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RCI Fair Value & Analysis

Real Estate · PH · Market cap 2.4B PHP

R RCI RCI · PSE
Price2.63 PHP
Fair Value3.14 PHP
Upside+19.3%
Quality32/100
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Weak Growth
Thin margins · 0.0% net margin
Low debt
Ranks above peers (6/9)
Moderate moat 56/100
Evidence: Medium Range 2.35 PHP – 3.93 PHP Share as image

Fair value as of: Jul 10, 2026

From 4 valuation models · updated 31 days ago

Share price +9.6% over the past month.

Below-average quality, screening 19% undervalued on our models.

What matters now

  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
  • Our model range runs from 2.35 PHP (bear) to 3.93 PHP (bull), base 3.14 PHP. The closer the price sits to the lower half, the larger the margin of safety.
  • Quality 32/100 (below-average quality) with medium evidence: read the verdict with care.
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Price vs Fair Value (5 years)

4.48 PHP 0.4150 PHP Fair Value 3.14 PHP Dec 2020 Jul 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 10, 2026.

How to read this chart

60‑month range 0.4150 PHP – 4.48 PHP · fair‑value band 2.35 PHP – 3.93 PHP · the 2.63 PHP price screens below the 3.14 PHP fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 10, 2026.

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Analysis

RCI (RCI) currently trades at 2.63 PHP, while our model-based Fair Value estimate is 3.14 PHP, implying the stock looks roughly 19.3% undervalued today. The Quality Score stands at 32/100 (below-average quality), in the Real Estate sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

The stock trades on a trailing P/E of 16.6. Fundamentals as of Jul 10, 2026

Our scenario range runs from 2.35 PHP (bear case) to 3.93 PHP (bull case); at 2.63 PHP, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 36% below its 52-week high and 32% above its 52-week low. For context, the median of 10 Real Estate peers we cover trades at 62% fair-value upside, at 19%, RCI screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income 135.61 PHP 232.29 PHP 5,034 PHP 76
P/S Multiple 2.77 PHP 3.69 PHP 4.62 PHP 58
P/B Multiple 40.18 PHP 53.58 PHP 66.97 PHP 55
All 4 models by family
Multiples
P/S Multiple 2.77 PHP 3.69 PHP 4.62 PHP 58
P/B Multiple 40.18 PHP 53.58 PHP 66.97 PHP 55
Asset-Based
NCAV (Graham) 13.39 PHP 17.95 PHP 26.79 PHP 50
Economic Profit
Residual Income 135.61 PHP 232.29 PHP 5,034 PHP 76

Widest divergence: Economic Profit (232.29 PHP) versus Multiples (3.69 PHP). Highest evidence: Residual Income (76).

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Quality Score breakdown

Overall quality 32/100

Of which business quality 36 · Market factors (momentum, volatility) 22

Profitability 60
Margins and returns on capital today
Quality Growth 47
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 65
Balance sheet, leverage, solvency risk
Investment 33
Disciplined investing over empire-building
Low Volatility 0
Calm price path (market factor)
Momentum 38
Price trend over the last 3–12 months (market factor)
52W Momentum 20
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

Revenue & earnings trend

FY2020 – FY2024 · reported fiscal years

RCI reported revenue of 527M PHP in FY2024 versus 500M PHP in FY2020, a compound +1.3%/yr. Reported net income was 14.3B PHP in FY2024.

Growth Quality 6/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2024)
527M PHP
Latest YoY
−31.9%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−17.7%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−8.8%
Avg. growth/yr (9Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+8.6%
Revenue +1.3%/yr
FY20 500M PHP
FY21 946M PHP
FY22 821M PHP
FY23 773M PHP
FY24 527M PHP
Net income
FY20 −1.1B PHP
FY21 292M PHP
FY22 693M PHP
FY23 1.4B PHP
FY24 14.3B PHP

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Cite: Fair Value Calculator (2026). "RCI Fair Value". https://www.fairvalue-calculator.com/stock/RCI

Peer Group

Real Estate Operations · 38 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 35 · Bottom 25%
Fair Value upside +19% · Below median
Return on assets 0% · Top 25%
Net margin (TTM) 0% · Top 25%
Operating margin (TTM) 0% · Top 25%
Revenue growth 0% · Top 25%
Debt / equity 0.09× · Lower than median

Valuation Multiples vs Real Estate Operations median · lower = cheaper

P/E (TTM) 16.6× · Pricier than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 59 · sector 100
FUTURE 0 · sector 0
PAST 0 · sector 0
HEALTH 96 · sector 89
DIVIDEND 0 · sector 0

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Real Estate Operations stocks, each showing price versus our Fair Value estimate (as of Jul 10, 2026).

Stock Price Fair Value vs Fair Value
SMPH SMPH 18.24 PHP 17.53 PHP -4%
ALI ALI 16.00 PHP 19.27 PHP +20%
RLC RLC 16.34 PHP 40.85 PHP +150%
DDPR DDPR 93.00 PHP 112.27 PHP +21%
ALLHC ALLHC 1.16 PHP 0.7200 PHP -38%
DMW DMW 5.00 PHP 5.83 PHP +17%
FLI FLI 0.7000 PHP 1.75 PHP +150%
SLI SLI 2.08 PHP 5.20 PHP +150%
PT Rimo International Lestari Tbk RIMO 50.00 IDR 80.85 IDR +62%
BEL BEL 1.21 PHP 3.03 PHP +150%

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Frequently asked questions

Is RCI overvalued or undervalued?
As of Jul 10, 2026, our model estimates a fair value of 3.14 PHP versus a price of 2.63 PHP, about +19% (undervalued).
What is the fair value of RCI?
Our model-based fair value for RCI is 3.14 PHP (as of Jul 10, 2026), built from audited fundamentals. The current price is 2.63 PHP.
What is the quality score of RCI?
RCI has a Quality Score of 32/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the net profit margin of RCI?
The net profit margin of RCI is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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