Sun Hung Kai & Company. Ltd (SHGKF) fair value: what the stock is really worth
As of Sep 25, 2026: fair value of Sun Hung Kai & Company. Ltd $0.48, price $0.54, upside -11.4%, quality 81 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? No
- Good quality? Yes
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Sun Hung Kai & Company. Ltd
SHGKF · USGreat Company, Expensive PriceHigh Quality, but the stock trades above estimated Fair Value.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range $0.1846 – $0.5425 · fair‑value band $0.2703 – $0.7982 · the $0.5425 price screens above the $0.4807 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
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Company profile
Sun Hung Kai & Co. Limited operates in the alternative investment and wealth management businesses in Hong Kong and the People's Republic of China. The company operates through Consumer Finance, Mortgage Loans, Investment Management, Alternative Solutions, and Group Management and Support segments.
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Sun Hung Kai & Co. Limited operates in the alternative investment and wealth management businesses in Hong Kong and the People's Republic of China. The company operates through Consumer Finance, Mortgage Loans, Investment Management, Alternative Solutions, and Group Management and Support segments. It offers unsecured and secured loans to individuals and small businesses through branches and online platforms; and first mortgage and second mortgage loans to property owners, as well as customized financing solutions to property investors. The company's investment portfolio consists of public markets; and alternatives solutions, including real estate, hedge funds, private credit, and private equity. In addition, it offers secretarial, financial consultancy, enterprise management, nominee, financing, money lending, asset management, property investment, securities trading, investment funds, consultancy and marketing planning, fund management, management consultancy, loan finance, and mortgage financing services. Further, the company provides consumer, small, and medium enterprises financing; mortgage loans and other financing; portfolio investments and provision of term loans, structured, and specialty financing; external fund solutions; and fund management service. Sun Hung Kai & Co. Limited was founded in 1969 and is headquartered in Causeway Bay, Hong Kong. Sun Hung Kai & Co. Limited operates as a subsidiary of Allied Properties (H.K.) Limited.
Stock analysis
Sun Hung Kai & Company. Ltd (SHGKF) currently trades at $0.5425, while our model-based Fair Value estimate is $0.4807, 11.4% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Earnings-Based group reads highest at a median of $3.63 per share, and 11 of the 11 models we run sit above the $0.5425 price.
Bear case: the Asset-Based group reads lowest at $0.9700, and 0 of the 11 models stay below the price. Evidence for this calculation is low.
Scenario range: $0.2703 (bear) to $0.7982 (bull), the price of $0.5425 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 81/100 (high quality), in the Financial Services sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Sun Hung Kai & Company. Ltd reported revenue of HK$3.5B in FY2025 versus HK$5.5B in FY2021, a compound −10.4%/yr. Reported net income was HK$1.6B in FY2025, compounding −13.3%/yr from FY2021.
Key figures
Market cap $1.1B · P/E ratio 5.4 · P/S ratio 2.45 · EPS (TTM) $0.1000 · Net margin 45.1% · Return on equity 7.3% · Return on assets 4.8% · Operating margin 58.2%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 42 out of 100 (low confidence).
What moves the price
The share trades at its 52-week high and 26% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at 10% fair-value upside, at −11%, SHGKF screens richer than that median.
Fair Value models
All 11 models by family
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Set up alert →Quality Score breakdown
Of which business quality 76 · Market factors (momentum, volatility) 72
Revenue & earnings trend
Growth Forecast
SHGKF screens overvalued: fair value 11% below the price. Compare with Visa Inc →
Compare Sun Hung Kai & Company. Ltd with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Credit Services · 329 stocks
Valuation Multiplesvs Credit Services median · lower = cheaper
Strength profile in five axes (Snowflake)
Context: sector, industry, market
- Is the Financials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Undervalued stocks: US Stocks
- Valuation of the USA market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Credit Services stocks, each showing price versus our Fair Value estimate.
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| Mastercard Incorporated MA | $551.47 | $359.54 | −35% |
| American Express Company AXP | $304.10 | $208.54 | −31% |
| Capital One Financial Corporation COF | $193.07 | $125.94 | −35% |
| Bajaj Finance Limited BAJFINANCE | ₹948.30 | ₹1,100 | +16% |
| PayPal Holdings PYPL | $53.06 | $104.12 | +96% |
| Shriram Finance Limited SHRIRAMFIN | ₹994.10 | ₹1,364 | +37% |
| Affirm Holdings AFRM | $67.21 | $73.93 | +10% |
| Synchrony Financial, SYF | $71.52 | $141.92 | +98% |
| SoFi Technologies, Inc SOFI | $15.72 | $5.53 | −65% |
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Key figures of Sun Hung Kai & Company. Ltd
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