Saraswanti Anugerah Makmur Pt (SAMF) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of Saraswanti Anugerah Makmur Pt IDR 376, price IDR 316, upside +18.9%, quality 55 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range 156.67 IDR – 747.93 IDR · fair‑value band 236.76 IDR – 561.76 IDR · the 316.00 IDR price screens below the 375.58 IDR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
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PT Saraswanti Anugerah Makmur, Tbk, together with its subsidiaries, engages in the production and distribution of non-subsidized NPK Fertilizers in Indonesia.
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PT Saraswanti Anugerah Makmur, Tbk, together with its subsidiaries, engages in the production and distribution of non-subsidized NPK Fertilizers in Indonesia. It offers fertilizer products, such as palm oil, various crops, sugarcane, rubber, and coffee and cocoa under the FERTINDO, PUPINDO, DUPAN, PHONIKA, PLANTA PLUS, CORNALET, HALEI, PUKALET, KOKA, and PALMO brands. PT Saraswanti Anugerah Makmur, Tbk was founded in 1998 and is headquartered in Surabaya, Indonesia. PT Saraswanti Anugerah Makmur, Tbk operates as a subsidiary of Pt Saraswanti Utama.
Stock analysis
Saraswanti Anugerah Makmur Pt (SAMF) currently trades at 316.00 IDR, while our model-based Fair Value estimate is 375.58 IDR, implying the stock looks roughly 15.9% undervalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of 540.99 IDR per share, and 21 of the 26 models we run sit above the 316.00 IDR price.
Bear case: the Asset-Based group reads lowest at 119.71 IDR, and 5 of the 26 models stay below the price. Evidence for this calculation is low.
Scenario range: 236.76 IDR (bear) to 561.76 IDR (bull), the price of 316.00 IDR sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 55/100 (solid quality), in the Basic Materials sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Saraswanti Anugerah Makmur Pt reported revenue of 4.1T IDR in FY2025 versus 1.9T IDR in FY2021, a compound +21.8%/yr. Reported net income was 255B IDR in FY2025, compounding +11.5%/yr from FY2021.
Key figures
Market cap 3.2T IDR (≈ $181M) · P/E ratio 11.8 · P/S ratio 0.74 · EPS (TTM) 26.75 IDR · Dividend yield 6.8% · Net margin 6.3% · Return on equity 17.1% · Return on assets (EBIT) 17.7%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 48 out of 100 (low confidence).
What moves the price
The share trades about 9% below its 52-week high and 28% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Basic Materials peers we cover trades at 10% fair-value upside, at 19%, SAMF screens cheaper than that median.
Fair Value models
Bear 236.76 IDRFair Value 375.58 IDRBull 561.76 IDR
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (19.64 IDR per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.84/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
−15.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.4%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+23.7%
Start year 2020 (pandemic)
Revenue growth 9 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+20.7%
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What shareholders gained per year (last 5 years), in IDR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis. Measured in IDR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+21.1%
Earnings growth per share plus dividend.
Earnings per share, growth per year+14.3%
Dividend (yield on the price)6.8%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.18% vs 10%, picking up
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.14% → 10%
Start year 2020 (pandemic)
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+13.1%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Indonesia: IMF forecast 2.6% a year to 2030, 2.9% from 2016 to 2025) that is about +10.2% a year for the price.
Compare Saraswanti Anugerah Makmur Pt with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Agricultural Inputs · 180 stocks
Beats the industry median on 13/14 measures
Overall it ranks above its industry peers.
Valuation
Quality Score55 · Above median
Fair Value upside+21% · Above median
Profitability
Return on equity (TTM)17% · Top 25%
Return on assets7% · Top 25%
Net margin (TTM)6% · Above median
Operating margin (TTM)10% · Above median
Growth and dividend
Revenue growth48% · Top 25%
Dividend yield (TTM)6.8% · Top 25%
Balance sheet
Debt / equity0.05× · Below median
Valuation Multiplesvs Agricultural Inputs median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Saraswanti Anugerah Makmur Pt Fair Value". https://www.fairvalue-calculator.com/stock/SAMF
Frequently asked questions
Is Saraswanti Anugerah Makmur Pt (SAMF) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of 375.58 IDR versus a price of 316.00 IDR, about +19% upside (undervalued).
What is the fair value of SAMF?
Our model-based fair value for Saraswanti Anugerah Makmur Pt is 375.58 IDR (as of Sep 24, 2026), built from audited fundamentals. The current price: 316.00 IDR.
What is the quality score of SAMF?
Saraswanti Anugerah Makmur Pt has a Quality Score of 55/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Saraswanti Anugerah Makmur Pt (SAMF)?
Our model-based price target is the fair value of 375.58 IDR (as of Sep 24, 2026) from 26 valuation models. Cautious scenario 236.76 IDR, optimistic scenario 561.76 IDR. It is a calculation from audited fundamentals, not an analyst target.
What is the Saraswanti Anugerah Makmur Pt stock forecast for 2026?
Our models put fair value at 375.58 IDR, about +19% upside versus a price of 316.00 IDR (undervalued). Cautious scenario 236.76 IDR, optimistic scenario 561.76 IDR. The calculation is refreshed regularly with new filings.
What is the revenue of Saraswanti Anugerah Makmur Pt (SAMF)?
Saraswanti Anugerah Makmur Pt reported trailing-twelve-month revenue of about 4.4T IDR (latest available figure, as of Sep 24, 2026).
Does Saraswanti Anugerah Makmur Pt pay a dividend?
Saraswanti Anugerah Makmur Pt currently shows a dividend yield of about 6.85% relative to its recent price (as of Sep 24, 2026).
What growth is priced into Saraswanti Anugerah Makmur Pt (SAMF)?
For today's price to be fair in a discounted-cash-flow model, Saraswanti Anugerah Makmur Pt would have to grow free cash flow by +13.1 % per year for five years (discount rate 13.5 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +23.7 % per year. As of Sep 24, 2026.
What discount rate (WACC) does the fair value of SAMF use?
Our models discount Saraswanti Anugerah Makmur Pt at 13.5 %: a base by market capitalisation (micro), damped by beta 0.06, country premium for Indonesia. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Saraswanti Anugerah Makmur Pt that is +13.1 % per year a year over ten years, using the same discount rate (13.5 %) and the same formula as our fair value.
How much growth has Saraswanti Anugerah Makmur Pt (SAMF) delivered so far?
Over the past 5 years revenue at Saraswanti Anugerah Makmur Pt grew +23.7 % a year. The price currently implies +13.1 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Saraswanti Anugerah Makmur Pt (SAMF) growing?
The median revenue growth in the sector is +3.3 % a year. That is the yardstick for the growth priced into Saraswanti Anugerah Makmur Pt (+13.1 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Saraswanti Anugerah Makmur Pt (SAMF)?
The free-cash-flow yield on the price is 7.75 %: that much free cash flow Saraswanti Anugerah Makmur Pt produces per unit of market value. When it exceeds the discount rate of our models (13.5 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Saraswanti Anugerah Makmur Pt (SAMF)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Saraswanti Anugerah Makmur Pt it is 375.58 IDR per share (as of Sep 24, 2026), against a price of 316.00 IDR. It is the blended result of 26 valuation models (cash flow, earnings, asset, dividend).
Is Saraswanti Anugerah Makmur Pt stock overvalued or undervalued in 2026?
As of Sep 24, 2026, SAMF trades below its calculated fair value: price 316.00 IDR, fair value 375.58 IDR, a gap of about +19% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of SAMF?
No. The price is what the market pays today (316.00 IDR); the fair value is what the company's own numbers justify (375.58 IDR). For Saraswanti Anugerah Makmur Pt the two are 59.58 IDR per share apart. That gap is exactly why we show both numbers side by side.
How much is Saraswanti Anugerah Makmur Pt worth?
The market values Saraswanti Anugerah Makmur Pt at about 3.2T IDR (market capitalisation, as of Sep 24, 2026). Per share that is 316.00 IDR; our models calculate a fair value of 375.58 IDR per share.
What do the bullish and bearish scenarios say about SAMF?
Our models span a range for Saraswanti Anugerah Makmur Pt: cautious scenario 236.76 IDR, base 375.58 IDR, optimistic 561.76 IDR per share (as of Sep 24, 2026, price 316.00 IDR). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of SAMF?
Saraswanti Anugerah Makmur Pt trades at a price-to-earnings ratio of 11.8 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 375.58 IDR is built from several models across several years. Other multiples: P/B 1.7, P/S 0.7, EV/EBITDA 6.4.
How solid is the balance sheet of Saraswanti Anugerah Makmur Pt (SAMF)?
Balance-sheet figures for Saraswanti Anugerah Makmur Pt (as of Sep 24, 2026): return on equity 17.1%, debt of 0.05 per unit of equity. They feed the Quality Score of 55/100, which measures business quality independently of the share price.
How far is SAMF from its 52-week high?
Saraswanti Anugerah Makmur Pt trades at 316.00 IDR, about 9% below its 52-week high of 348.89 IDR and 28% above the low of 246.73 IDR (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of 375.58 IDR is for.
Which stocks are comparable to Saraswanti Anugerah Makmur Pt?
From the same area (Basic Materials) we also value Corteva, Inc, Nutrien Ltd, Qinghai Salt Lake Industry Co, CF Industries Holdings, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Saraswanti Anugerah Makmur Pt stock attractive at the current price?
The data as of Sep 24, 2026: price 316.00 IDR, calculated fair value 375.58 IDR (+19%), Quality Score 55/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of SAMF calculated?
We run Saraswanti Anugerah Makmur Pt through 26 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 375.58 IDR, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0 % above its aggregate fair value. Saraswanti Anugerah Makmur Pt currently trades 19 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Saraswanti Anugerah Makmur Pt (SAMF)?
The closing price on Sep 24, 2026 was 316.00 IDR. Our model-based fair value is 375.58 IDR, about +19% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Saraswanti Anugerah Makmur Pt right now?
A fairly wide model range (236.76 IDR to 561.76 IDR) leaves room in how you read the outcome. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
Key figures of Saraswanti Anugerah Makmur Pt
How large is the market capitalisation of Saraswanti Anugerah Makmur Pt (SAMF)?
The market capitalisation of Saraswanti Anugerah Makmur Pt is 3.2T IDR (≈ $181M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Saraswanti Anugerah Makmur Pt (SAMF)?
The price-to-sales ratio of Saraswanti Anugerah Makmur Pt is 0.74 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Saraswanti Anugerah Makmur Pt (SAMF)?
Earnings per share at Saraswanti Anugerah Makmur Pt are 26.75 IDR (price ÷ EPS = P/E 11.8). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Saraswanti Anugerah Makmur Pt (SAMF)?
The dividend yield of Saraswanti Anugerah Makmur Pt is 6.8% (payout 80.9%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Saraswanti Anugerah Makmur Pt (SAMF)?
The net margin of Saraswanti Anugerah Makmur Pt is 6.3% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Saraswanti Anugerah Makmur Pt (SAMF)?
The return on equity (ROE) of Saraswanti Anugerah Makmur Pt is 17.1% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Saraswanti Anugerah Makmur Pt (SAMF)?
On an EBIT basis the return on assets of Saraswanti Anugerah Makmur Pt is 17.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Saraswanti Anugerah Makmur Pt (SAMF)?
The operating margin of Saraswanti Anugerah Makmur Pt is 9.7% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Saraswanti Anugerah Makmur Pt (SAMF)?
Revenue at Saraswanti Anugerah Makmur Pt is growing +47.5% versus a year earlier (3y avg +3.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Saraswanti Anugerah Makmur Pt (SAMF)?
Earnings per share at Saraswanti Anugerah Makmur Pt are growing +43.1% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Saraswanti Anugerah Makmur Pt (SAMF) carry?
The net debt of Saraswanti Anugerah Makmur Pt is 669B IDR (fiscal year 2025, ≈ 2.7 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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