Poonawalla Fincorp Limited (POONAWALLA) Fair Value & Analysis
Financial Services · IN · Market cap ₹400B
Fair value as of: Jul 3, 2026
From 26 valuation models · updated today
Share price +15.4% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹368.40 – ₹542.50 · fair‑value band ₹60.33 – ₹100.55 · the ₹460.95 price screens above the ₹93.59 fair value. As of Jul 3, 2026.
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Poonawalla Fincorp Limited (POONAWALLA) currently trades at ₹460.95, while our model-based Fair Value estimate is ₹93.59 — implying the stock looks roughly 79.7% overvalued today. We read business quality at 56/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, Poonawalla Fincorp Limited generated revenue of ₹29.2B at a net margin of 18.6%. Revenue grew 67.4% year over year. It earns a return on equity of 5.9%. Net debt stands at ₹481B. Fundamentals as of Jul 3, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.
About the company
Poonawalla Fincorp Limited, a non-banking finance company, provides consumer and MSME financing services in India. The company offers instant, personal, business, commercial vehicle, consumer durable, gold, education, professional, pre-owned car, medical equipment, and machinery loans; digital personal, and shopkeeper loans; loans against property; and mid-market and NBFC lending. It also provides supply chain financing and credit leasing services. In addition, the company offers insurance services. It serves individuals, salaried and self-employed professionals, students, proprietorship, MSMEs, OPCs, partnership firms, LLPs, private and public companies, private and public trusts, and society. The company was formerly known as Magma Fincorp Limited and changed its name to Poonawalla Fincorp Limited in July 2021. The company was incorporated in 1978 and is based in Mumbai, India. Poonawalla Fincorp Limited is a subsidiary of Rising Sun Holdings Pvt Ltd.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Poonawalla Fincorp Limited reported revenue of ₹66.9B in FY2026 versus ₹15.1B in FY2022, a compound +45.0%/yr. Reported net income was ₹5.4B in FY2026, compounding +9.6%/yr from FY2022.
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.