Pacheli Industrial Finance Limited (PIFL) Fair Value & Analysis
Financial Services · IN · Market cap ₹20.5B
Fair value as of: Jul 5, 2026
From 1 valuation models · updated today
Share price +90.1% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹19.36 – ₹64.72 · fair‑value band ₹5.67 – ₹10.74 · the ₹47.92 price screens above the ₹8.59 fair value. As of Jul 5, 2026.
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Pacheli Industrial Finance Limited (PIFL) currently trades at ₹47.92, while our model-based Fair Value estimate is ₹8.59 — implying the stock looks roughly 82.1% overvalued today. We read business quality at 38/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).
Trailing-twelve-month revenue stands at ₹792K. Revenue grew 0.9% year over year. It earns a return on equity of -1.2%. Net debt stands at ₹26.5B. Fundamentals as of Jul 5, 2026
Our scenario range runs from ₹5.67 (bear case) to ₹10.74 (bull case); at ₹47.92, the current price sits above that range. The share trades about 28% below its 52-week high and 158% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 57% fair-value upside — at -82%, PIFL screens richer than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.
About the company
Pacheli Industrial Finance Limited engages in financing and investment activities in India. The company offers loans for real estate and development activities. It also provides consultancy services in real estate sector; and deals in shares and securities. The company was formerly known as Dhoot Industries Limited and changed its name to Pacheli Industrial Finance Limited in January 2016. Pacheli Industrial Finance Limited was incorporated in 1985 and is based in New Delhi, India.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Pacheli Industrial Finance Limited reported revenue of ₹765K in FY2025 versus ₹3.1M in FY2021, a compound −29.3%/yr. Reported net income was −₹50.1M in FY2025.
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10 more Mortgage Finance stocks, each showing price versus our Fair Value estimate (as of Jul 5, 2026).
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|---|---|---|---|
| Federal Home Loan Mortgage Corporation FMCCT | $16.50 | $27.69 | +68% |
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| PNB Housing Finance Limited PNBHOUSING | ₹1,064 | ₹1,143 | +7% |
| Aadhar Housing Finance Limited AADHARHFC | ₹518.50 | ₹501.16 | -3% |
| OSB Group OSBGF | $6.65 | $13.30 | +100% |
| Walker & Dunlop, Inc WD | $53.00 | $32.55 | -39% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.