing about value: that is what the fair value of 43.00 TRY is for.
Which stocks are comparable to Oyak Yatirim Menkul Degerler AS?
From the same area (Financial Services) we also value Morgan Stanley, a financial holding company,, The Goldman Sachs Group, The Charles Schwab Corporation, Interactive Brokers Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Oyak Yatirim Menkul Degerler AS stock attractive at the current price?
The data as of Oct 28, 2026: price 20.00 TRY, calculated fair value 43.00 TRY (+115%), Quality Score 63/100, from 12 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of OYYAT calculated?
We run Oyak Yatirim Menkul Degerler AS through 12 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 43.00 TRY, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.1 % above its aggregate fair value. Oyak Yatirim Menkul Degerler AS currently trades 53 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Oyak Yatirim Menkul Degerler AS (OYYAT)?
The closing price on Oct 30, 2026 was 20.00 TRY. Our model-based fair value is 43.00 TRY, about +115% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Oyak Yatirim Menkul Degerler AS right now?
The price is below even our cautious bear case (32.25 TRY). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (63/100) at a price below fair value, the discount is the argument here, not the business quality. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Oyak Yatirim Menkul Degerler AS
How large is the market capitalisation of Oyak Yatirim Menkul Degerler AS (OYYAT)?
The market capitalisation of Oyak Yatirim Menkul Degerler AS is 6.0B TRY (≈ $120M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Oyak Yatirim Menkul Degerler AS (OYYAT)?
The price-to-sales ratio of Oyak Yatirim Menkul Degerler AS is 0.28 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Oyak Yatirim Menkul Degerler AS (OYYAT)?
Earnings per share at Oyak Yatirim Menkul Degerler AS are 7.86 TRY (price ÷ EPS = P/E 2.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Oyak Yatirim Menkul Degerler AS (OYYAT)?
The net margin of Oyak Yatirim Menkul Degerler AS is 10.0% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Oyak Yatirim Menkul Degerler AS (OYYAT)?
The return on equity (ROE) of Oyak Yatirim Menkul Degerler AS is 20.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Oyak Yatirim Menkul Degerler AS (OYYAT)?
On an EBIT basis the return on assets of Oyak Yatirim Menkul Degerler AS is 27.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Oyak Yatirim Menkul Degerler AS (OYYAT)?
The operating margin of Oyak Yatirim Menkul Degerler AS is 37.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Oyak Yatirim Menkul Degerler AS (OYYAT)?
Revenue at Oyak Yatirim Menkul Degerler AS is growing −45.9% versus a year earlier (3y avg +5.6%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Oyak Yatirim Menkul Degerler AS (OYYAT)?
Earnings per share at Oyak Yatirim Menkul Degerler AS are growing +66.5% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Oyak Yatirim Menkul Degerler AS (OYYAT) generate?
The free cash flow of Oyak Yatirim Menkul Degerler AS is 3.6B TRY (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Oyak Yatirim Menkul Degerler AS (OYYAT) carry?
The net debt of Oyak Yatirim Menkul Degerler AS is 5.9B TRY (fiscal year 2023, ≈ 1.6 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Oct 28, 2026