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Sunborn International Oyj (SBI) Fair Value & Analysis

Consumer Cyclical · FI · Market cap €89.8M

SI Sunborn International Oyj SBI · HE
Price€0.2020
Fair Value€0.0765
Upside-62.1%
Quality29/100
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Mixed Growth
Loss-making · -21.1% net margin
Low debt · negative free cash flow
Trails peers (2/11)
Narrow moat 36/100
Evidence: Low Range €0.0595 – €0.0765 Share as image

Fair value as of: Jul 15, 2026

From 4 valuation models · updated 26 days ago

Share price +27.8% over the past month.

Below-average quality, and screening another 62% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (€0.0765). The favourable scenario is already priced in.
  • Weak quality (29/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
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Price vs Fair Value (5 years)

€3.03 €0.1195 Fair Value €0.0765 Sep 2020 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 15, 2026.

How to read this chart

60‑month range €0.1195 – €3.03 · fair‑value band €0.0595 – €0.0765 · the €0.2020 price screens above the €0.0765 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 15, 2026.

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Analysis

Sunborn International Oyj (SBI) currently trades at €0.2020, while our model-based Fair Value estimate is €0.0765, implying the stock looks roughly 62.1% overvalued today. The Quality Score stands at 29/100 (below-average quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).

Over the trailing twelve months, Sunborn International Oyj generated revenue of €19.1M at a net margin of -21.1%. It earns a return on equity of -10.3%. Net debt stands at €79.1M. Fundamentals as of Jul 15, 2026

Our scenario range runs from €0.0595 (bear case) to €0.0765 (bull case); at €0.2020, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 72% below its 52-week high and 76% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -62% fair-value upside, at -62%, SBI screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
EV/EBITDA €0.0500 €0.0800 €0.1100 54
EV/EBIT €0.0100 €0.0200 €0.0300 53
NCAV (Graham) €0.0700 €0.0900 €0.1400 50
All 4 models by family
Multiples
EV/EBIT €0.0100 €0.0200 €0.0300 53
EV/EBITDA €0.0500 €0.0800 €0.1100 54
EV/Revenue €0.0200 €0.0300 43
Asset-Based
NCAV (Graham) €0.0700 €0.0900 €0.1400 50

Widest divergence: Asset-Based (€0.0900) versus Multiples (€0.0200). Highest evidence: EV/EBITDA (54).

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Key figures & financial health

Revenue (TTM) €19.1M
Revenue growth (YoY) +665%
Net margin -21.1%
Return on equity -10.3%
Free cash flow −€311K FY2025
Operating margin 68.3%
More key figures
EPS (TTM) €-0.0100
Net debt €79.1M FY2025

Figures from reported company fundamentals · as of Jul 15, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 29/100

Of which business quality 28 · Market factors (momentum, volatility) 20

Profitability 6
Margins and returns on capital today
Quality Growth 80
Are margins and returns improving?
Cashflow 11
Earnings quality: real cash, not paper profit
Fin. Strength 44
Balance sheet, leverage, solvency risk
Investment 43
Disciplined investing over empire-building
Low Volatility 31
Calm price path (market factor)
Momentum 19
Price trend over the last 3–12 months (market factor)
52W Momentum 10
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Sunborn International Oyj develops, owns, and operates yacht hotels and other floating real estate in Finland and internationally. The company was founded in 1998 and is headquartered in Turku, Finland.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Sunborn International Oyj reported revenue of €19.1M in FY2025 versus €4.2M in FY2021, a compound +45.7%/yr. Reported net income was −€4.0M in FY2025.

Growth Quality 36/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
€19.1M
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+86.7%
Avg. growth/yr (9Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+19.1%
Revenue +45.7%/yr
FY21 €4.2M
FY22 €2.9M
FY23 €3.2M
FY24 €1.0M
FY25 €19.1M
Net income
FY21 €455K
FY22 −€1.3M
FY23 −€72.5K
FY24 −€1.1M
FY25 −€4.0M

SBI screens 62% overvalued. Compare with Marriott International, Inc →

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Cite: Fair Value Calculator (2026). "Sunborn International Oyj Fair Value". https://www.fairvalue-calculator.com/stock/SBI

Peer Group

Lodging · 168 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 29 · Bottom 25%
Fair Value upside −62% · Bottom 25%
Return on assets 1% · Below median
Net margin (TTM) -21% · Bottom 25%
Operating margin (TTM) 68% · Top 25%
Revenue growth 665% · Top 25%
Debt / equity 0.27× · Higher than median

Valuation Multiples vs Lodging median · lower = cheaper

P/B 1.29× · Pricier than median
P/S (TTM) 5.43× · Pricier than 75% of peers
EV/EBITDA 19.4× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 1
FUTURE 100 · sector 18
PAST 0 · sector 11
HEALTH 86 · sector 90
DIVIDEND 0 · sector 23

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Lodging stocks, each showing price versus our Fair Value estimate (as of Jul 15, 2026).

Stock Price Fair Value vs Fair Value
Marriott International, Inc MAR $369.05 $135.64 -63%
Hilton Worldwide Holdings HLT $328.48 $123.67 -62%
InterContinental Hotels Group IHG $159.87 $85.18 -47%
Hyatt Hotels Corporation H $191.00 $47.69 -75%
H World Group HTHT $42.67 $47.55 +11%
Accor SA AC €47.25 €39.26 -17%
The Indian Hotels Company INDHOTEL ₹743.20 ₹260.68 -65%
Wyndham Hotels & Resorts, Inc WH $78.54 $24.02 -69%
Hanjin Kal, 180640 113,500 KRW 36,890 KRW -67%
Jabal Omar Development Company 4250 16.00 SAR 11.64 SAR -27%

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Frequently asked questions

Is Sunborn International Oyj (SBI) overvalued or undervalued?
As of Jul 15, 2026, our model estimates a fair value of €0.0765 versus a price of €0.2020, about −62% (overvalued).
What is the fair value of SBI?
Our model-based fair value for Sunborn International Oyj is €0.0765 (as of Jul 15, 2026), built from audited fundamentals. The current price is €0.2020.
What is the quality score of SBI?
Sunborn International Oyj has a Quality Score of 29/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Sunborn International Oyj (SBI)?
Sunborn International Oyj reported trailing-twelve-month revenue of about €19.1M (latest available figure, as of Jul 15, 2026).
What is the net profit margin of SBI?
The net profit margin of Sunborn International Oyj is about -21.1%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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