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UPL Limited (UPL) Fair Value & Analysis

Basic Materials · IN · Market cap ₹503B

UL UPL Limited UPL · NSE
Price₹573.00
Fair Value₹387.06
Upside-32.5%
Quality53/100
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Healthy Growth
Thin margins · 3.7% net margin
Low debt · generates free cash flow
1.03% dividend yield
Mixed vs. peers (6/14)
Narrow moat 43/100
Evidence: Medium Range ₹334.80 – ₹483.82 Share as image

Fair value as of: Jul 11, 2026

From 26 valuation models · updated 29 days ago

Fair value updated Jul 11, 2026, revised from ₹713.94 to ₹387.06 (−45.8%) since Jun 24, 2026. Share price −1.5% over the past month.

A solid business, but screening 32% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (₹483.82). The favourable scenario is already priced in.
  • Solid but not exceptional quality (53/100) and above fair value, neither a clear bargain nor a standout compounder.
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Price vs Fair Value (5 years)

₹810.83 ₹447.03 Fair Value ₹387.06 Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 11, 2026.

How to read this chart

60‑month range ₹447.03 – ₹810.83 · fair‑value band ₹334.80 – ₹483.82 · the ₹573.00 price screens above the ₹387.06 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 11, 2026.

Full chart & analysis →

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Analysis

UPL Limited (UPL) currently trades at ₹573.00, while our model-based Fair Value estimate is ₹387.06, implying the stock looks roughly 32.5% overvalued today. The Quality Score stands at 53/100 (solid quality), in the Basic Materials sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, UPL Limited generated revenue of ₹518B at a net margin of 3.7%. Revenue grew 17.7% year over year. It earns a return on equity of 5.6%. Net debt stands at ₹175B. Fundamentals as of Jul 11, 2026

Our scenario range runs from ₹334.80 (bear case) to ₹483.82 (bull case); at ₹573.00, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 29% below its 52-week high and 1% above its 52-week low, currently below its 200-day average. For context, the median of 10 Basic Materials peers we cover trades at -13% fair-value upside, at -32%, UPL screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF ₹595.38 ₹1,364 ₹2,631 80
Residual Income ₹324.66 ₹333.55 ₹335.62 76
Rev-Margin DCF ₹564.24 ₹1,147 ₹1,953 74
All 26 models by family
DCF Models
FCF DCF ₹611.05 ₹1,286 ₹2,903 38
Owner Earnings ₹505.70 ₹1,162 ₹2,464 31
5Y Revenue Exit ₹564.24 ₹1,173 ₹2,038 39
5Y EBITDA Exit ₹718.02 ₹1,511 ₹2,559 41
5Y P/E Exit ₹293.66 ₹577.97 ₹911.40 38
10Y Revenue Exit ₹550.70 ₹1,160 ₹2,183 36
10Y EBITDA Exit ₹682.82 ₹1,423 ₹2,659 37
10Y P/E Exit ₹387.22 ₹697.77 ₹1,156 35
Earnings-Based
Graham-Dodd ₹154.82 ₹879.79 ₹1,223 54
Lynch FV ₹247.19 ₹353.13 ₹459.07 50
PEG = 1.0 ₹247.19 ₹353.13 ₹459.07 46
EPV ₹617.42 ₹746.13 ₹860.54 59
Dividend Discount
Gordon GGM ₹54.47 ₹118.91 ₹200.07 70
DDM Multi-Stage ₹54.47 ₹97.41 ₹123.92 61
Multiples
P/E Multiple ₹290.29 ₹387.06 ₹483.82 63
P/S Multiple ₹290.29 ₹387.06 ₹483.82 58
P/B Multiple ₹290.29 ₹387.06 ₹483.82 55
EV/EBIT ₹770.44 ₹1,065 ₹1,359 53
EV/EBITDA ₹806.54 ₹1,113 ₹1,419 54
EV/Revenue ₹532.85 ₹809.19 ₹1,086 43
Asset-Based
NCAV (Graham) ₹205.50 ₹275.38 ₹411.01 50
Growth DCF
Growth DCF ₹595.38 ₹1,364 ₹2,631 80
Rev-Margin DCF ₹564.24 ₹1,147 ₹1,953 74
Economic Profit
Residual Income ₹324.66 ₹333.55 ₹335.62 76
ROIC Compounder ₹741.02 ₹1,158 ₹1,619 72
Growth Earnings
Growth-Adj P/E ₹334.80 ₹478.29 ₹621.78 68

Widest divergence: DCF Models (₹1,162) versus Dividend Discount (₹97.41). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) ₹518B
Revenue growth (YoY) +17.7%
Net margin 3.7%
Return on equity 5.6%
Free cash flow ₹41.0B FY2026
P/E ratio 28.6
More key figures
Operating margin 14.9%
EPS (TTM) ₹22.31
Dividend yield 0.9%
EPS growth (YoY) +33.2%
Net debt ₹175B FY2026

Figures from reported company fundamentals · as of Jul 11, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 53/100

Of which business quality 51 · Market factors (momentum, volatility) 36

Profitability 30
Margins and returns on capital today
Quality Growth 54
Are margins and returns improving?
Cashflow 62
Earnings quality: real cash, not paper profit
Fin. Strength 37
Balance sheet, leverage, solvency risk
Investment 85
Disciplined investing over empire-building
Low Volatility 80
Calm price path (market factor)
Momentum 23
Price trend over the last 3–12 months (market factor)
52W Momentum 8
Distance to the 52-week high (market factor)
Net Issuance 56
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

UPL Limited, together with its subsidiaries, manufactures and sells pesticides, insecticides, and micronutrients in India, Brazil, the United States, the United Kingdom, and internationally. It operates in three segments: Crop Protection, Seeds, and Non-Agro.

Full company description

UPL Limited, together with its subsidiaries, manufactures and sells pesticides, insecticides, and micronutrients in India, Brazil, the United States, the United Kingdom, and internationally. It operates in three segments: Crop Protection, Seeds, and Non-Agro. The company offers herbicides, fungicides, insecticides, acaricides, seed treatment, adjuvants, bio-solutions, public health products, fumigants, soil and water technologies, agrochemical products, and other agricultural related products under the Feroce, Shenzi, Winger, and Evolution brands, as well as ProNutiva, a solution for crop protection. It also provides seeds for vegetables and crops, such as grain sorghum, forage, corn, canola, sunflower, rice, wheats, and soyas, as well as other crops, including pearl millets, biofumingants, oats, mustards, and alfalfas under the Advanta, Alta Seeds, Pacific Seeds, and Hannaford brands. In addition, the company offers industrial and specialty chemicals, such as phosphorus, cynation, phosgenation, and acrolein; other non-agricultural related products; post-harvest solutions; farmer education and engagement; environmental electronics; and apiculture services, as well as operates nurture.farm, a digital platform for growers, farming communities, and food systems. It serves input suppliers, distributors, farmers, food wholesalers/traders, food manufacturers, food retailers, consumers, industry associations, media, cooperatives, government, restaurants, agriculture chemical distributors, and non-government organisations. The company exports its products. The company was formerly known as United Phosphorus Limited and changed its name to UPL Limited in October 2013. UPL Limited was founded in 1969 and is headquartered in Mumbai, India.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

UPL Limited reported revenue of ₹518B in FY2026 versus ₹460B in FY2022, a compound +3.0%/yr. Reported net income was ₹19.2B in FY2026, compounding −14.7%/yr from FY2022.

Growth Quality 67/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2026)
₹518B
Latest YoY
+12.1%
Avg. growth/yr (3Y)
−0.8%
Avg. growth/yr (5Y)
+6.2%
Avg. growth/yr (21Y)
+18.7%
Revenue +3.0%/yr
FY22 ₹460B
FY23 ₹531B
FY24 ₹426B
FY25 ₹463B
FY26 ₹518B
Net income −14.7%/yr
FY22 ₹36.3B
FY23 ₹35.7B
FY24 −₹12.0B
FY25 ₹9.0B
FY26 ₹19.2B

UPL screens 32% overvalued. Compare with Corteva, Inc →

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Cite: Fair Value Calculator (2026). "UPL Limited Fair Value". https://www.fairvalue-calculator.com/stock/UPL

Peer Group

Agricultural Inputs · 179 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 53 · Above median
Fair Value upside −33% · Below median
Return on equity (TTM) 6% · Below median
Return on assets 4% · Above median
Net margin (TTM) 4% · Below median
Operating margin (TTM) 15% · Top 25%
Revenue growth 18% · Above median
Dividend yield (TTM) 1.0% · Below median
Debt / equity 0.45× · Higher than 75% of peers

Valuation Multiples vs Agricultural Inputs median · lower = cheaper

P/E (TTM) 26.6× · Pricier than 75% of peers
P/B 1.45× · Pricier than median
P/S (TTM) 0.97× · Pricier than median
P/FCF 0.1× · Cheaper than 75% of peers
EV/EBITDA 6.2× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 22
FUTURE 89 · sector 37
PAST 22 · sector 24
HEALTH 78 · sector 97
DIVIDEND 21 · sector 33

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Agricultural Inputs stocks, each showing price versus our Fair Value estimate (as of Jul 11, 2026).

Stock Price Fair Value vs Fair Value
Corteva, Inc CTVA $86.07 $27.81 -68%
Nutrien Ltd NTR C$94.23 C$81.69 -13%
Qinghai Salt Lake Industry Co 000792 ¥24.93 ¥21.26 -15%
CF Industries Holdings CF $119.19 $161.00 +35%
SABIC Agri-Nutrients Company 2020 122.90 SAR 127.31 SAR +4%
Yara International ASA YAR kr 451.30 kr 67.25 -85%
Yunnan Yuntianhua Co 600096 ¥30.17 ¥42.12 +40%
Asia-potash International Investment (Guangzhou)Co.,Ltd., 000893 ¥42.59 ¥38.01 -11%
Coromandel International Limited COROMANDEL ₹2,034 ₹1,129 -44%
PI Industries Limited PIIND ₹2,624 ₹1,345 -49%

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Frequently asked questions

Is UPL Limited (UPL) overvalued or undervalued?
As of Jul 11, 2026, our model estimates a fair value of ₹387.06 versus a price of ₹573.00, about −32% (overvalued).
What is the fair value of UPL?
Our model-based fair value for UPL Limited is ₹387.06 (as of Jul 11, 2026), built from audited fundamentals. The current price is ₹573.00.
What is the quality score of UPL?
UPL Limited has a Quality Score of 53/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of UPL Limited (UPL)?
UPL Limited reported trailing-twelve-month revenue of about ₹518B (latest available figure, as of Jul 11, 2026).
What is the net profit margin of UPL?
The net profit margin of UPL Limited is about 3.7%, meaning it keeps roughly 3.7% of revenue as net income. Based on the latest reported figures.
Does UPL Limited pay a dividend?
UPL Limited currently shows a dividend yield of about 0.94% relative to its recent price (as of Jul 11, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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