Sangam Finserv Limited (SANGAMFIN) Fair Value & Analysis
Financial Services · IN · Market cap ₹1.9B
Fair value as of: Jul 6, 2026
From 15 valuation models · updated today
Share price +0.1% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹26.88 – ₹44.40 · fair‑value band ₹14.63 – ₹18.26 · the ₹40.03 price screens above the ₹18.26 fair value. As of Jul 6, 2026.
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Sangam Finserv Limited (SANGAMFIN) currently trades at ₹40.03, while our model-based Fair Value estimate is ₹18.26 — implying the stock looks roughly 54.4% overvalued today. We read business quality at 63/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, Sangam Finserv Limited generated revenue of ₹123M at a net margin of 26.5%. Revenue declined 40.8% year over year. It earns a return on equity of 2.4%. Net debt stands at ₹392M. Fundamentals as of Jul 6, 2026
Our scenario range runs from ₹14.63 (bear case) to ₹18.26 (bull case); at ₹40.03, the current price sits above that range. The share trades about 20% below its 52-week high and 57% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -16% fair-value upside — at -54%, SANGAMFIN screens richer than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 6, 2026. TTM = trailing twelve months.
About the company
Sangam Finserv Limited, a non-banking finance company, engages in financial and investment activities in India. It offers secured business loans and corporate loans, as well as investment products and services. The company was formerly known as Suchitra Finance & Trading Company Limited and changed its name to Sangam Finserv Limited in June 2023. The company was incorporated in 1981 and is based in Mumbai, India. Sangam Finserv Limited is a subsidiary of Marigold Investrade Private Limited.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Sangam Finserv Limited reported revenue of ₹123M in FY2026 versus ₹114M in FY2022, a compound +2.0%/yr. Reported net income was ₹32.6M in FY2026, compounding −19.0%/yr from FY2022.
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.