PLDT Inc (PHI) fair value: what the stock is really worth
As of Oct 2, 2026: fair value of PLDT Inc $30.47, price $17.56, upside +73.5%, quality 53 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Oct 2, 2026.
How to read this chart
60‑month range $15.80 – $28.49 · fair‑value band $14.24 – $52.11 · the $17.56 price screens below the $30.47 fair value. Dashed = 300-day average. As of Oct 2, 2026.
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PLDT Inc. provides telecommunications and digital services in the Philippines. The company operates through three segments: Wireless, Fixed Line, and Others. It offers cellular mobile, internet broadband distribution, operations support, software development, and satellite information and messaging services; and sells Wi-Fi access equipment.
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PLDT Inc. provides telecommunications and digital services in the Philippines. The company operates through three segments: Wireless, Fixed Line, and Others. It offers cellular mobile, internet broadband distribution, operations support, software development, and satellite information and messaging services; and sells Wi-Fi access equipment. It also provides fixed line telecommunications services; secure data center, multi-cloud, cybersecurity, data and artificial intelligence solutions; business infrastructure and solutions; intelligent data processing and implementation, and data analytics insight generation services; and information and communications infrastructure for Internet-based services, e-commerce, customer relationship management, and information technology (IT) related services. In addition, it offers managed IT outsourcing, Internet-based purchasing, IT consulting and professional, and bill printing and other related value-added services; provides full-service customer rewards and loyalty programs; and distributes Filipino channels and content services. Further, the company engages in the sale of mobile handsets, broadband data routers, tablets, and accessories; and cross-border digital platforms, and other allied services. Additionally, it provides gaming support services; internet services; mobile internet, broadband, and data services; content provider, and mobile applications; IT solutions; data and multimedia services; domestic leased lines; alternative messaging solutions, such as over-the-top services, social media, SMS, and chat applications; mobile prepaid and postpaid services; and fixed wireless broadband services. It serves residential, individuals, micro, small and medium enterprises, large corporations, and the public sector. The company was formerly known as Philippine Long Distance Telephone Company and changed its name to PLDT Inc. in July 2016. PLDT Inc. was incorporated in 1928 and is headquartered in Makati City, the Philippines.
Stock analysis
PLDT Inc ADR (PHI) currently trades at $17.56, while our model-based Fair Value estimate is $30.47, implying the stock looks roughly 42.4% undervalued today.
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Valuation
Bull case: the Growth Earnings group reads highest at a median of $40.66 per share, and 21 of the 25 models we run sit above the $17.56 price.
Bear case: the Asset-Based group reads lowest at $6.28, and 4 of the 25 models stay below the price. Evidence for this calculation is high.
Scenario range: $14.24 (bear) to $52.11 (bull), the price of $17.56 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 53/100 (solid quality), in the Communication Services sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
PLDT Inc ADR reported revenue of 223B PHP in FY2025 versus 192B PHP in FY2021, a compound +3.8%/yr. Reported net income was 30.7B PHP in FY2025, compounding +3.9%/yr from FY2021.
Key figures
Market cap $3.8B · P/E ratio 8.1 · P/S ratio 1.11 · EPS (TTM) $2.18 · Dividend yield 8.8% · Net margin 13.7% · Return on equity 24.7% · Return on assets (EBIT) 14.7%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 52 out of 100 (medium confidence).
What moves the price
The share trades about 26% below its 52-week high and 4% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Communication Services peers we cover trades at 36% fair-value upside, at 74%, PHI screens cheaper than that median.
Fair Value models
Bear $14.24Fair Value $30.47Bull $52.11
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+3.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.3%
Start year 2020 (pandemic). Over 10 years: +2.7% a year
Revenue growth 31 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.5%
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What shareholders gained per year (last 5 years), in PHP ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in PHP: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+13.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year+4.8%
Dividend (yield on the price)8.8%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.4.8% vs 3.3%, steady
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.48% → 25%
Start year 2020 (pandemic)
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+7.9%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+2.4%
Yearly sales growth analysts expect, extended to five years.
After inflation (figures in PHP, Philippines: IMF forecast 3.3% a year to 2030, 3.5% from 2016 to 2025) that is about +4.4% a year for the price and −0.9% for the forecasts.
News mood ⓘNews mood, the average tone of recent news (66 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Very negative
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Telecom Services · 237 stocks
Beats the industry median on 10/14 measures
Overall it ranks above its industry peers.
Valuation
Quality Score53 · Above median
Fair Value upside−3.3% · Below median
Profitability
Return on equity (TTM)24.7% · Top 25%
Return on assets5.7% · Above median
Net margin (TTM)13.6% · Above median
Operating margin (TTM)24.8% · Top 25%
Growth and dividend
Revenue growth2.2% · Below median
Dividend yield (TTM)8.8% · Top 25%
Balance sheet
Debt / equity2.20× · Highest 25%
Valuation Multiplesvs Telecom Services median · lower = cheaper
P/E (TTM)8.1× · Cheapest 25%
P/B1.87× · book value is mostly goodwill ⓘGoodwill and other intangible assets are larger than the equity. The book value mainly reflects prices paid for past acquisitions, so we do not rank this P/B against the peer group.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
As of Oct 2, 2026, our model estimates a fair value of $30.47 versus a price of $17.56, about +74% upside (undervalued).
What is the fair value of PHI?
Our model-based fair value for PLDT Inc ADR is $30.47 (as of Oct 2, 2026), built from audited fundamentals. The current price: $17.56.
What is the quality score of PHI?
PLDT Inc ADR has a Quality Score of 53/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for PLDT Inc (PHI)?
Our model-based price target is the fair value of $30.47 (as of Oct 2, 2026) from 25 valuation models. Cautious scenario $14.24, optimistic scenario $52.11. It is a calculation from audited fundamentals, not an analyst target.
What is the PLDT Inc ADR stock forecast for 2026?
Our models put fair value at $30.47, about +74% upside versus a price of $17.56 (undervalued). Cautious scenario $14.24, optimistic scenario $52.11. The calculation is refreshed regularly with new filings.
What is the revenue of PLDT Inc (PHI)?
PLDT Inc ADR reported trailing-twelve-month revenue of about 220B PHP (latest available figure, as of Oct 2, 2026).
Does PLDT Inc ADR pay a dividend?
PLDT Inc ADR currently shows a dividend yield of about 8.77% relative to its recent price (as of Oct 2, 2026).
What growth is priced into PLDT Inc (PHI)?
For today's price to be fair in a discounted-cash-flow model, PLDT Inc ADR would have to grow free cash flow by +7.9 % per year for five years (discount rate 8.5 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +4.3 % per year. As of Oct 2, 2026.
What discount rate (WACC) does the fair value of PHI use?
Our models discount PLDT Inc ADR at 8.5 %: a base by market capitalisation (mid), damped by beta 0.35, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For PLDT Inc ADR that is +7.9 % per year a year over ten years, using the same discount rate (8.5 %) and the same formula as our fair value.
How much growth has PLDT Inc (PHI) delivered so far?
Over the past 5 years revenue at PLDT Inc ADR grew +4.3 % a year. The price currently implies +7.9 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of PLDT Inc (PHI) growing?
The median revenue growth in the sector is +3.0 % a year. That is the yardstick for the growth priced into PLDT Inc ADR (+7.9 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of PLDT Inc (PHI)?
The free-cash-flow yield on the price is 10.03 %: that much free cash flow PLDT Inc ADR produces per unit of market value. When it exceeds the discount rate of our models (8.5 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of PLDT Inc (PHI)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For PLDT Inc ADR it is $30.47 per share (as of Oct 2, 2026), against a price of $17.56. It is the blended result of 25 valuation models (cash flow, earnings, asset, dividend).
Is PLDT Inc ADR stock overvalued or undervalued in 2026?
As of Oct 2, 2026, PHI trades below its calculated fair value: price $17.56, fair value $30.47, a gap of about +74% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of PHI?
No. The price is what the market pays today ($17.56); the fair value is what the company's own numbers justify ($30.47). For PLDT Inc ADR the two are $12.91 per share apart. That gap is exactly why we show both numbers side by side.
How much is PLDT Inc ADR worth?
The market values PLDT Inc ADR at about $3.8B (market capitalisation, as of Oct 2, 2026). Per share that is $17.56; our models calculate a fair value of $30.47 per share.
What do the bullish and bearish scenarios say about PHI?
Our models span a range for PLDT Inc ADR: cautious scenario $14.24, base $30.47, optimistic $52.11 per share (as of Oct 2, 2026, price $17.56). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of PHI?
PLDT Inc ADR trades at a price-to-earnings ratio of 8.1 (as of Oct 2, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $30.47 is built from several models across several years. Other multiples: PEG 2.3, P/B 1.9, P/S 1.1, EV/EBITDA 5.7.
What is the PEG ratio of PHI?
The PEG ratio of PLDT Inc ADR is 2.31 (P/E divided by earnings growth, as of Oct 2, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of PLDT Inc (PHI)?
Balance-sheet figures for PLDT Inc ADR (as of Oct 2, 2026): return on equity 24.7%, debt of 2.20 per unit of equity. They feed the Quality Score of 53/100, which measures business quality independently of the share price.
How far is PHI from its 52-week high?
PLDT Inc ADR trades at $17.56, about 26% below its 52-week high of $23.59 and 4% above the low of $16.95 (as of Oct 2, 2026). Distance from the high says nothing about value: that is what the fair value of $30.47 is for.
Which stocks are comparable to PLDT Inc ADR?
From the same area (Communication Services) we also value China Mobile Limited, Verizon Communications Inc, T-Mobile US, Inc, AT&T Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is PLDT Inc ADR stock attractive at the current price?
The data as of Oct 2, 2026: price $17.56, calculated fair value $30.47 (+74%), Quality Score 53/100, from 25 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of PHI calculated?
We run PLDT Inc ADR through 25 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $30.47, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. PLDT Inc ADR currently trades 42 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of PLDT Inc (PHI)?
The closing price on Oct 2, 2026 was $17.56. Our model-based fair value is $30.47, about +74% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with PLDT Inc ADR right now?
The model range is unusually wide ($14.24 to $52.11). The outcome hinges heavily on assumptions, so read the point estimate with caution. Solid quality (53/100) at a price below fair value, the discount is the argument here, not the business quality.
Where does the earnings growth of PLDT Inc (PHI) come from?
Earnings per share at PLDT Inc ADR grew +1.8 % a year from 2014 to 2025. Broken into its drivers: revenue per share +2.8 %, EBIT margin −0.4 %, tax rate −0.9 %, residual (interest, one-offs) +0.4 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of PLDT Inc ADR
How large is the market capitalisation of PLDT Inc (PHI)?
The market capitalisation of PLDT Inc ADR is $3.8B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of PLDT Inc (PHI)?
The price-to-sales ratio of PLDT Inc ADR is 1.11 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of PLDT Inc (PHI)?
Earnings per share at PLDT Inc ADR are $2.18 (price ÷ EPS = P/E 8.1). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of PLDT Inc (PHI)?
The dividend yield of PLDT Inc ADR is 8.8% (payout 70.6%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of PLDT Inc (PHI)?
The net margin of PLDT Inc ADR is 13.7% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of PLDT Inc (PHI)?
The return on equity (ROE) of PLDT Inc ADR is 24.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of PLDT Inc (PHI)?
On an EBIT basis the return on assets of PLDT Inc ADR is 14.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of PLDT Inc (PHI)?
The operating margin of PLDT Inc ADR is 24.8% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at PLDT Inc (PHI)?
Revenue at PLDT Inc ADR is growing +2.2% versus a year earlier (3y avg +3.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at PLDT Inc (PHI)?
Earnings per share at PLDT Inc ADR are growing −1.7% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does PLDT Inc (PHI) carry?
The net debt of PLDT Inc ADR is 347B PHP (fiscal year 2025, ≈ 14.6 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Oct 2, 2026