EN DE
Check 35,000+ stocks against 26 valuation models and 37 quality factors
Data-driven stock valuation

Plutus Financial Group Limited (PLUT) fair value: what the stock is really worth

As of Sep 24, 2026: fair value of Plutus Financial Group Limited $0.66, price $2.27, upside -70.9%, quality 40 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? No
  2. Good quality? No
  3. Add to watchlist

Financial Services · US · ISIN KYG7144S1030

PF Plutus Financial Group Limited logo Thin data Sep 23, 2026

Plutus Financial Group Limited

PLUT · US

Weakest SetupStrongly overvalued and low quality.

!Fair value $0.6600 · Strongly overvalued (−71%)
!Quality 40/100
!Weak Growth (revenue 5y −15.3 %/yr)
!negative free cash flow
!Trails peers (1/7)
!Narrow moat 8/100
!Evidence only low, so the estimate is less certain
Watch Plutus Financial Group Limited Ordinary Shares for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card. Watch for free Pro now: $1 first month

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

$4.15 $2.15 Fair Value $0.6600 Feb 2025 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.

How to read this chart

20‑month range $2.15 – $4.15 · fair‑value band $0.4300 – $0.8200 · the $2.27 price screens above the $0.6600 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 23, 2026.

Follow Plutus Financial Group Limited Ordinary Shares in your weekly email

Every Wednesday you see whether Plutus Financial Group Limited Ordinary Shares is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

Plutus Financial Group Limited, through its subsidiaries, provides financial services in Hong Kong. It operates through three segments: Securities Related Services; Asset Management Services; and Money Lending services. The company offers securities dealing and brokerage, margin financing, and underwriting and placing services.

Show more

Plutus Financial Group Limited, through its subsidiaries, provides financial services in Hong Kong. It operates through three segments: Securities Related Services; Asset Management Services; and Money Lending services. The company offers securities dealing and brokerage, margin financing, and underwriting and placing services. It also provides asset management; investment advisory services; trading through the internet, mobile app, and customer phone hotline services; clearing and settlement procedures services; and securities custody and nominee services. The company serves listed companies and initial public offering listing applicants, as well as private companies, high net worth individuals, and retails individuals. The company was founded in 2018 and is based in Wan Chai, Hong Kong.

Stock analysis

Plutus Financial Group Limited Ordinary Shares (PLUT) currently trades at $2.27, while our model-based Fair Value estimate is $0.6600, implying the stock looks roughly 244.0% overvalued today.

Show more

Valuation

How firm this estimate is: it rests on 1 models at a data quality of 95/100, which puts the evidence level at low.

Scenario range: $0.4300 (bear) to $0.8200 (bull), the price of $2.27 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 40/100 (below-average quality), in the Financial Services sector.

Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.

Plutus Financial Group Limited Ordinary Shares reported revenue of HK$10.4M in FY2025 versus HK$43.0M in FY2021, a compound −29.8%/yr. Reported net income was −HK$39.4M in FY2025.

Key figures

Market cap $47.4M · P/S ratio 5.54 · EPS (TTM) $−0.3500 · Return on equity −55.3% · Return on assets (EBIT) −5.1% · Operating margin −231% · Revenue (TTM) HK$8.6M · Revenue growth (YoY) −20.4%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 32 out of 100 (low confidence).

What moves the price

The share trades about 43% below its 52-week high and 3% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −17% fair-value upside, at −71%, PLUT screens richer than that median.

Fair Value models

Bear $0.4300 Fair Value $0.6600 Bull $0.8200
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
NCAV (Graham) $2.84 $3.80 $5.67 51
All 1 models by family
Asset-Based
NCAV (Graham) $2.84 $3.80 $5.67 51

Open the full fair value analysis →

Notify me when PLUT reaches fair value

Put PLUT on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.

Set up alert →

Quality Score breakdown

Overall quality 40/100

Of which business quality 45 · Market factors (momentum, volatility) 13

Profitability 0
Margins and returns on capital today
Quality Growth 13
Are margins and returns improving?
Cashflow 33
Earnings quality: real cash, not paper profit
Fin. Strength 79
Balance sheet, leverage, solvency risk
Investment 62
Disciplined investing over empire-building
Low Volatility 21
Calm price path (market factor)
Momentum 13
Price trend over the last 3–12 months (market factor)
52W Momentum 4
Distance to the 52-week high (market factor)
Net Issuance 100
Share count: buybacks or dilution?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 0/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+7.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−18.5%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−15.3%
Start year 2020 (pandemic)
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
57.8% (2020) → −319.1% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

PLUT screens 244% overvalued. Compare with Morgan Stanley, a financial holding company, →

Compare Plutus Financial Group Limited Ordinary Shares with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Capital Markets · 460 stocks

Beats the industry median on 1/6 measures
Overall it trails its industry peers.
Valuation
Quality Score 45 · Below median
Fair Value upside −71% · Bottom 25%
Profitability
Return on assets −41% · Bottom 25%
Growth and dividend
Revenue growth −20% · Bottom 25%

Valuation Multiplesvs Capital Markets median · lower = cheaper

P/B 0.54× · Cheapest 25%
P/S (TTM) 5.54× · Pricier than median

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
Morgan Stanley, a financial holding company, MS $196.32 $314.07 +60%
The Goldman Sachs Group GS $923.29 $766.86 −17%
The Charles Schwab Corporation SCHW $99.49 $118.07 +19%
Interactive Brokers Group IBKR $89.82 $23.27 −74%
Robinhood Markets, Inc HOOD $122.70 $47.73 −61%
Macquarie Group MQG A$242.55 A$80.51 −67%
CITIC Securities Company 600030 ¥26.79 ¥18.35 −32%
Guotai Haitong Securities Co 601211 ¥17.67 ¥19.29 +9%
East Money Information Co 300059 ¥18.77 ¥4.94 −74%
CSC Financial Co 601066 ¥23.67 ¥39.83 +68%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Extrinsic Value Calculator…Calculator with industry benchmark Peter Lynch Fair Value Formula &…Calculator with industry benchmark
Run the numbers yourself: free valuation calculators
DCF CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorFama-French ModelIntrinsic Value
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Plutus Financial Group Limited Ordinary Shares · Fair Value
$0.6600 −244%Fair Value
Calculator →

Cite: Fair Value Calculator (2026). "Plutus Financial Group Limited Ordinary Shares Fair Value". https://www.fairvalue-calculator.com/stock/PLUT

Frequently asked questions

Is Plutus Financial Group Limited (PLUT) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of $0.6600 versus a price of $2.27, about −71% upside (overvalued).
What is the fair value of PLUT?
Our model-based fair value for Plutus Financial Group Limited Ordinary Shares is $0.6600 (as of Sep 23, 2026), built from audited fundamentals. The current price: $2.27.
What is the quality score of PLUT?
Plutus Financial Group Limited Ordinary Shares has a Quality Score of 40/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Plutus Financial Group Limited (PLUT)?
Our model-based price target is the fair value of $0.6600 (as of Sep 23, 2026) from 1 valuation models. Cautious scenario $0.4300, optimistic scenario $0.8200. It is a calculation from audited fundamentals, not an analyst target.
What is the Plutus Financial Group Limited Ordinary Shares stock forecast for 2026?
Our models put fair value at $0.6600, about −71% upside versus a price of $2.27 (overvalued). Cautious scenario $0.4300, optimistic scenario $0.8200. The calculation is refreshed regularly with new filings.
What is the revenue of Plutus Financial Group Limited (PLUT)?
Plutus Financial Group Limited Ordinary Shares reported trailing-twelve-month revenue of about HK$8.6M (latest available figure, as of Sep 23, 2026).
What is the intrinsic value of Plutus Financial Group Limited (PLUT)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Plutus Financial Group Limited Ordinary Shares it is $0.6600 per share (as of Sep 23, 2026), against a price of $2.27. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is Plutus Financial Group Limited Ordinary Shares stock overvalued or undervalued in 2026?
As of Sep 23, 2026, PLUT trades above its calculated fair value: price $2.27, fair value $0.6600, a gap of about −71% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of PLUT?
No. The price is what the market pays today ($2.27); the fair value is what the company's own numbers justify ($0.6600). For Plutus Financial Group Limited Ordinary Shares the two are $1.61 per share apart. That gap is exactly why we show both numbers side by side.
How much is Plutus Financial Group Limited Ordinary Shares worth?
The market values Plutus Financial Group Limited Ordinary Shares at about $47.4M (market capitalisation, as of Sep 23, 2026). Per share that is $2.27; our models calculate a fair value of $0.6600 per share.
What do the bullish and bearish scenarios say about PLUT?
Our models span a range for Plutus Financial Group Limited Ordinary Shares: cautious scenario $0.4300, base $0.6600, optimistic $0.8200 per share (as of Sep 23, 2026, price $2.27). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Plutus Financial Group Limited (PLUT)?
Balance-sheet figures for Plutus Financial Group Limited Ordinary Shares (as of Sep 23, 2026): return on equity −55.3%. They feed the Quality Score of 40/100, which measures business quality independently of the share price.
How far is PLUT from its 52-week high?
Plutus Financial Group Limited Ordinary Shares trades at $2.27, about 43% below its 52-week high of $3.95 and 3% above the low of $2.20 (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of $0.6600 is for.
Which stocks are comparable to Plutus Financial Group Limited Ordinary Shares?
From the same area (Financial Services) we also value Morgan Stanley, a financial holding company,, The Goldman Sachs Group, The Charles Schwab Corporation, Interactive Brokers Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Plutus Financial Group Limited Ordinary Shares stock attractive at the current price?
The data as of Sep 23, 2026: price $2.27, calculated fair value $0.6600 (−71%), Quality Score 40/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of PLUT calculated?
We run Plutus Financial Group Limited Ordinary Shares through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $0.6600, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0 % above its aggregate fair value. Plutus Financial Group Limited Ordinary Shares itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Plutus Financial Group Limited (PLUT)?
The closing price on Sep 24, 2026 was $2.27. Our model-based fair value is $0.6600, about −71% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Plutus Financial Group Limited Ordinary Shares right now?
The price sits above even our optimistic bull case ($0.8200). The favourable scenario is already priced in. Weak quality (40/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. A fairly wide model range ($0.4300 to $0.8200) leaves room in how you read the outcome.

Key figures of Plutus Financial Group Limited Ordinary Shares

How large is the market capitalisation of Plutus Financial Group Limited (PLUT)?
The market capitalisation of Plutus Financial Group Limited Ordinary Shares is $47.4M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Plutus Financial Group Limited (PLUT)?
The price-to-sales ratio of Plutus Financial Group Limited Ordinary Shares is 5.54 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Plutus Financial Group Limited (PLUT)?
Earnings per share at Plutus Financial Group Limited Ordinary Shares are $−0.3500. Earnings per share over the last twelve months: total profit spread across every single share.
What is the return on equity of Plutus Financial Group Limited (PLUT)?
The return on equity (ROE) of Plutus Financial Group Limited Ordinary Shares is −55.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Plutus Financial Group Limited (PLUT)?
On an EBIT basis the return on assets of Plutus Financial Group Limited Ordinary Shares is −5.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Plutus Financial Group Limited (PLUT)?
The operating margin of Plutus Financial Group Limited Ordinary Shares is −231% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Plutus Financial Group Limited (PLUT)?
Revenue at Plutus Financial Group Limited Ordinary Shares is growing −20.4% versus a year earlier (3y avg −18.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does Plutus Financial Group Limited (PLUT) generate?
The free cash flow of Plutus Financial Group Limited Ordinary Shares is −HK$83.5M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Plutus Financial Group Limited (PLUT) hold?
Plutus Financial Group Limited Ordinary Shares holds more cash than debt, HK$12.0M net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
Free · no account needed

Watch Plutus Financial Group Limited Ordinary Shares in the live analysis

One click puts Plutus Financial Group Limited Ordinary Shares on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.