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Piaggio & C. SpA (PIA) Fair Value & Analysis

Consumer Cyclical · IT · Market cap €603M

PC Piaggio & C. SpA PIA · MI
Price€1.99
Fair Value€1.60
Upside-19.7%
Quality50/100
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Expensive Growth
Thin margins · 2.1% net margin
Moderate debt · negative free cash flow
Ranks above peers (9/14)
Narrow moat 31/100
Evidence: Medium Range €1.12 – €2.09 Share as image

Fair value as of: Jul 19, 2026

From 14 valuation models · updated 22 days ago

Share price +9.6% over the past month.

A solid business, but screening 20% overvalued on our models.

What matters now

  • Solid but not exceptional quality (50/100) and above fair value, neither a clear bargain nor a standout compounder.
  • A fairly wide model range (€1.12 to €2.09) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

€3.43 €1.47 Fair Value €1.60 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 19, 2026.

How to read this chart

60‑month range €1.47 – €3.43 · fair‑value band €1.12 – €2.09 · the €1.99 price screens above the €1.60 fair value. Dashed = 300-day average. As of Jul 19, 2026.

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Analysis

Piaggio & C. SpA (PIA) currently trades at €1.99, while our model-based Fair Value estimate is €1.60, implying the stock looks roughly 19.7% overvalued today. The Quality Score stands at 50/100 (solid quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, Piaggio & C. SpA generated revenue of €1.5B at a net margin of 2.1%. Revenue declined 7.8% year over year. It earns a return on equity of 7.4%. Net debt stands at €559M. Fundamentals as of Jul 19, 2026

Our scenario range runs from €1.12 (bear case) to €2.09 (bull case); at €1.99, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 6% below its 52-week high and 39% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at 25% fair-value upside, at -20%, PIA screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income €0.9100 €0.9700 €1.04 76
ROIC Compounder €0.1800 €0.3500 €0.5000 72
Gordon GGM €0.6200 €0.6700 €0.7400 70
All 14 models by family
Earnings-Based
Graham-Dodd €0.6600 €0.9000 €1.04 54
EPV €0.1800 €0.3500 €0.5000 59
Dividend Discount
Gordon GGM €0.6200 €0.6700 €0.7400 70
DDM Multi-Stage €0.6200 €0.7600 €0.9200 61
Multiples
P/E Multiple €1.59 €2.12 €2.65 63
P/S Multiple €1.23 €1.64 €2.05 58
P/B Multiple €1.23 €1.64 €2.05 55
EV/EBIT €2.76 €4.05 €5.35 53
EV/EBITDA €3.04 €4.43 €5.81 54
EV/Revenue €1.50 €2.62 €3.74 43
Asset-Based
NCAV (Graham) €0.5600 €0.7500 €1.13 50
Economic Profit
Residual Income €0.9100 €0.9700 €1.04 76
ROIC Compounder €0.1800 €0.3500 €0.5000 72
Growth Earnings
Growth-Adj P/E €1.12 €1.60 €2.09 68

Widest divergence: Multiples (€2.12) versus Earnings-Based (€0.3500). Highest evidence: Residual Income (76).

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Key figures & financial health

Revenue (TTM) €1.5B
Revenue growth (YoY) -7.8%
Net margin 2.1%
Return on equity 7.4%
Free cash flow −€8.1M FY2025
P/E ratio 19.0
More key figures
Operating margin 5.8%
EPS (TTM) €0.0900
EPS growth (YoY) -39.3%
Net debt €559M FY2025

Figures from reported company fundamentals · as of Jul 19, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 50/100

Of which business quality 47 · Market factors (momentum, volatility) 57

Profitability 44
Margins and returns on capital today
Quality Growth 45
Are margins and returns improving?
Cashflow 39
Earnings quality: real cash, not paper profit
Fin. Strength 16
Balance sheet, leverage, solvency risk
Investment 86
Disciplined investing over empire-building
Low Volatility 61
Calm price path (market factor)
Momentum 52
Price trend over the last 3–12 months (market factor)
52W Momentum 62
Distance to the 52-week high (market factor)
Net Issuance 85
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Piaggio & C. SpA, together with its subsidiaries, engages in the development, manufacture, and distribution of two-wheeler and commercial vehicles. The company provides two-wheelers, including motor scooters, motorbikes, and mopeds under the Vespa, Piaggio, Aprilia, Moto Guzzi, Gilera, Derbi, and Scarabeo brands.

Full company description

Piaggio & C. SpA, together with its subsidiaries, engages in the development, manufacture, and distribution of two-wheeler and commercial vehicles. The company provides two-wheelers, including motor scooters, motorbikes, and mopeds under the Vespa, Piaggio, Aprilia, Moto Guzzi, Gilera, Derbi, and Scarabeo brands. It also offers light commercial vehicles under the Ape and Porter NP6 brands; and operates Piaggio Fast Forward project. In addition, the company sells engines to third parties; participates in two-wheeler sports competitions; and provides after-sales services, as well as financial services, and spare parts and accessories. It distributes its vehicles primarily through dealers and exports in Europe, the Middle East, Africa, the Americas, rest of the Asia Pacific, and India. The company was founded in 1884 and is headquartered in Pontedera, Italy. Piaggio & C. SpA is a subsidiary of IMMSI S.p.A.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Piaggio & C. SpA reported revenue of €1.5B in FY2025 versus €1.7B in FY2021, a compound −2.6%/yr. Reported net income was €34.0M in FY2025, compounding −13.3%/yr from FY2021.

Growth Quality 25/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
€1.5B
Latest YoY
−11.7%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−10.4%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+2.7%
Avg. growth/yr (22Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+2.0%
Revenue −2.6%/yr
FY21 €1.7B
FY22 €2.1B
FY23 €2.0B
FY24 €1.7B
FY25 €1.5B
Net income −13.3%/yr
FY21 €60.1M
FY22 €84.9M
FY23 €91.1M
FY24 €67.2M
FY25 €34.0M
Character of growth · EPS growth decomposed (2012-2023) +11.9 % p.a.
Revenue per share +4.5 pp

of which total revenue +4.3 pp · buybacks/dilution +0.2 pp

EBIT margin +2.4 pp
Tax rate +0.8 pp
Residual (interest, one-offs) +4.2 pp

Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).

PIA screens 20% overvalued. Compare with Toyota Motor Corporation →

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Cite: Fair Value Calculator (2026). "Piaggio & C. SpA Fair Value". https://www.fairvalue-calculator.com/stock/PIA

Peer Group

Auto Manufacturers · 119 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 50 · Above median
Fair Value upside −20% · Below median
Return on equity (TTM) 7% · Above median
Return on assets 3% · Above median
Net margin (TTM) 2% · Above median
Operating margin (TTM) 6% · Above median
Revenue growth -8% · Bottom 25%
Dividend yield (TTM) 0.0% · Bottom 25%
Debt / equity 1.30× · Higher than 75% of peers

Valuation Multiples vs Auto Manufacturers median · lower = cheaper

P/E (TTM) 19.0× · Cheaper than median
P/B 1.76× · Pricier than median
P/S (TTM) 0.47× · Cheaper than median
EV/EBITDA 5.5× · Cheaper than 75% of peers
PEG 0.69× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 7 · sector 27
FUTURE 0 · sector 33
PAST 30 · sector 19
HEALTH 35 · sector 94
DIVIDEND 0 · sector 44

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Auto Manufacturers stocks, each showing price versus our Fair Value estimate (as of Jul 19, 2026).

Stock Price Fair Value vs Fair Value
Toyota Motor Corporation TM $179.76 $224.63 +25%
BYD Company 81211 HK$80.55 HK$50.85 -37%
Hyundai Motor Company 005380 425,000 KRW 616,918 KRW +45%
General Motors Company GM $77.72 $56.93 -27%
Bayerische Motoren Werke Aktiengesellschaft BMWM5N 1,909 MXN 2,944 MXN +54%
Ferrari N.V RACE $376.64 $228.05 -39%
Ford Motor Company F C$11.86 C$4.00 -66%
Mercedes-Benz Group BENZ C$20.44 C$35.15 +72%
Volkswagen AG VOW 2,149 CZK 7,191 CZK +235%
Maruti Suzuki India Limited MARUTI ₹13,803 ₹8,236 -40%

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Frequently asked questions

Is Piaggio & C. SpA (PIA) overvalued or undervalued?
As of Jul 19, 2026, our model estimates a fair value of €1.60 versus a price of €1.99, about −20% (overvalued).
What is the fair value of PIA?
Our model-based fair value for Piaggio & C. SpA is €1.60 (as of Jul 19, 2026), built from audited fundamentals. The current price is €1.99.
What is the quality score of PIA?
Piaggio & C. SpA has a Quality Score of 50/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Piaggio & C. SpA (PIA)?
Piaggio & C. SpA reported trailing-twelve-month revenue of about €1.5B (latest available figure, as of Jul 19, 2026).
What is the net profit margin of PIA?
The net profit margin of Piaggio & C. SpA is about 2.1%, meaning it keeps roughly 2.1% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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